First American Financial
Provides title insurance, settlement, and digital mortgage workflow services.
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Profile
Provides title insurance and closing and settlement services for real-estate transactions. Its Title Insurance and Services segment is supplemented by Home Warranty and digital mortgage-closing and subservicing capabilities.
Title Insurance and Services combines title insurance with closing and settlement services, alongside property-data and title-plant records and images. Home Warranty is its other reportable segment.
Docutech provides document generation, eClose, and fulfillment technology for mortgage and home-equity lenders, while ServiceMac provides mortgage subservicing. These capabilities extend its work across mortgage, settlement, post-closing, and servicing workflows.
A 2010 separation formed the current NYSE issuer around financial services and title technology. Its roots trace to Orange County title records from the late nineteenth century. The business depends on property and mortgage transaction workflows.
Company facts
Key statistics
Year to date +22.0% · Average volume (30d) 686.6K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Jul 20, 2026 | Benchmark | Initiate | Buy | |||
| Apr 27, 2026 | Stephens | Target | $72 | $84 | ||
| Apr 24, 2026 | Truist Financial | Target | $82 | $85 | ||
| Apr 24, 2026 | Barclays | Reiterate | Overweight | $70 | $80 | |
| Apr 6, 2026 | Barclays | Upgrade | Equal Weight | Overweight |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 22, 2026Q2 FY26 | $1.80 | $2.08 | +15.6% | $2.03B | $2.12B | +4.4% | −2.21% |
| Apr 22, 2026Q1 FY26 | $1.06 | $1.33 | +25.5% | $1.79B | $1.84B | +2.7% | +3.55% |
| Feb 11, 2026Q4 FY25 | $1.43 | $1.99 | +39.2% | $1.80B | $2.05B | +13.8% | +2.80% |
| Oct 22, 2025Q3 FY25 | $1.42 | $1.70 | +19.7% | $1.88B | $1.98B | +5.1% | +3.49% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $1.58B | $1.84B | $1.98B | $2.05B | $143.3M | $12.3M | |
| Gross profit | $986.7M | $1.19B | $1.25B | $1.97B | $65.5M | −$65.5M | |
| Operating income | $96.6M | $195.2M | $247.0M | $287.4M | $161.8M | −$161.8M | |
| Net income | $74.2M | $146.1M | $189.6M | $211.9M | $125.1M | $218.5M | |
| Diluted EPS | $0.71 | $1.41 | $1.83 | $2.05 | $1.21 | $2.12 | |
| Gross margin | 62.4% | 64.4% | 63.1% | 95.9% | 45.7% | -532.5% | |
| Operating margin | 6.1% | 10.6% | 12.5% | 14.0% | 112.9% | -1,315.4% |
Fiscal years (4-quarter sums)FY21 $9.21B · FY22 $7.59B · FY23 $6.00B · FY24 $6.12B · FY25 $7.45B
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $2.62B · Total debt $1.75B · Total assets $18.94B · Shareholders' equity $5.60B
Dividends
Raised for 14 straight years — most recently to $0.55 from $0.54 in Sep 2025. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jun 8, 2026 | Jun 8 | Jun 15 | $0.55 | |
| Mar 9, 2026 | Mar 9 | Mar 16 | $0.55 | |
| Dec 8, 2025 | Dec 8 | Dec 15 | $0.55 | |
| Sep 22, 2025 | Sep 22 | Sep 29 | $0.55 | raised from $0.54 |
| Jun 9, 2025 | Jun 9 | Jun 16 | $0.54 | |
| Mar 10, 2025 | Mar 10 | Mar 17 | $0.54 | |
| Dec 9, 2024 | Dec 9 | Dec 16 | $0.54 | |
| Sep 20, 2024 | Sep 20 | Sep 27 | $0.54 | raised from $0.53 |
Ownership
A 13F quarter can total more than the shares outstanding — sub-advisers file the same block twice, and a filer's own share count can be a quarter stale. No split is drawn from it.
Shares outstanding 102.10M · Float 98.76M · 96.7% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 9.38M | 9.19% | 13F | Aug 7, 2026 |
| FMR LLC | 9.16M | 8.97% | 13F | Aug 13, 2026 |
| Boston Partners | 5.84M | 5.72% | 13F | Aug 4, 2026 |
| Vanguard Portfolio Management LLC | 5.41M | 5.30% | 13F | Aug 13, 2026 |
| Dimensional Fund Advisors LP | 4.90M | 4.80% | 13F | Aug 11, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jul 24, 2026 | Steven A. Adams | officer: VP & Chief Accounting Officer | −3,253 | $74.99 |
| May 5, 2026 | Lisa W. Cornehl | officer: SVP, Chief Legal Officer | −5,823 | $68.63 |
| Apr 24, 2026 | Margaret M. McCarthy | director | −6,630 | $70.59 |
| Feb 13, 2026 | Parker S. Kennedy | director | +15,000 | $67.17 |
| Feb 17, 2026 | Parker S. Kennedy | director | +44,841 | $67.85 |
Peers
- Fidelity National Financial
Largest national title-insurance and transaction-services rival
- Old Republic International
National title-insurance underwriter through Old Republic Title
- Stewart Information Services
National title, closing and real-estate-services competitor
- Frontdoor
Home-warranty leader operating the American Home Shield brand
- Intercontinental Exchange
Mortgage-technology platform spanning loan production through servicing
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| First American Financial | $74.47 | −0.03% | $7.60B | 10.3 | 10.6 | 1.8 | +15.0% |
| Fidelity National Financial | $47.56 | −0.02% | $12.80B | 16.5 | 8.9 | 0.8 | +11.4% |
| Old Republic International | $42.07 | 0.00% | $10.25B | 9.2 | 13.1 | 1.1 | +13.4% |
| Stewart Information Services | $69.91 | 0.00% | $2.13B | 15.3 | 11.1 | 0.7 | +24.0% |
| Frontdoor | $82.50 | −0.57% | $5.82B | 21.9 | 16.8 | 2.7 | +4.5% |
| Intercontinental Exchange | $162.37 | +0.02% | $91.13B | 22.9 | 19.7 | 6.8 | −18.3% |
| Median | 16.5 | 13.1 | 1.1 | +11.4% |