Banco Santander-Chile (ADR) (BSAC)
Connects Chilean households and businesses to banking, payments, wealth and corporate finance.
$34.63
vs last close−0.44 (−1.25%)
In millions of USD, except per-share figures · converted from CLP at the latest rate
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,275 | 1,420 | 1,211 | 1,273 | 581 | 1,292 | 1,095 | 1,242 | 1,132 | 1,875 | 763 | 1,275 |
| Cost of revenue | 955 | 950 | 831 | 672 | −69 | 782 | 576 | 588 | 590 | 727 | 0 | 541 |
| Gross profit | 321 | 471 | 380 | 600 | 650 | 510 | 519 | 654 | 542 | 1,148 | 763 | 734 |
| 243 | 138 | 215 | 309 | 300 | 162 | 171 | 314 | 226 | 857 | 413 | 265 | |
| 192 | 190 | 195 | 204 | 205 | 197 | 213 | 208 | 206 | 191 | 95 | 213 | |
| Selling & marketing | 6 | 6 | 6 | 7 | 5 | 6 | 0 | 6 | 0 | 5 | 0 | 0 |
| General & administrative | 186 | 183 | 189 | 197 | 200 | 190 | 213 | 202 | 206 | 185 | 95 | 213 |
| Other expenses | 50 | −51 | 20 | 105 | 95 | −34 | −42 | 107 | 20 | 667 | 318 | 52 |
| Operating income | 78 | 332 | 165 | 291 | 349 | 348 | 348 | 340 | 317 | 291 | 350 | 469 |
| 0 | 0 | 0 | 0 | −30 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 1,027 | 1,606 | 1,020 | 918 | 920 | 1,401 | 872 | 888 | 892 | 1,297 | 866 | 876 |
| Interest expense | 829 | 980 | 697 | 540 | 497 | 667 | 431 | 435 | 440 | 576 | 390 | 410 |
| Other non-operating income | 0 | 0 | 0 | 0 | 32 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income before tax | 78 | 332 | 165 | 291 | 319 | 348 | 348 | 340 | 317 | 291 | 350 | 469 |
| Income tax expense | 14 | 62 | 37 | 62 | 62 | 68 | 55 | 52 | 56 | 53 | 58 | 62 |
| Net income from continuing operations | 64 | 270 | 128 | 230 | 257 | 280 | 293 | 288 | 261 | 238 | 292 | 408 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 59 | 270 | 125 | 226 | 253 | 283 | 289 | 284 | 257 | 233 | 284 | 398 |
| EPS, basic | $0.12 | $0.57 | $0.27 | $0.48 | $0.54 | $0.61 | $0.61 | $0.60 | $0.55 | $0.56 | $0.60 | $0.84 |
| EPS, diluted | $0.12 | $0.57 | $0.27 | $0.48 | $0.54 | $0.61 | $0.61 | $0.60 | $0.55 | $0.56 | $0.60 | $0.84 |
| Weighted average shares, basic | 471 | 471 | 470 | 471 | 471 | 471 | 471 | 471 | 471 | 471 | 471 | 471 |
| Weighted average shares, diluted | 471 | 471 | 470 | 471 | 471 | 471 | 471 | 471 | 471 | 471 | 471 | 471 |
| EBITDA | 116 | 370 | 203 | 327 | 352 | 385 | 385 | 374 | 351 | 326 | 386 | 502 |
| Depreciation & amortization | 38 | 38 | 38 | 36 | 36 | 37 | 37 | 34 | 34 | 35 | 36 | 33 |
| EBIT | 78 | 332 | 165 | 291 | 316 | 348 | 348 | 340 | 317 | 291 | 350 | 469 |