Ex-dividend in 2d · $0.414
FCNCN · NASDAQ · Banks - Regional

First Citizens Series E Preferred

Represents a perpetual preferred interest in a diversified banking group with non-cumulative dividends.

$25.09
After-hours close0.00 (0.00%)
At close$25.09(−0.04%)
Loading prices…

Profile

First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series EFCNCNFinancials

Represents a non-cumulative perpetual preferred interest in a banking group spanning General Bank, Commercial Bank and Rail. Dividends require declaration, skipped dividends do not accumulate, and redemption is available only under the offering's specified dates or regulatory-capital conditions.

Represents a depositary interest in First Citizens BancShares' Series E non-cumulative perpetual preferred stock. Dividends are payable only when declared; skipped dividends do not accumulate, and the security has no stated maturity. The issuer can redeem it on specified dividend dates or after qualifying regulatory-capital events.

Funds a Raleigh-based banking group organized around General Bank, Commercial Bank and Rail. The operating model combines a multi-state branch franchise and nationwide direct bank with wealth services, national commercial specialties, innovation banking inherited from SVB, and rail finance added through CIT.

Acquisition-led expansion built the national platform, including the CIT merger and the FDIC-assisted purchase of Silicon Valley Bridge Bank. Segment reporting now combines former SVB activities within Commercial Bank, while further brand consolidation remained planned. Dividend payments and any redemption depend on declaration, issuer resources, regulatory-capital treatment and the prospectus terms.

Company facts

CEOFrank B. Holding Jr.
ListedJan 30, 2026
ExchangeNASDAQ
HeadquartersRaleigh, NC
CountryUnited States
Employees18,141
CIK0000798941
ISINUS31959X4007

Key statistics

Market cap$22.60B
EPS (ttm)$186.98
P/E (ttm)0.1342
ROE10.2%
P/B0.0134
P/S1.57
Dividend yield2.38%
Beta0.19vs XLF −0.01

Year to date +0.8% · Average volume (30d) 15.6K

Analysts

No analyst consensus on record.

Earnings

EPS

Estimate$45.77
ReportedDue Oct 22, 2026

Revenue

Estimate$2.26B
ReportedDue Oct 22, 2026

History

Report dateEPS estEPSSurpriseRevenue estRevenueSurpriseNext session
Jul 23, 2026Q2 FY26$0.41$0.57+40.3%$2.16B$2.24B+3.6%−0.24%
Apr 23, 2026Q1 FY26$39.56$44.86+13.4%$2.17B$2.24B+3.2%−0.12%
Jan 23, 2026Q4 FY25$0.44$0.51+16.5%$2.21B$2.38B+7.9%
View details

Financial highlights

12 quartersQ1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$3.45B$3.55B$3.64B$3.58B$3.46B$3.60B
Gross profit$2.06B$2.19B$2.19B$2.31B$2.22B$2.42B
Operating income$651.0M$758.0M$751.0M$811.0M$705.0M$891.0M
Net income$483.0M$575.0M$568.0M$580.0M$534.0M$672.0M
Diluted EPS$34.47$42.38$43.12$45.78$42.60$55.48
Gross margin59.8%61.6%60.0%64.5%64.2%67.1%
Operating margin18.9%21.3%20.6%22.6%20.4%24.7%

Fiscal years (4-quarter sums)FY21 $1.90B · FY22 $5.48B · FY23 $31.28B · FY24 $14.55B · FY25 $14.22B

Balance sheet, Jun 30, 2026Cash & short-term investments $1.52B · Total debt $32.19B · Total assets $236.84B · Shareholders' equity $21.90B

Dividends

Next ex-date
Aug 31, 2026
in 2 days
Annual dividend
$0.60
per share
Dividend yield
2.38%
Schedule
Annual
one payment a year

To collect a payout, hold shares through the close before the ex-date.

History

Ex-dateRecordPaidAmountNote
May 29, 2026May 29Jun 15$0.598
View details

Ownership

Institutions Insiders

Shares outstanding 899.45M · Float

This issuer lists more than one class and the share count spans them all, so a stake here reads as a share of the whole company, not of this class.

Insider tradesForm 4

Nothing filed in the last 12 months.

View details

Peers

  • Truist Financial

    Regional banking rival across retail, commercial, and wealth services

  • JPMorgan Chase

    Commercial banking rival spanning startups, payments and capital markets

  • Citizens Financial Group

    Retail, direct-deposit, commercial-banking and equipment-finance peer

  • Western Alliance

    Innovation banking rival for startups, life sciences and venture funds

  • GATX

    North American railcar lessor spanning tank and freight fleets

CompareAfter-hours close

CompanyPriceChange
First Citizens Series E Preferred$25.090.00%$22.60B0.10.11.6
Truist Financial$53.13+5.37%$62.83B12.010.62.1+6.5%
JPMorgan Chase$357.66+0.05%$958.25B15.414.83.2+27.8%
Citizens Financial Group$71.05+1.96%$29.48B15.211.92.6+12.1%
Western Alliance$78.53−0.03%$8.57B8.87.51.7+17.7%
GATX$177.60+0.06%$6.31B17.517.23.1+34.8%
Median15.211.92.6+17.7%