Bank of Hawaii
Provides consumer, commercial, and wealth banking across Hawaiʻi and the West Pacific.
Something off on this page? Send us feedback.
Profile
Provides consumer and commercial banking, mortgages, business credit, deposits, and wealth services across Hawaiʻi and the West Pacific. Customer deposits fund a largely real estate-secured loan book, concentrating earnings and credit exposure in island economies.
Operates Consumer Banking, Commercial Banking, and Treasury and Other across Hawaiʻi and the West Pacific. Consumer Banking gathers checking, savings, and time deposits and provides mortgages, home-equity, auto, small-business, credit-card, private-banking, trust, investment-management, brokerage, and insurance services. Commercial Banking supplies commercial and industrial credit, real-estate and lease financing, deposits, and cash management to businesses and public entities.
Builds its franchise through branches, ATMs, and digital channels, with most employees and activity in Hawaiʻi and operations in Guam and other Pacific islands. Net interest income from loans and securities, supported by customer deposits, is the earnings engine; wealth and other service fees add diversification. Regional economic conditions and interest rates shape performance, while a loan book largely secured by real estate ties credit outcomes to island property markets. As a regulated bank holding company, capital and liquidity rules constrain balance-sheet use.
Company facts
Categories
Key statistics
Year to date +13.0% · Average volume (30d) 377.0K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Aug 6, 2026 | Stephens | Target | $83 | $85 | ||
| Jul 28, 2026 | DA Davidson | Reiterate | Neutral | $81 | $85 | |
| Jul 8, 2026 | Benchmark | Initiate | Hold | |||
| Jan 27, 2026 | DA Davidson | Reiterate | Neutral | $70 | $81 | |
| Jan 27, 2026 | Stephens | Target | $83 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 27, 2026Q2 FY26 | $1.46 | $1.47 | +0.7% | $199.5M | $196.9M | −1.3% | +0.06% |
| Apr 20, 2026Q1 FY26 | $1.33 | $1.30 | −2.3% | $193.8M | $192.3M | −0.8% | −2.85% |
| Jan 26, 2026Q4 FY25 | $1.25 | $1.39 | +11.2% | $184.8M | $189.6M | +2.6% | −0.47% |
| Oct 27, 2025Q3 FY25 | $1.17 | $1.20 | +2.6% | $181.0M | $204.1M | +12.8% | +2.29% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $256.6M | $261.6M | $271.9M | $271.4M | $263.5M | $269.4M | |
| Gross profit | $164.9M | $169.5M | $178.4M | $187.0M | $190.5M | $193.3M | |
| Operating income | $56.2M | $60.4M | $67.8M | $77.6M | $74.5M | $82.2M | |
| Net income | $44.0M | $47.6M | $53.3M | $60.9M | $57.4M | $63.8M | |
| Diluted EPS | $0.97 | $1.06 | $1.20 | $1.39 | $1.30 | $1.48 | |
| Gross margin | 64.3% | 64.8% | 65.6% | 68.9% | 72.3% | 71.7% | |
| Operating margin | 21.9% | 23.1% | 24.9% | 28.6% | 28.3% | 30.5% |
Fiscal years (4-quarter sums)FY21 $702.8M · FY22 $748.9M · FY23 $965.8M · FY24 $1.03B · FY25 $1.06B
Revenue by product · FY25
Balance sheet, Jun 30, 2026Cash & short-term investments $452.8M · Total debt $93.6M · Total assets $23.84B · Shareholders' equity $1.88B
Dividends
Raised for 39 straight years. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| May 29, 2026 | May 29 | Jun 12 | $0.70 | |
| Feb 27, 2026 | Feb 27 | Mar 13 | $0.70 | |
| Nov 28, 2025 | Nov 28 | Dec 12 | $0.70 | |
| Aug 29, 2025 | Aug 29 | Sep 15 | $0.70 | |
| May 30, 2025 | May 30 | Jun 13 | $0.70 | |
| Feb 28, 2025 | Feb 28 | Mar 14 | $0.70 | |
| Nov 29, 2024 | Nov 29 | Dec 13 | $0.70 | |
| Aug 30, 2024 | Aug 30 | Sep 16 | $0.70 |
Ownership
Shares outstanding 39.45M · Float 38.88M · 98.6% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 5.77M | 14.64% | 13F | Aug 7, 2026 |
| Vanguard Portfolio Management LLC | 2.54M | 6.43% | 13F | Aug 13, 2026 |
| State Street Corp | 2.41M | 6.12% | 13F | Aug 7, 2026 |
| Kayne Anderson Rudnick Investment Management LLC | 1.83M | 4.65% | 13F | Aug 13, 2026 |
| Vanguard Capital Management LLC | 1.78M | 4.51% | 13F | Aug 13, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 3, 2026 | Marco A. Abbruzzese | officer: Vice Chair | −2,000 | $79.84 |
| Aug 4, 2026 | Marco A. Abbruzzese | officer: Vice Chair | −2,441 | $81.59 |
| May 1, 2026 | Kent Thomas Lucien | director | −5,000 | $80.17 |
| Feb 6, 2026 | Robert W. Jr Wo | director | −5,000 | $78.57 |
| Feb 5, 2026 | Matthew Emerson | officer: Vice Chair | −1,996 | $76.53 |
Peers
- First Hawaiian
Second-largest Hawaii bank by deposits; full-overlap rival in all segments
- Central Pacific Financial
Hawaii's fourth-largest bank; SBA 7(a) leader with 27-branch island network
- Bank of America
Megabank with 4 Hawaii branches, 3 Merrill offices, and $5.8B wealth balances
- Wells Fargo
Third-largest US bank; Hawaii presence via CRE lending and wealth management
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Bank of Hawaii | $77.29 | −0.01% | $3.05B | 14.4 | 12.3 | 2.8 | +14.9% |
| First Hawaiian | $25.79 | +0.02% | $3.14B | 11.2 | 10.8 | 3.2 | +10.6% |
| Central Pacific Financial | $37.83 | −0.03% | $987.4M | 12.1 | 11.1 | 3.1 | +8.2% |
| Bank of America | $62.30 | −0.04% | $442.26B | 14.4 | 12.7 | 2.3 | +19.3% |
| Wells Fargo | $86.69 | +0.01% | $262.12B | 12.5 | 11.6 | 2.0 | +8.6% |
| Median | 12.3 | 11.3 | 2.7 | +9.6% |