Chubb
Writes commercial, personal, crop, life, and reinsurance coverage worldwide.
Something off on this page? Send us feedback.
Profile
Writes commercial and personal P&C, accident and health, life, crop, and reinsurance policies worldwide, earning from underwriting, investment income, and life operations. North America anchors the portfolio, while the life business is concentrated in Asia.
Writes commercial and personal property-and-casualty coverage, accident and supplemental health policies, life insurance, and reinsurance across 54 countries and territories. Six reporting segments separate North American commercial, high-net-worth personal, and agricultural insurance from Overseas General Insurance, Global Reinsurance, and Life Insurance.
Serves businesses from small firms to multinational accounts with property, casualty, financial lines, cyber, and specialty products. Consumer offerings span homeowners, automobiles, valuables, personal accident, supplemental health, and savings-oriented life policies; Rain and Hail supplies crop coverage, while Chubb Tempest Re writes global property-and-casualty reinsurance.
Earns from underwriting, investment income, and life operations, with disciplined pricing and risk selection prioritized over volume. North America remains the largest regional base, while the life business is concentrated in Asia. Results remain exposed to catastrophe losses, long-tail reserve estimates, and insurance-capital rules set across local jurisdictions.
Company facts
Key statistics
Year to date +9.6% · Average volume (30d) 1.8M
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Aug 19, 2026 | Morgan Stanley | Reiterate | Equal Weight | $340 | $360 |
| Jul 23, 2026 | Wells Fargo | Reiterate | Equal Weight | $333 | $356 |
| Jul 22, 2026 | Deutsche Bank | Reiterate | Hold | $170 | $354 |
| Jul 15, 2026 | Atlantic Equities | Target | $301 | ||
| Jul 15, 2026 | Piper Sandler | Reiterate | Neutral | $374 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 21, 2026Q2 FY26 | $6.77 | $7.26 | +7.2% | $15.07B | $14.71B | −2.5% | −3.26% |
| Apr 21, 2026Q1 FY26 | $6.60 | $6.82 | +3.3% | $13.56B | $14.01B | +3.3% | −1.17% |
| Feb 3, 2026Q4 FY25 | $6.77 | $7.52 | +11.1% | $12.94B | $13.13B | +1.5% | +5.13% |
| Oct 21, 2025Q3 FY25 | $6.17 | $7.49 | +21.4% | $12.98B | $16.14B | +24.3% | +2.70% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $13.39B | $14.88B | $16.20B | $15.30B | $14.76B | $15.82B | |
| Gross profit | $2.92B | $4.45B | $5.27B | $4.95B | $6.85B | $7.51B | |
| Operating income | $1.66B | $3.72B | $3.89B | $3.77B | $0 | $3.63B | |
| Net income | $1.33B | $2.97B | $2.80B | $3.21B | $2.32B | $2.88B | |
| Diluted EPS | $3.29 | $7.35 | $6.99 | $8.10 | $5.88 | $7.43 | |
| Gross margin | 21.8% | 29.9% | 32.5% | 32.4% | 46.4% | 47.5% | |
| Operating margin | 12.4% | 25.0% | 24.0% | 24.6% | 0.0% | 22.9% |
Fiscal years (4-quarter sums)FY21 $40.96B · FY22 $42.95B · FY23 $50.13B · FY24 $56.12B · FY25 $59.77B
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $8.21B · Total debt $18.12B · Total assets $281.32B · Shareholders' equity $75.37B
Dividends
Raised for 32 straight years — most recently to $1.02 from $0.97 in Jun 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jun 12, 2026 | Jun 12 | Jul 2 | $1.02 | raised from $0.97 |
| Mar 13, 2026 | Mar 13 | Apr 6 | $0.97 | |
| Dec 12, 2025 | Dec 12 | Jan 2 | $0.97 | |
| Sep 12, 2025 | Sep 12 | Oct 3 | $0.97 | |
| Jun 13, 2025 | Jun 13 | Jul 3 | $0.97 | raised from $0.91 |
| Mar 14, 2025 | Mar 14 | Apr 4 | $0.91 | |
| Dec 13, 2024 | Dec 13 | Jan 3 | $0.91 | |
| Sep 13, 2024 | Sep 13 | Oct 4 | $0.91 |
Ownership
A 13F quarter can total more than the shares outstanding — sub-advisers file the same block twice, and a filer's own share count can be a quarter stale. No split is drawn from it.
Shares outstanding 385.80M · Float 349.87M · 90.7% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Berkshire Hathaway Inc | 34.25M | 8.88% | 13F | Aug 14, 2026 |
| Warren E. Buffett | 31.33M | 8.00% | 13G | Nov 14, 2025 |
| BlackRock, Inc. | 29.09M | 7.54% | 13F | Aug 7, 2026 |
| Vanguard Capital Management LLC | 23.18M | 6.01% | 13F | Aug 13, 2026 |
| State Street Corp | 16.73M | 4.34% | 13F | Aug 7, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 21, 2026 | Michael P. Connors | director | −5,500 | $345.00 |
| Jul 28, 2026 | Joseph F. Wayland | officer: Executive Vice President and* | −8,502 | $364.54 |
| Jun 8, 2026 | Juan Luis Ortega | officer: Executive Vice President* | −3,886 | $322.08 |
| May 27, 2026 | John W. Keogh | officer: President &COO | −23,000 | $321.51 |
| May 21, 2026 | Michael G. Atieh | director | −578 | $329.53 |
Peers
- American International Group
Global commercial P&C leader in large accounts, specialty, and multinationals.
- Travelers
Top US commercial P&C insurer in middle-market, surety, and management liability.
- The Hartford
US middle/small commercial, workers' comp, and group benefits insurer.
- W. R. Berkley
US specialty and E&S commercial insurer with decentralized niche underwriting.
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Chubb | $340.37 | +0.13% | $131.14B | 12.0 | 12.2 | 2.1 | −1.3% |
| American International Group | $76.93 | 0.00% | $40.79B | 14.1 | 9.2 | 1.5 | +0.8% |
| Travelers | $372.15 | +0.62% | $77.15B | 9.9 | 12.4 | 1.6 | −4.8% |
| The Hartford | $137.85 | −0.49% | $37.98B | 9.0 | 10.6 | 1.3 | +4.0% |
| W. R. Berkley | $70.65 | +3.20% | $25.48B | 14.1 | 14.5 | 1.4 | +1.2% |
| Median | 12.0 | 11.5 | 1.5 | +1.0% |