FDSB · NASDAQ · Banks - Regional

Fifth District Bancorp (FDSB)

Operates a New Orleans community savings bank through a newly public holding-company structure.

$18.35
At close−0.05 (−0.27%)
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Fifth District Savings BankFDSBFinancials

Operates Fifth District Savings Bank, a New Orleans-area community bank serving personal and business financial goals. Its public holding company was formed for the Bank's mutual-to-stock conversion, making the Bank—not Bancorp—the operating business.

Operates Fifth District Savings Bank, which serves the New Orleans area with financial products and service for personal and business financial goals. The relationship-based focus comes from the bank's role in serving local citizens and businesses since its 1926 founding in the Algiers community.

Fifth District Bancorp was formed in 2024 to become the Bank's holding company in its mutual-to-stock conversion. The transaction left the Bank as the operating subsidiary and created the listed holding-company structure behind FDSB.

The business depends on the Bank's customer-experience and lasting-relationship mission, while the public-company structure originated in a regulator-supervised conversion.

Company facts

CEOAmie L. Lyons
ListedAug 1, 2024
ExchangeNASDAQ
HeadquartersNew Orleans, LA
CountryUnited States
Employees67
CIK0002012726
ISINUS3169261043

Market cap$96.6M
EPS (ttm)$0.3165
P/E (ttm)57.98
ROE1.3%
P/B0.7318
P/S4.07
Dividend yieldDiv yield
Beta0.12vs XLF 0.18

No analyst consensus on record.

EPSReportedEstimate

Nov '24Mar '25May '25Aug '25Nov '25Mar '26May '26Aug '26
Reported−$0.15$0.03$0.02$0.61$0.07$0.11$0.08$0.08
Estimate
Surprise

RevenueReportedEstimate

Nov '24Mar '25May '25Aug '25Nov '25Mar '26May '26Aug '26
Reported$5.4M$5.4M$5.5M$9.2M$5.9M$5.9M$5.9M$6.0M
Estimate
Surprise
Estimate
Reported$0.08
Estimate
Reported$6.0M
View details

Debt to equity0.00%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$5.4M$5.4M$5.5M$9.2M$5.9M$5.9M$5.9M$6.0M
Net income−$788.0K$159.0K$78.0K$3.1M$343.0K$541.0K$387.0K$384.0K
Net margin0.0%3.0%1.4%34.0%5.8%9.2%6.6%6.4%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income−$998.0K$130.0K$99.0K$3.0M$434.0K$617.0K$490.0K$485.0K
YoY growth−2,136.7%−20.3%+250.9%+374.6%+394.9%−84.0%

Balance sheet, Jun 30, 2026Cash & short-term investments $100.6M · Total debt $0 · Total assets $532.1M · Shareholders' equity $129.0M

Revenue
$6.0M
Operating income
$485.0K
Net income
$384.0K
View details

No dividends on record.

Institutions23 holders · as of Mar 31, 202625.00%1.31M shares
Insiders10 holders · as of Aug 26, 20267.09%371.2K shares
Otherremainder67.91%3.56M shares

5.24M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesEvidence
Fifth District Savings Bank Employee Stock Ownership Plan TrustInstitution
8.49%444,71913Gfiled Feb 17, 2026
AllianceBernstein L.P.Institution
5.96%312,12313Fas of Mar 31, 2026
Vanguard Capital Management LLCInstitution
4.45%233,24813Fas of Mar 31, 2026
Mangrove PartnersInstitution
2.71%141,76613Fas of Mar 31, 2026
Raymond James Financial IncInstitution
2.53%132,21613Fas of Mar 31, 2026
See all 25

13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 25, 2026Chris M. Rittinerdirector−8,400$18.19
Aug 24, 2026Chris M. Rittinerdirector−600$18.30
May 21, 2026Linda A. Sinsdirector−8$15.03
May 20, 2026Linda A. Sinsdirector−2,692$15.02
Aug 22, 2025Shane Michael Smithofficer: Chief Credit Officer+2,701$13.45
View details

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Compare

CompanyPriceChange
Fifth District Bancorp$18.35−0.27%$96.6M58.04.1−34.4%
Capital One$218.69+1.00%$132.88B13.410.01.7+26.0%
Hancock Whitney$74.83−0.05%$6.07B14.610.83.1+7.8%
JPMorgan Chase$357.49+0.35%$954.50B15.314.83.2+27.8%
Regions Financial$29.930.00%$25.54B12.211.02.7+2.2%
First Horizon$24.68+0.43%$11.66B11.811.32.5+9.9%
Median13.411.02.7+9.9%