Investar
Runs a founder-led community bank serving Louisiana, Texas, and Alabama.
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Profile
Operates a single banking segment through Investar Bank, making money mainly from loans, securities, and service fees. The business serves individuals, professionals, and small-to-medium-sized businesses across Louisiana, Texas, and Alabama.
Offers commercial real estate, commercial-and-industrial, construction, residential, and consumer loans alongside deposit accounts, treasury management, payments, and digital banking. Income comes mainly from loan interest, with securities and loan or deposit service fees adding smaller streams.
Serves local markets in Louisiana, Texas, and Alabama through a branch network expanded by whole-bank acquisitions and selective footprint changes. The bank emphasizes local access, responsive service, and competitive products while using digital tools such as online account opening, mobile banking, and ITMs.
Depends on loan and deposit competition, interest-rate management, commercial credit quality, deposit funding, branch efficiency, and bank capital and liquidity rules.
Company facts
Categories
Key statistics
Year to date +15.6% · Average volume (30d) 138.3K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Apr 23, 2026 | Piper Sandler | Downgrade | Overweight | Neutral | $29 | $31.50 |
| Oct 21, 2025 | Piper Sandler | Reiterate | Overweight | $13.50 | $29 | |
| Apr 22, 2025 | Piper Sandler | Upgrade | Neutral | Overweight |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 20, 2026Q2 FY26 | $0.71 | $0.75 | +6.1% | $36.4M | $36.5M | +0.5% | +0.91% |
| Apr 20, 2026Q1 FY26 | $0.69 | $0.87 | +26.1% | $36.1M | $35.6M | −1.3% | −4.63% |
| Jan 22, 2026Q4 FY25 | $0.54 | $0.58 | +7.4% | $24.4M | $23.5M | −3.8% | −1.06% |
| Oct 20, 2025Q3 FY25 | $0.48 | $0.54 | +12.5% | $24.5M | $24.1M | −1.3% | +2.34% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $36.4M | $38.0M | $40.1M | $39.0M | $53.2M | $56.3M | |
| Gross profit | $24.0M | $22.1M | $24.0M | $23.5M | $32.7M | $36.3M | |
| Operating income | $7.7M | $5.4M | $7.5M | $7.2M | $9.8M | $11.8M | |
| Net income | $6.3M | $4.5M | $6.2M | $5.9M | $12.0M | $9.5M | |
| Diluted EPS | $0.63 | $0.45 | $0.49 | $0.51 | $0.77 | $0.61 | |
| Gross margin | 65.7% | 58.3% | 59.9% | 60.2% | 61.4% | 64.4% | |
| Operating margin | 21.2% | 14.3% | 18.6% | 18.5% | 18.5% | 21.0% |
Fiscal years (4-quarter sums)FY21 $108.0M · FY22 $123.2M · FY23 $141.0M · FY24 $156.5M · FY25 $153.5M
Balance sheet, Jun 30, 2026Cash & short-term investments $535.0M · Total debt $194.4M · Total assets $3.86B · Shareholders' equity $420.1M
Dividends
Raised for 10 straight years — most recently to $0.12 from $0.11 in Jun 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jun 30, 2026 | Jun 30 | Jul 31 | $0.12 | raised from $0.11 |
| Mar 31, 2026 | Mar 31 | Apr 30 | $0.11 | |
| Dec 31, 2025 | Dec 31 | Jan 30 | $0.11 | |
| Sep 30, 2025 | Sep 30 | Oct 31 | $0.11 | |
| Jun 30, 2025 | Jun 30 | Jul 31 | $0.11 | raised from $0.105 |
| Mar 31, 2025 | Mar 31 | Apr 30 | $0.105 | |
| Dec 31, 2024 | Dec 31 | Jan 31 | $0.105 | |
| Sep 30, 2024 | Sep 30 | Oct 31 | $0.105 | raised from $0.10 |
Ownership
Shares outstanding 13.75M · Float 11.70M · 85.1% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Wellington Management Group LLP | 965.1K | 7.00% | 13G | May 15, 2026 |
| Fourthstone LLC | 827.4K | 6.02% | 13G | May 15, 2026 |
| BlackRock, Inc. | 700.8K | 5.10% | 13G | Apr 27, 2026 |
| Vanguard Capital Management LLC | 588.4K | 4.28% | 13F | May 15, 2026 |
| David A. Flack · director | 517.7K | 3.77% | Form 4 | Jan 23, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Apr 23, 2026 | Robert Chris Jordan | director | +2,000 | $27.36 |
| Mar 12, 2026 | Robert Chris Jordan | director | +1,550 | $26.85 |
| Jan 27, 2026 | John J. D'Angelo | director, officer: Chief Executive Officer | −26,163 | $28.01 |
Peers
- Business First Bancshares
Baton Rouge peer in Louisiana and Texas commercial banking
- Origin Bancorp
Louisiana-rooted relationship bank across Texas and South Alabama
- Hancock Whitney
Gulf South regional bank with Louisiana, Alabama, and Texas overlap
- Home Bancorp
South Louisiana and Houston bank competing in loans and deposits
- Red River Bancshares
Louisiana-only public peer in commercial and retail banking
- First Horizon
Southern regional bank with Louisiana branches and Texas lending exposure
- Regions Financial
Large Southeast regional bank across Alabama, Louisiana, and Texas
- First Guaranty Bancshares
Hammond-based Louisiana bank with Texas exposure and commercial banking
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Investar | $30.29 | −0.03% | $416.5M | 12.7 | 9.8 | 2.2 | +64.5% |
| Business First Bancshares | $31.21 | 0.00% | $1.02B | 11.1 | 9.9 | 2.2 | +17.2% |
| Origin Bancorp | $53.25 | −0.05% | $1.65B | 16.6 | 12.5 | 2.7 | +27.0% |
| Hancock Whitney | $75.07 | −0.03% | $6.09B | 14.7 | 10.8 | 3.1 | +7.8% |
| Home Bancorp | $69.44 | −0.12% | $546.4M | 11.6 | 11.4 | 2.6 | +7.2% |
| Red River Bancshares | $100.77 | −0.04% | $663.5M | 14.5 | 13.5 | 3.8 | +11.8% |
| First Horizon | $24.65 | +0.02% | $11.70B | 11.8 | 11.3 | 2.5 | +9.9% |
| Regions Financial | $30.33 | +0.02% | $25.88B | 12.4 | 11.1 | 2.7 | +2.2% |
| First Guaranty Bancshares | $8.72 | −0.34% | $144.2M | — | 17.2 | 0.8 | +1.2% |
| Median | 12.4 | 11.4 | 2.6 | +8.8% |