Grupo Financiero Galicia (ADR)
Runs Banco Galicia, Naranja X and an Argentine financial-services platform group.
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Profile
Runs an Argentine financial-services group built around Banco Galicia and Naranja X, with insurance, investing, securities and agri-finance platforms alongside them. It is a family-controlled holding company whose businesses serve individual and corporate customers in Argentina.
Operates Argentine financial platforms led by Banco Galicia, which serves individuals and companies through assisted and digital channels. Naranja X adds a consumer and business-finance technology platform.
Insurance is provided through Galicia Seguros, while Fondos FIMA, Galicia Securities and Inviu cover mutual funds, securities and investment advice. Nera handles agri-financial payments and financing, and Galicia Ventures supports venture-capital and open-innovation activity.
Built on Banco Galicia's 1905 lineage, the group is a financial-services holding company rather than a single bank. Its NASDAQ-traded ADSs represent Class B shares, while the Escasany, Ayerza and Braun families retain voting control through EBA Holding.
Company facts
Categories
Key statistics
Year to date −20.9% · Average volume (30d) 859.3K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Target |
|---|---|---|---|---|---|
| Nov 3, 2025 | Citigroup | Upgrade | Neutral | Buy | |
| Oct 28, 2025 | JP Morgan | Upgrade | Neutral | Overweight | |
| Oct 22, 2025 | JP Morgan | Downgrade | Overweight | Neutral | |
| Oct 1, 2025 | HSBC | Target | $60 | ||
| Sep 11, 2025 | Citigroup | Downgrade | Buy | Neutral |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Aug 25, 2026 | $0.98 | $1.14 | +16.8% | $1.70B | — | — | +1.73% |
| May 13, 2026Q1 FY26 | $0.36 | $0.29 | −19.4% | $1.75B | $1.43B | −18.4% | +0.14% |
| Mar 4, 2026Q4 FY25 | −$0.05 | −$0.34 | −589.6% | $1.58B | $1.61B | +2.1% | −1.91% |
| Nov 25, 2025Q3 FY25 | $0.79 | $0.08 | −89.9% | $1.36B | $1.38B | +1.6% | +4.48% |
Financial highlights
| 12 quarters | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $1.83B | $1.69B | $1.39B | $1.32B | $4.64B | $1.70B | |
| Gross profit | $1.02B | $952.9M | $1.02B | $824.3M | $936.0M | $1.11B | |
| Operating income | $498.2M | $156.9M | $184.0M | −$116.0M | −$50.5M | $45.3M | |
| Net income | $445.8M | $108.4M | $115.1M | −$58.5M | −$42.5M | $44.3M | |
| Diluted EPS | $2.88 | $0.61 | $0.72 | −$0.36 | −$0.08 | $0.28 | |
| Gross margin | 55.5% | 56.5% | 73.0% | 62.7% | 20.2% | 65.1% | |
| Operating margin | 27.2% | 9.3% | 13.2% | -8.8% | -1.1% | 2.7% |
Fiscal years (4-quarter sums)FY21 $327.8M · FY22 $839.1M · FY23 $2.19B · FY24 $7.52B · FY25 $9.04B
Balance sheet, Mar 31, 2026Cash & short-term investments $4.43B · Total debt $2.17B · Total assets $30.11B · Shareholders' equity $5.73B
Dividends
Last cut to $0.0482 from $0.049 in Aug 2026.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 24, 2026 | Aug 24 | Aug 31 | $0.0482 | cut from $0.049 |
| Aug 3, 2026 | Aug 3 | Aug 10 | $0.049 | cut from $0.4109 |
| May 11, 2026 | May 11 | May 29 | $0.4109 | raised from $0.1541 |
| May 4, 2026 | May 4 | May 11 | $0.1639 | special dividend |
| Mar 30, 2026 | Mar 30 | Apr 6 | $0.16 | special dividend |
| Mar 2, 2026 | Mar 2 | Mar 9 | $0.1541 | raised from $0.1423 |
| Feb 2, 2026 | Feb 2 | Feb 9 | $0.1455 | special dividend |
| Dec 29, 2025 | Dec 29 | Jan 5 | $0.1423 | raised from $0.1406 |
Ownership
Shares outstanding 160.63M · Float 132.40M · 82.4% free float
Insiders — filings are in the shares behind the receipt.
This listing is a depositary receipt and the Form 4 positions here are filed in the shares behind it, a different unit from the share count and in a ratio the filings never state, so no insider percentage is shown.
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Westwood Global Investments, LLC | 5.40M | 3.36% | 13F | May 14, 2026 |
| Aquamarine Financial (Cayman) Ltd | 2.36M | 1.47% | 13F | May 15, 2026 |
| Price T Rowe Associates Inc /MD/ | 1.77M | 1.10% | 13F | May 15, 2026 |
| Mak Capital One LLC | 1.43M | 0.89% | 13F | May 15, 2026 |
| Morgan Stanley | 1.40M | 0.87% | 13F | May 15, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jul 7, 2026 | Silvestre Vila Moret | director | +176,000 | $5.46 |
| Jul 8, 2026 | Silvestre Vila Moret | director | +224,000 | $5.36 |
| Jun 26, 2026 | Silvestre Vila Moret | director | +125,000 | $5.15 |
| Jun 29, 2026 | Silvestre Vila Moret | director | +10,000 | $5.25 |
| Jun 30, 2026 | Silvestre Vila Moret | director | +167,791 | $5.27 |
Peers
- BBVA Argentina (ADR)
Universal banking with broad retail, SME and corporate overlap
- Banco Macro (ADR)
Nationwide bank spanning retail, corporate, funds, securities and payments
- Banco Santander (ADR)
Global retail and commercial bank with universal banking in Argentina
- MercadoLibre
Digital wallet, payments, lending, investing and insurance overlap
- Grupo Supervielle (ADR)
Universal bank with retail, corporate, insurance and investment overlap
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Grupo Financiero Galicia (ADR) | $42.24 | +0.04% | $6.78B | 76.9 | 8.4 | 0.9 | −39.1% |
| BBVA Argentina (ADR) | $14.47 | −0.10% | $2.96B | 19.9 | 6.7 | 0.8 | −36.5% |
| Banco Macro (ADR) | $76.05 | +0.14% | $4.86B | 16.5 | 9.1 | 1.1 | −24.2% |
| Banco Santander (ADR) | $14.74 | +0.51% | $215.33B | 12.3 | 10.6 | 2.7 | +6.2% |
| MercadoLibre | $1,962.01 | −0.29% | $99.68B | 53.5 | 45.6 | 2.8 | +50.2% |
| Grupo Supervielle (ADR) | $8.31 | 0.00% | $727.5M | — | 8.5 | 0.6 | −38.0% |
| Median | 18.2 | 9.1 | 1.1 | −24.2% |