Axos Financial (AX)
Provides digital banking, specialized lending, securities clearing, custody, and investing services.
$89.26
vs last close+0.13 (+0.15%)
In millions of USD, except per-share figures
| In millions | Q1 FY24Sep 2023 | Q2 FY24Dec 2023 | Q3 FY24Mar 2024 | Q4 FY24Jun 2024 | Q1 FY25Sep 2024 | Q2 FY25Dec 2024 | Q3 FY25Mar 2025 | Q4 FY25Jun 2025 | Q1 FY26Sep 2025 | Q2 FY26Dec 2025 | Q3 FY26Mar 2026 | Q4 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 394 | 420 | 472 | 480 | 509 | 480 | 462 | 479 | 494 | 563 | 564 | 569 |
| Cost of revenue | 160 | 180 | 188 | 199 | 206 | 188 | 172 | 177 | 192 | 207 | 213 | 199 |
| Gross profit | 235 | 241 | 284 | 281 | 302 | 291 | 290 | 302 | 302 | 356 | 351 | 370 |
| 116 | 23 | 129 | 137 | 143 | 141 | 142 | 146 | 152 | 180 | 186 | 214 | |
| 81 | 81 | 90 | 96 | 103 | 101 | 101 | 103 | 104 | 121 | 30 | −127 | |
| Selling & marketing | 10 | 10 | 10 | 12 | 14 | 11 | 11 | 11 | 12 | 13 | 13 | 11 |
| General & administrative | 71 | 71 | 80 | 84 | 88 | 90 | 89 | 92 | 91 | 108 | 16 | −139 |
| Other expenses | 36 | −58 | 39 | 40 | 41 | 40 | 42 | 43 | 48 | 60 | 156 | 342 |
| Operating income | 118 | 217 | 156 | 144 | 159 | 150 | 148 | 156 | 150 | 176 | 165 | 156 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 364 | 395 | 444 | 453 | 484 | 456 | 433 | 442 | 466 | 514 | 478 | 499 |
| Interest expense | 153 | 166 | 182 | 193 | 192 | 176 | 157 | 162 | 175 | 182 | 172 | 181 |
| Income before tax | 118 | 217 | 156 | 144 | 159 | 150 | 148 | 156 | 150 | 176 | 165 | 156 |
| Income tax expense | 36 | 66 | 45 | 40 | 47 | 46 | 43 | 45 | 38 | 47 | 41 | 31 |
| Net income from continuing operations | 83 | 152 | 111 | 105 | 112 | 105 | 105 | 111 | 112 | 128 | 125 | 125 |
| Net income | 83 | 152 | 111 | 105 | 112 | 105 | 105 | 111 | 112 | 128 | 125 | 125 |
| EPS, basic | $1.40 | $2.65 | $1.94 | $1.84 | $1.97 | $1.83 | $1.84 | $1.96 | $1.99 | $2.27 | $2.20 | $2.20 |
| EPS, diluted | $1.38 | $2.62 | $1.91 | $1.80 | $1.93 | $1.80 | $1.81 | $1.92 | $1.94 | $2.22 | $2.15 | $2.16 |
| Weighted average shares, basic | 59 | 57 | 57 | 57 | 57 | 57 | 57 | 56 | 57 | 57 | 57 | 57 |
| Weighted average shares, diluted | 60 | 58 | 58 | 58 | 58 | 58 | 58 | 58 | 58 | 58 | 58 | 58 |
| EBITDA | 124 | 224 | 163 | 152 | 167 | 157 | 155 | 163 | 158 | 199 | 188 | 183 |
| Depreciation & amortization | 6 | 6 | 7 | 7 | 7 | 7 | 7 | 8 | 8 | 23 | 22 | 27 |
| EBIT | 118 | 217 | 156 | 144 | 159 | 150 | 148 | 156 | 150 | 176 | 165 | 156 |
