Hancock Whitney
Provides deposit-funded lending, treasury, mortgage, and wealth services across the Gulf South.
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Profile
Provides commercial, small-business, and consumer banking across the Gulf South, earning primarily from deposit-funded lending and securities. Treasury management, mortgage, private banking, and expanded trust and investment services broaden a single-segment regional banking model.
Provides commercial, small-business, and consumer banking through Hancock Whitney Bank, gathering deposits and extending commercial, real-estate, mortgage, and personal credit. Treasury management, cards, equipment finance, and digital banking deepen business and household relationships.
Operates a Gulf South branch network across Mississippi, Louisiana, Alabama, Florida, and Texas, with commercial offices in Nashville and Atlanta. The completed One Florida Bank acquisition expands the Florida franchise around Orlando, while the Sabal Trust combination added trust administration, investment management, estate, retirement, and family-office capabilities.
Revenue comes chiefly from interest earned on loans and securities, supplemented by account, card, mortgage, brokerage, insurance, and trust fees. Deposits are the main funding source, tying results to deposit pricing and flows, loan quality, interest rates, liquidity, and bank regulation. Overall banking operations constitute its only reportable segment.
Company facts
Categories
Key statistics
Year to date +16.5% · Average volume (30d) 789.9K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Aug 3, 2026 | Barclays | Reiterate | Overweight | $80 | $82 |
| Jul 22, 2026 | Raymond James | Reiterate | Strong Buy | $78 | $87 |
| Jul 22, 2026 | Stephens | Reiterate | Overweight | $68 | $85 |
| Jul 22, 2026 | Piper Sandler | Reiterate | Overweight | $82 | $87 |
| Jul 7, 2026 | Barclays | Reiterate | Overweight | $76 | $80 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 21, 2026Q2 FY26 | $1.55 | $1.55 | 0.0% | $398.9M | $403.6M | +1.2% | −0.31% |
| Apr 21, 2026Q1 FY26 | $1.48 | $1.52 | +2.7% | $392.5M | $393.6M | +0.3% | −1.68% |
| Jan 20, 2026Q4 FY25 | $1.48 | $1.49 | +0.7% | $391.9M | $391.8M | 0.0% | +2.38% |
| Oct 14, 2025Q3 FY25 | $1.43 | $1.49 | +4.2% | $391.2M | $383.7M | −1.9% | −6.03% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $488.3M | $500.1M | $515.0M | $514.8M | $408.9M | $521.2M | |
| Gross profit | $352.4M | $359.5M | $373.1M | $389.3M | $279.5M | $387.6M | |
| Operating income | $149.2M | $144.6M | $160.3M | $171.5M | $58.7M | $162.2M | |
| Net income | $119.5M | $113.5M | $127.5M | $125.6M | $47.4M | $127.0M | |
| Diluted EPS | $1.38 | $1.32 | $1.49 | $1.49 | $0.58 | $1.55 | |
| Gross margin | 72.2% | 71.9% | 72.4% | 75.6% | 68.4% | 74.4% | |
| Operating margin | 30.6% | 28.9% | 31.1% | 33.3% | 14.4% | 31.1% |
Fiscal years (4-quarter sums)FY21 $1.35B · FY22 $1.47B · FY23 $1.89B · FY24 $2.05B · FY25 $2.02B
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $1.22B · Total debt $1.89B · Total assets $36.35B · Shareholders' equity $4.44B
Dividends
Raised for 33 straight years — most recently to $0.50 from $0.45 in Mar 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jun 5, 2026 | Jun 5 | Jun 15 | $0.50 | |
| Mar 5, 2026 | Mar 5 | Mar 16 | $0.50 | raised from $0.45 |
| Dec 5, 2025 | Dec 5 | Dec 15 | $0.45 | |
| Sep 5, 2025 | Sep 5 | Sep 15 | $0.45 | |
| Jun 5, 2025 | Jun 5 | Jun 16 | $0.45 | |
| Mar 5, 2025 | Mar 5 | Mar 17 | $0.45 | raised from $0.40 |
| Dec 5, 2024 | Dec 5 | Dec 16 | $0.40 | |
| Sep 5, 2024 | Sep 5 | Sep 16 | $0.40 |
Ownership
A 13F quarter can total more than the shares outstanding — sub-advisers file the same block twice, and a filer's own share count can be a quarter stale. No split is drawn from it.
Shares outstanding 81.16M · Float 80.36M · 99.0% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 10.91M | 13.44% | 13F | Aug 7, 2026 |
| FMR LLC | 7.28M | 8.97% | 13F | Aug 13, 2026 |
| Dimensional Fund Advisors LP | 4.81M | 5.93% | 13F | Aug 11, 2026 |
| Vanguard Portfolio Management LLC | 4.47M | 5.51% | 13F | Aug 13, 2026 |
| State Street Corp | 4.30M | 5.29% | 13F | Aug 7, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 20, 2026 | Emory L. Jr Mayfield | officer: Chief Banking Officer | −4,990 | $76.40 |
| Jul 24, 2026 | Michael M. Achary | officer: Chief Financial Officer | −22,694 | $76.18 |
| May 22, 2026 | Christine L. Pickering | director | −417 | $67.16 |
| Feb 10, 2026 | Christine L. Pickering | director | −1,082 | $73.03 |
| Feb 10, 2026 | John M. Hairston | director, officer: President & CEO | −26,453 | $72.81 |
Peers
- Regions Financial
Broad Southeast regional-bank rival across banking and wealth
- First Horizon
Southern regional peer in commercial, retail, wealth, and trust
- Truist Financial
Super-regional Southeast competitor with broader product scale
- Trustmark
Mississippi-based peer across banking, mortgage, and wealth
- SouthState
Florida and Southeast peer in banking, mortgage, and wealth
- Ameris Bancorp
Southeast bank rival in commercial, retail, treasury, and mortgage
- Bank OZK
CRE-heavy regional bank overlapping in banking and trust
- Prosperity Bancshares
Texas community-bank competitor for deposits, loans, and trust
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Hancock Whitney | $75.07 | −0.03% | $6.09B | 14.7 | 10.8 | 3.1 | +7.8% |
| Regions Financial | $30.33 | +0.02% | $25.88B | 12.4 | 11.1 | 2.7 | +2.2% |
| First Horizon | $24.65 | +0.02% | $11.70B | 11.8 | 11.3 | 2.5 | +9.9% |
| Truist Financial | $53.13 | +5.37% | $62.83B | 12.0 | 10.6 | 2.1 | +6.5% |
| Trustmark | $46.27 | −0.04% | $2.71B | 11.7 | 11.6 | 2.3 | −14.3% |
| SouthState | $105.98 | +0.00% | $10.28B | 11.1 | 10.8 | 3.2 | +1.2% |
| Ameris Bancorp | $85.59 | +0.06% | $5.76B | 15.5 | 12.6 | 3.4 | +5.7% |
| Bank OZK | $49.40 | −0.02% | $5.39B | 8.2 | 8.5 | 1.9 | +1.8% |
| Prosperity Bancshares | $72.30 | +0.01% | $8.69B | 12.5 | 10.8 | 4.9 | +25.9% |
| Median | 11.9 | 11.0 | 2.6 | +3.9% |