Huntington Bancshares
Delivers consumer and commercial banking across a Midwest-to-Texas branch and specialty-finance network.
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Profile
Provides consumer, business, and commercial banking services through branch, digital, specialty-finance, and partnership channels. Income primarily comes from interest spreads, supplemented by fees and other noninterest services, across a Midwest-to-Texas franchise enlarged by recent mergers.
Operates a regional banking franchise through Consumer & Regional Banking and Commercial Banking, while Treasury / Other supports technology and operations. Consumer & Regional Banking offers deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and related financial services. Commercial Banking combines relationship banking, specialist expertise, digital capabilities, treasury management, payments, wealth, and risk-management services for business and institutional customers.
Reaches customers through branches, ATMs, online and mobile banking, call centers, regional teams, national specialty businesses, and partnerships. Its branch footprint runs from the Midwest through the South and Texas, while specialty channels serve broader geographies. Income chiefly arises from the spread between interest-earning assets and funding, supplemented by fees and other noninterest income.
Depends on deposits, borrower repayment, bank-capital standards, and customer-access systems across an enlarged franchise shaped by the Veritex and Cadence mergers.
Company facts
Categories
Key statistics
Year to date −3.2% · Average volume (30d) 24.9M
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Aug 17, 2026 | Wells Fargo | Initiate | Overweight | $23 | ||
| Jul 28, 2026 | Truist Financial | Target | $21 | $20 | ||
| Jul 27, 2026 | B of A Securities | Downgrade | Buy | Neutral | ||
| Jul 24, 2026 | Robert W. Baird | Target | $20 | $21 | ||
| Jul 24, 2026 | Stephens | Target | $16 | $19 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 23, 2026Q2 FY26 | $0.36 | $0.33 | −8.0% | $2.84B | $2.86B | +0.6% | −0.23% |
| Apr 23, 2026Q1 FY26 | $0.23 | $0.26 | +13.9% | $2.57B | $2.59B | +1.0% | −2.55% |
| Jan 22, 2026Q4 FY25 | $0.33 | $0.31 | −6.3% | $2.20B | $2.19B | −0.5% | −1.64% |
| Oct 17, 2025Q3 FY25 | $0.37 | $0.40 | +6.8% | $2.05B | $2.13B | +4.2% | +2.19% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $2.98B | $3.03B | $3.23B | $3.25B | $3.77B | $4.17B | |
| Gross profit | $1.81B | $1.84B | $2.01B | $2.05B | $2.42B | $2.71B | |
| Operating income | $653.0M | $638.0M | $766.0M | $631.0M | $641.0M | $896.0M | |
| Net income | $527.0M | $536.0M | $629.0M | $519.0M | $523.0M | $727.0M | |
| Diluted EPS | $0.34 | $0.34 | $0.41 | $0.30 | $0.25 | $0.38 | |
| Gross margin | 60.5% | 60.6% | 62.3% | 63.2% | 64.1% | 64.9% | |
| Operating margin | 21.9% | 21.1% | 23.7% | 19.4% | 17.0% | 21.5% |
Fiscal years (4-quarter sums)FY21 $6.08B · FY22 $7.95B · FY23 $10.84B · FY24 $11.96B · FY25 $12.49B
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $38.54B · Total debt $21.85B · Total assets $283.98B · Shareholders' equity $32.62B
Dividends
Raised for 16 straight years — most recently to $0.155 from $0.15 in Dec 2021. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jun 17, 2026 | Jun 17 | Jul 1 | $0.155 | |
| Mar 18, 2026 | Mar 18 | Apr 1 | $0.155 | |
| Dec 18, 2025 | Dec 18 | Jan 2 | $0.155 | |
| Sep 17, 2025 | Sep 17 | Oct 1 | $0.155 | |
| Jun 17, 2025 | Jun 17 | Jul 1 | $0.155 | |
| Mar 18, 2025 | Mar 18 | Apr 1 | $0.155 | |
| Dec 18, 2024 | Dec 18 | Jan 2 | $0.155 | |
| Sep 17, 2024 | Sep 17 | Oct 1 | $0.155 |
Ownership
Shares outstanding 2.02B · Float 2.01B · 99.4% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 176.79M | 8.75% | 13F | Aug 7, 2026 |
| Vanguard Capital Management LLC | 132.31M | 6.55% | 13F | Aug 13, 2026 |
| Wellington Management Group LLP | 122.30M | 6.05% | 13F | Aug 14, 2026 |
| State Street Corp | 97.05M | 4.80% | 13F | Aug 7, 2026 |
| Vanguard Portfolio Management LLC | 94.34M | 4.67% | 13F | Aug 13, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 3, 2026 | Kendall A. Kowalski | officer: Chief Information Officer | −27,971 | $17.20 |
| Jun 25, 2026 | Marcy C. Hingst | officer: SEVP and General Counsel | −10,568 | $18.00 |
| Jun 12, 2026 | James D. Iii Rollins | director | −223,522 | $17.35 |
| Jun 3, 2026 | James D. Iii Rollins | director | +6,075 | $19.79 |
| Jun 4, 2026 | James D. Iii Rollins | director | +4,798 | $20.30 |
Peers
- Fifth Third
Midwest retail and commercial banking rivalry, including Texas growth.
- PNC Financial Services Group
Full-service retail and commercial banking rival across core Midwest markets.
- KeyCorp
Direct Midwest rival across consumer, small-business, and commercial banking.
- Regions Financial
Southern regional-bank rival in consumer, commercial, and treasury services.
- Truist Financial
Southeast and Texas rival in retail, small-business, and commercial banking.
- U.S. Bancorp
Scaled national rival in banking, payments, and commercial services.
- Citizens Financial Group
Regional-bank rival across consumer, commercial, and treasury banking.
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Huntington Bancshares | $16.95 | +0.18% | $34.19B | 12.6 | 9.8 | 2.4 | +47.4% |
| Fifth Third | $54.60 | +0.14% | $49.43B | 18.6 | 11.9 | 3.3 | +45.2% |
| PNC Financial Services Group | $256.30 | +5.78% | $96.65B | 13.3 | 11.9 | 2.7 | +21.4% |
| KeyCorp | $21.91 | +0.07% | $23.65B | 12.7 | 11.2 | 2.3 | +7.3% |
| Regions Financial | $30.33 | +0.02% | $25.88B | 12.4 | 11.1 | 2.7 | +2.2% |
| Truist Financial | $53.13 | +5.37% | $62.83B | 12.0 | 10.6 | 2.1 | +6.5% |
| U.S. Bancorp | $62.47 | +0.01% | $97.31B | 12.5 | 11.5 | 2.2 | +10.6% |
| Citizens Financial Group | $71.05 | +1.96% | $29.48B | 15.2 | 11.9 | 2.6 | +12.1% |
| Median | 12.7 | 11.5 | 2.6 | +10.6% |