CMTV · NASDAQ · Banks - Regional

Community Bancorp (CMTV)

Provides relationship-based personal and business banking through Community National Bank in Vermont.

$40.24
Pre-market−1.10 (−2.66%)
At close$41.34(+2.78%)
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Community BancorpCMTVFinancials

Provides personal and business financial services through Community National Bank. The sole-subsidiary structure concentrates operations in relationship-based community banking across northern and central Vermont, with a loan office in New Hampshire.

Operating through its sole subsidiary, Community National Bank, the Vermont holding company provides personal and business financial services through a relationship-based banking model.

Retail offices serve northern and central Vermont, while loan-production offices extend the footprint to Burlington, Vermont, and Lebanon, New Hampshire. The company traces the operating bank's roots to 1851 and expanded its branch network through the 2007 acquisition of LyndonBank.

Organized in Vermont in 1982, it became a registered bank holding company in 1983. Community National Bank conducts substantially all operations, so the holding company's business is concentrated in that community-banking franchise.

Company facts

CEOChristopher L. Caldwell
ListedFeb 2, 1999
ExchangeNASDAQ
HeadquartersDerby, VT
CountryUnited States
Employees140
CIK0000718413
ISINUS20343A1016

Market cap$230.2M
EPS (ttm)$3.29
P/E (ttm)12.51
ROE0.1%
P/B0.0019
P/S3.38
Dividend yieldDiv yield2.43%
Beta−0.34vs XLF 0.36

No analyst consensus on record.

EPSReportedEstimate

Nov '24Mar '25May '25Aug '25Nov '25Jan '26Apr '26Jul '26
Reported$0.55$0.73$0.62$0.72$0.84$0.83$0.78$0.84
Estimate
Surprise

RevenueReportedEstimate

Nov '24Mar '25May '25Aug '25Nov '25Jan '26Apr '26Jul '26
Reported$10.7M$11.3M$11.0M$16.4M$16.7M$18.3M$17.8M$16.0M
Estimate
Surprise
Estimate
Reported$0.84
Estimate
Reported$16.0M
View details

Debt to equity48.70%
Current ratio14.80%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$15.4M$15.7M$15.9M$16.4M$16.7M$17.7M$17.8M$16.0M
Net income$3.1M$4.1M$3.5M$4.1M$4.7M$4.6M$4.4M$4.7M
Net margin20.2%26.1%22.2%24.8%28.4%26.2%24.6%29.2%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$3.7M$4.9M$4.2M$4.9M$5.8M$5.6M$5.2M$5.7M
YoY growth−9.5%+16.6%+24.0%+49.2%+55.5%+15.0%+25.2%+16.3%

Balance sheet, Jun 30, 2026Cash & short-term investments $147.76B · Total debt $58.88B · Total assets $1.17T · Shareholders' equity $120.93B

Revenue
$16.0M
Operating income
$5.7M
Net income
$4.7M
View details

Next ex-date
Oct 15, 2026
estimated · in 42 days
Annual dividend
$1.00
per share
Dividend yield
2.43%
Schedule
Quarterly
4 payments a year

Raised for 16 straight years — most recently to $0.25 from $0.24 in Oct 2025. To collect a payout, hold shares through the close before the ex-date.

History

Ex-dateRecordPaidAmountNote
Jul 15, 2026Jul 15Aug 1$0.25
Apr 24, 2026Apr 26May 1$0.25
Apr 15, 2026Apr 15May 1$0.25
Jan 15, 2026Jan 15Feb 1$0.25
Oct 15, 2025Oct 15Nov 1$0.25raised from $0.24
Jul 15, 2025Jul 15Aug 1$0.24
Apr 15, 2025Apr 15May 1$0.24
Jan 15, 2025Jan 15Feb 1$0.24
View details

Institutions49 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail≈ 34.12%1.91M shares
Insiders12 holders · as of Jun 5, 20267.20%402.8K shares
Otherremainder≈ 58.68%3.28M shares

5.59M company shares as of Aug 27, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesEvidence
Community Financial Services Group, LLCInstitution
12.46%696,49313Fas of Jun 30, 2026
BlackRock, Inc.Institution
5.91%330,21213Fas of Jun 30, 2026
Zucker Anita GInsider
5.37%300,00013D/Afiled Sep 14, 2020
Vanguard Capital Management LLCInstitution
4.02%225,03613Fas of Jun 30, 2026
Geode Capital Management, LLCInstitution
2.32%129,56613Fas of Jun 30, 2026
See all 25

13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Jun 3, 2026Carol Martindirector+72$36.00
Apr 6, 2026Wayne Lambertondirector+1,350$34.32
Apr 6, 2026Christopher L. Caldwelldirector, officer: Pres/CEO/Dir of Company & Bank+1,000$35.30
Feb 20, 2026David Laforcedirector+140$31.38
Mar 3, 2026David Laforcedirector+895$30.00
View details

ComparePre-market

CompanyPriceChange
Community Bancorp$40.24−2.66%$230.2M12.53.4−1.9%
Community Financial System$62.99+0.02%$3.31B14.613.03.2+9.6%
Union Bankshares$23.96+0.84%$109.7M9.11.2+79.5%
Bar Harbor Bankshares$40.10+0.43%$666.5M13.410.82.9+43.8%
Camden National$57.10+1.66%$965.7M10.910.32.8+20.5%
Median12.210.82.9+32.2%