Catalyst Bancorp
Provides commercial and retail banking through Catalyst Bank in south-central Louisiana.
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Profile
Commercial and retail banking is delivered through Catalyst Bank, the wholly owned subsidiary of Catalyst Bancorp. Deposits fund lending and investment securities, anchoring a localized community-bank model in south-central Louisiana that has expanded into Southwest Louisiana.
Commercial and retail banking are provided through Catalyst Bank, the wholly owned operating subsidiary of Catalyst Bancorp. The bank serves south-central Louisiana’s Acadiana region and has expanded its Southwest Louisiana footprint through the Lakeside acquisition.
Customer deposits supply funding for lending and investment securities, making the relationship between deposits and locally deployed credit central to the business. The company frames the franchise around local relationships and local decision-making.
The public holding company emerged from a mutual-to-stock conversion of the long-running St. Landry Homestead institution, and Catalyst Bank became the operating name after a rebrand. Competition for deposits and loans spans banks, credit unions, mortgage lenders, funds, brokerages, insurers and other non-depository institutions, including providers with greater financial resources.
Company facts
Categories
Key statistics
Year to date +12.4% · Average volume (30d) 2.3K
Analysts
No analyst consensus on record.
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 30, 2026Q2 FY26 | — | $0.14 | — | — | $3.9M | — | +0.30% |
| Apr 30, 2026Q1 FY26 | — | $0.15 | — | — | $3.9M | — | −0.06% |
| Jan 29, 2026Q4 FY25 | — | $0.13 | — | — | $3.9M | — | −0.96% |
| Oct 23, 2025Q3 FY25 | — | $0.13 | — | — | — | — | −0.53% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $3.9M | $3.8M | $3.8M | $3.9M | $3.9M | $3.9M | |
| Gross profit | $2.9M | $2.8M | $2.8M | $2.8M | $3.0M | $3.1M | |
| Operating income | $720.0K | $634.0K | $599.0K | $551.0K | $684.0K | $676.0K | |
| Net income | $586.0K | $521.0K | $489.0K | $456.0K | $558.0K | $524.0K | |
| Diluted EPS | $0.16 | $0.14 | $0.13 | $0.13 | $0.15 | $0.15 | |
| Gross margin | 74.2% | 73.7% | 73.0% | 70.8% | 75.7% | 77.5% | |
| Operating margin | 18.4% | 16.8% | 15.7% | 14.2% | 17.4% | 17.1% |
Fiscal years (4-quarter sums)FY21 $10.6M · FY22 $9.0M · FY23 $11.0M · FY24 $9.9M · FY25 $15.4M
Balance sheet, Jun 30, 2026Cash & short-term investments $51.2M · Total debt $9.8M · Total assets $290.0M · Shareholders' equity $82.5M
Dividends
No dividends on record.
Ownership
Shares outstanding 4.05M · Float 3.29M · 81.3% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Catalyst Bancorp, Inc. Employee Stock Ownership Plan | 416.8K | 10.20% | 13G | Feb 13, 2026 |
| Stilwell Activist Fund, L.P. | 364.1K | 9.00% | 13D | Aug 27, 2026 |
| Stilwell Value LLC | 282.4K | 6.97% | 13F | May 6, 2026 |
| Vanguard Capital Management | 215.5K | 5.28% | 13G | Apr 29, 2026 |
| Graham Capital Wealth Management, LLC | 197.3K | 4.87% | 13F | May 12, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jun 10, 2026 | Kirk E. Kleiser | director | −1,000 | $16.04 |
| Jun 10, 2026 | Kirk E. Kleiser | director | +6,200 | $16.11 |
| Oct 28, 2025 | Kirk E. Kleiser | director | −4,750 | $13.40 |
| Oct 28, 2025 | Kirk E. Kleiser | director | +4,750 | $13.41 |
Peers
- Home Bancorp
Closest public peer across Acadiana and Southwest Louisiana
- Investar
Overlaps in Lafayette, Evangeline and Calcasieu banking
- Business First Bancshares
Commercial and retail banking in Lafayette and Lake Charles
- Hancock Whitney
Large Gulf South bank across retail and commercial services
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Catalyst Bancorp | $17.52 | −1.02% | $70.9M | 31.2 | — | 4.6 | +4.5% |
| Home Bancorp | $69.44 | −0.12% | $546.4M | 11.6 | 11.4 | 2.6 | +7.2% |
| Investar | $30.29 | −0.03% | $416.5M | 12.7 | 9.8 | 2.2 | +64.5% |
| Business First Bancshares | $31.21 | 0.00% | $1.02B | 11.1 | 9.9 | 2.2 | +17.2% |
| Hancock Whitney | $75.07 | −0.03% | $6.09B | 14.7 | 10.8 | 3.1 | +7.8% |
| Median | 12.2 | 10.4 | 2.4 | +12.5% |