International Money Express
Moves remittances from North America and Europe through agent, store, web, and mobile channels.
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Profile
Runs the Intermex money-transfer network, sending funds from the U.S., Canada, and Europe to Latin America, Africa, and Asia. Revenue comes from transfer fees, foreign-exchange spread, and related money-services income, with one reportable segment and a pending sale to Western Union.
Runs the Intermex-branded remittance network founded in 1994, moving money from the United States, Canada, Spain, Italy, the United Kingdom, and Germany into Latin America and other receiving markets. Sending happens through retail agents, company stores, websites, co-branded partner sites, and mobile apps; payout runs through retail and bank locations.
Public since a 2018 Nasdaq listing through the FinTech Acquisition Corp. II merger, the business reports one money-remittance segment. Its model depends on agent relationships, corridor demand, foreign-exchange economics, money-transmission licenses, and the pending Western Union acquisition, which had not closed in the latest context update.
Company facts
Categories
Key statistics
Year to date −5.6% · Average volume (30d) 667.6K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating |
|---|---|---|---|---|
| May 9, 2025 | BMO Capital | Downgrade | Outperform | Market Perform |
| Jan 23, 2025 | Monness Crespi Hardt | Downgrade | Buy | Neutral |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Aug 10, 2026Q2 FY26 | $0.31 | $0.14 | −55.5% | $136.0M | $131.2M | −3.6% | −3.04% |
| May 11, 2026Q1 FY26 | $0.36 | $0.13 | −63.9% | $133.6M | $105.6M | −20.9% | +0.25% |
| Mar 6, 2026Q4 FY25 | $0.43 | $0.41 | −4.7% | $153.0M | $147.4M | −3.6% | +0.06% |
| Nov 10, 2025Q3 FY25 | $0.54 | $0.38 | −29.6% | $162.5M | $154.9M | −4.7% | −0.33% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $144.3M | $161.1M | $154.9M | $60.3M | $105.6M | $131.2M | |
| Gross profit | $32.2M | $58.9M | $56.3M | −$107.8M | $3.0M | $45.3M | |
| Operating income | $14.1M | $19.5M | $10.5M | −$64.1M | −$11.5M | $8.8M | |
| Net income | $7.8M | $11.0M | $5.0M | $8.9M | $511.0K | $4.2M | |
| Diluted EPS | $0.25 | $0.37 | $0.17 | $0.30 | $0.02 | $0.14 | |
| Gross margin | 22.3% | 36.5% | 36.3% | -179.0% | 2.8% | 34.5% | |
| Operating margin | 9.8% | 12.1% | 6.8% | -106.3% | -10.9% | 6.7% |
Fiscal years (4-quarter sums)FY21 $459.2M · FY22 $546.8M · FY23 $658.7M · FY24 $658.6M · FY25 $520.6M
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $150.6M · Total debt $135.4M · Total assets $449.6M · Shareholders' equity $169.6M
Dividends
No dividends on record.
Ownership
Institutions and insiders are filed separately and overlap, so together they can pass the whole company. No split is drawn from them.
Shares outstanding 30.09M · Float 26.50M · 88.1% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 2.31M | 7.66% | 13F | Aug 7, 2026 |
| Magnetar Financial LLC | 2.01M | 6.67% | 13F | Aug 14, 2026 |
| Voss Capital, L.P. | 1.84M | 5.60% | 13D | Sep 5, 2024 |
| AllianceBernstein L.P. | 1.53M | 5.08% | 13F | Aug 14, 2026 |
| Oddo BHF Asset Management Sas | 1.47M | 4.88% | 13F | Aug 13, 2026 |
Insider tradesForm 4
No open-market trades in the last 12 months.
View detailsPeers
- Western Union
Retail and digital remittance rival with a global agent network
- Euronet Worldwide
Ria and Xe compete in retail, digital, and account-to-account transfers
- Remitly Global
Digital-first remittance platform for immigrant and cross-border customers
- PayPal
Xoom competes in app-based international money transfer
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| International Money Express | $14.47 | −0.07% | $435.5M | 23.1 | 14.8 | 1.0 | −18.6% |
| Western Union | $7.25 | +0.21% | $2.26B | 5.9 | 5.0 | 0.6 | −1.3% |
| Euronet Worldwide | $69.95 | −0.03% | $2.66B | 11.0 | 6.3 | 0.6 | +3.2% |
| Remitly Global | $26.87 | +1.17% | $5.59B | 19.1 | 30.8 | 3.1 | +20.2% |
| PayPal | $53.74 | +0.15% | $45.90B | 10.1 | 9.7 | 1.3 | +4.8% |
| Median | 10.6 | 8.0 | 1.0 | +4.0% |