Eagle Bancorp Montana
Provides loans and deposits through Opportunity Bank's Montana community-banking network.
Something off on this page? Send us feedback.
Profile
Provides commercial and consumer loans, deposit services, and residential mortgages through Opportunity Bank of Montana, serving small businesses and individuals across the state. The bank holding company operates a Montana-focused branch network and owns all of its bank subsidiary.
Owns Opportunity Bank of Montana, a state-chartered commercial bank serving Montana small businesses and individuals. Its product mix spans commercial-business, commercial-real-estate, agricultural, residential-mortgage, second-mortgage and home-equity lending, alongside deposit services.
Services are delivered through a Montana-focused community-bank network formed by organic growth and acquisitions. The bank's footprint reaches market areas around the state, combining full-service branches with lending and deposit services.
Lending and deposit services are central to the bank subsidiary. It operates under a Montana state-chartered commercial-bank model, and the holding company directly owns all of the bank subsidiary.
Company facts
Categories
Key statistics
Year to date +16.4% · Average volume (30d) 43.6K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Apr 29, 2026 | DA Davidson | Reiterate | Neutral | $23 | $24 |
| Jan 28, 2026 | DA Davidson | Reiterate | Neutral | $18 | $23 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 28, 2026Q2 FY26 | $0.50 | $0.47 | −5.4% | $23.6M | $24.2M | +2.6% | +2.04% |
| Apr 28, 2026Q1 FY26 | $0.45 | $0.51 | +13.3% | $23.1M | $23.6M | +2.4% | +2.99% |
| Jan 27, 2026Q4 FY25 | $0.47 | $0.60 | +27.7% | $23.5M | $24.3M | +3.4% | −1.80% |
| Oct 28, 2025Q3 FY25 | $0.46 | $0.46 | 0.0% | $18.2M | $23.0M | +26.5% | −2.43% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $29.7M | $31.6M | $32.2M | $32.5M | $31.1M | $3.5M | |
| Gross profit | $20.5M | $21.6M | $23.0M | $24.3M | $23.3M | −$4.3M | |
| Operating income | $3.9M | $4.0M | $5.0M | $6.1M | $5.1M | −$5.1M | |
| Net income | $3.2M | $3.2M | $3.6M | $4.7M | $4.0M | $3.7M | |
| Diluted EPS | $0.41 | $0.41 | $0.46 | $0.60 | $0.51 | $0.47 | |
| Gross margin | 69.0% | 68.2% | 71.4% | 74.8% | 74.9% | -125.9% | |
| Operating margin | 13.0% | 12.6% | 15.4% | 18.8% | 16.4% | -147.6% |
Fiscal years (4-quarter sums)FY21 $94.7M · FY22 $91.8M · FY23 $112.5M · FY24 $120.4M · FY25 $126.0M
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $311.8M · Total debt $96.6M · Total assets $2.13B · Shareholders' equity $197.3M
Dividends
Raised for 24 straight years — most recently to $0.1475 from $0.145 in Aug 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 14, 2026 | Aug 14 | Sep 4 | $0.1475 | raised from $0.145 |
| May 15, 2026 | May 15 | Jun 5 | $0.145 | |
| Feb 13, 2026 | Feb 13 | Mar 6 | $0.145 | |
| Nov 14, 2025 | Nov 14 | Dec 5 | $0.145 | |
| Aug 15, 2025 | Aug 15 | Sep 5 | $0.145 | raised from $0.1425 |
| May 16, 2025 | May 16 | Jun 6 | $0.1425 | |
| Feb 14, 2025 | Feb 14 | Mar 7 | $0.1425 | |
| Nov 15, 2024 | Nov 15 | Dec 6 | $0.1425 |
Ownership
Shares outstanding 7.97M · Float 6.68M · 83.8% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Fourthstone LLC | 552.0K | 6.93% | 13G | May 15, 2026 |
| BlackRock, Inc. | 497.6K | 6.25% | 13F | May 13, 2026 |
| Manufacturers Life Insurance Company, the | 398.4K | 5.00% | 13F | May 15, 2026 |
| Vanguard Capital Management LLC | 349.7K | 4.39% | 13F | May 15, 2026 |
| Dimensional Fund Advisors LP | 222.3K | 2.79% | 13F | May 7, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 8, 2026 | Kenneth M. Walsh | director | −10,000 | $22.83 |
| Feb 20, 2026 | Samuel Waters | director | −2,100 | $22.48 |
| Feb 17, 2026 | Thomas J. Mccarvel | director | −1,182 | $22.77 |
| Feb 11, 2026 | Peter Joseph Johnson | director | −3,355 | $23.11 |
| Feb 10, 2026 | Peter Joseph Johnson | director | −4,192 | $23.06 |
Peers
- Glacier Bancorp
Broad Montana community-bank overlap in deposits and lending
- First Interstate BancSystem
Large Montana deposit and lending franchise in shared markets
- Wells Fargo
Montana branch network plus consumer and commercial banking scale
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Eagle Bancorp Montana | $22.70 | −0.35% | $180.8M | 11.1 | 10.7 | 1.8 | +6.9% |
| Glacier Bancorp | $46.88 | +0.02% | $6.10B | 19.0 | 13.9 | 4.0 | +36.8% |
| First Interstate BancSystem | $37.04 | 0.00% | $3.60B | 11.4 | 13.3 | 3.8 | +6.3% |
| Wells Fargo | $86.69 | +0.01% | $262.12B | 12.5 | 11.6 | 2.0 | +8.6% |
| Median | 12.5 | 13.3 | 3.8 | +8.6% |