FB Financial (FBK)
Regional bank offering commercial, consumer, mortgage, treasury and trust services across the Southeast.
$52.80
vs last close−0.40 (−0.75%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 182 | 190 | 184 | 203 | 169 | 211 | 203 | 148 | 264 | 264 | 252 | 255 |
| Cost of revenue | 76 | 74 | 77 | 77 | 82 | 85 | 74 | 76 | 124 | 87 | 82 | 91 |
| Gross profit | 106 | 116 | 106 | 126 | 88 | 125 | 128 | 72 | 139 | 177 | 169 | 165 |
| 83 | 80 | 72 | 75 | 76 | 75 | 80 | 81 | 110 | 108 | 95 | 91 | |
| 57 | 50 | 46 | 48 | 49 | 47 | 51 | 49 | 70 | 76 | 73 | 56 | |
| Selling & marketing | 2 | 2 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 |
| General & administrative | 54 | 48 | 45 | 46 | 48 | 45 | 48 | 47 | 68 | 73 | 71 | 53 |
| Other expenses | 26 | 30 | 26 | 27 | 27 | 28 | 29 | 32 | 39 | 32 | 22 | 36 |
| Operating income | 23 | 36 | 34 | 51 | 11 | 50 | 49 | −10 | 30 | 70 | 74 | 73 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 174 | 175 | 176 | 177 | 186 | 186 | 180 | 182 | 237 | 235 | 225 | 229 |
| Interest expense | 73 | 74 | 77 | 75 | 80 | 78 | 72 | 71 | 90 | 85 | 79 | 80 |
| Income before tax | 23 | 36 | 34 | 51 | 11 | 50 | 49 | −10 | 30 | 70 | 74 | 73 |
| Income tax expense | 4 | 7 | 6 | 11 | 1 | 12 | 9 | −13 | 6 | 13 | 17 | 14 |
| Net income from continuing operations | 19 | 29 | 28 | 40 | 10 | 38 | 39 | 3 | 23 | 57 | 58 | 59 |
| Net income | 19 | 29 | 28 | 40 | 10 | 38 | 39 | 3 | 23 | 57 | 58 | 59 |
| EPS, basic | $0.41 | $0.63 | $0.60 | $0.85 | $0.22 | $0.81 | $0.84 | $0.06 | $0.44 | $1.07 | $1.11 | $1.14 |
| EPS, diluted | $0.41 | $0.63 | $0.59 | $0.85 | $0.22 | $0.81 | $0.84 | $0.06 | $0.43 | $1.07 | $1.10 | $1.14 |
| Weighted average shares, basic | 47 | 47 | 47 | 47 | 47 | 47 | 47 | 46 | 54 | 53 | 52 | 52 |
| Weighted average shares, diluted | 47 | 47 | 47 | 47 | 47 | 47 | 47 | 46 | 54 | 53 | 52 | 52 |
| EBITDA | 27 | 41 | 38 | 55 | 15 | 54 | 52 | −6 | 35 | 80 | 79 | 78 |
| Depreciation & amortization | 4 | 5 | 4 | 4 | 4 | 4 | 3 | 3 | 5 | 11 | 5 | 5 |
| EBIT | 23 | 36 | 34 | 51 | 11 | 50 | 49 | −10 | 30 | 70 | 74 | 73 |