Manhattan Bridge Capital
Provides short-term first-mortgage financing to professional real-estate investors.
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Profile
Makes short-term, first-mortgage real-estate loans to professional investors and earns interest and origination fees. Operates as a compact direct-lending mortgage REIT focused on the New York metropolitan area and Florida.
Originates, funds, services and holds short-term first-mortgage loans for professional real-estate investors acquiring, renovating, building or bridging small residential and commercial properties. Lending revenue comes from interest on secured loans and origination fees.
Covers New York City, Long Island, the Hudson Valley, Rockland and Westchester, with collateral across New York, New Jersey and Connecticut, plus a Florida market. Uses its own personnel, mortgage brokers and deal initiators to move quickly on time-sensitive loans that conventional lenders may not serve.
Underwriting combines conservative loan-to-value limits, borrower equity and exit-strategy review, first-priority liens, personal guarantees, outside appraisals, legal work and ongoing monitoring. Shareholder equity and secured floating-rate bank facilities finance the portfolio; borrowing capacity depends on eligible collateral, borrowing bases and covenant compliance. REIT qualification requires asset, income, ownership and distribution tests.
Company facts
Categories
Key statistics
Year to date −12.7% · Average volume (30d) 32.6K
Analysts
No analyst consensus on record.
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 23, 2026Q2 FY26 | $0.11 | $0.10 | −9.1% | $2.0M | $2.0M | 0.0% | −3.17% |
| Apr 16, 2026Q1 FY26 | $0.11 | $0.11 | 0.0% | $2.1M | $2.1M | 0.0% | +0.43% |
| Mar 27, 2026Q4 FY25 | $0.10 | $0.11 | +10.0% | $2.0M | $2.0M | −0.3% | −0.90% |
| Oct 24, 2025Q3 FY25 | $0.12 | $0.11 | −8.3% | — | $2.0M | — | −2.68% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $2.3M | $2.4M | $2.0M | $2.0M | $2.1M | $2.0M | |
| Gross profit | $1.8M | $1.9M | $1.6M | $1.6M | $1.7M | $1.6M | |
| Operating income | $1.4M | $1.4M | $1.2M | $1.1M | $1.3M | $1.1M | |
| Net income | $1.4M | $1.4M | $1.2M | $1.1M | $1.3M | $1.2M | |
| Diluted EPS | $0.12 | $0.12 | $0.11 | $0.10 | $0.11 | $0.10 | |
| Gross margin | 80.2% | 78.5% | 79.3% | 81.3% | 82.4% | 80.5% | |
| Operating margin | 60.3% | 60.0% | 59.0% | 55.9% | 61.6% | 56.2% |
Fiscal years (4-quarter sums)FY21 $5.8M · FY22 $6.8M · FY23 $8.5M · FY24 $11.1M · FY25 $8.7M
Balance sheet, Jun 30, 2026Cash & short-term investments $229.5K · Total debt $19.4M · Total assets $64.0M · Shareholders' equity $43.0M
Dividends
Raised for 2 straight years. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jul 8, 2026 | Jul 8 | Jul 15 | $0.11 | |
| Apr 8, 2026 | Apr 8 | Apr 15 | $0.11 | cut from $0.115 |
| Dec 31, 2025 | Dec 31 | Jan 15 | $0.115 | |
| Oct 8, 2025 | Oct 8 | Oct 15 | $0.115 | |
| Jul 8, 2025 | Jul 8 | Jul 15 | $0.115 | |
| Apr 8, 2025 | Apr 8 | Apr 15 | $0.115 | |
| Dec 31, 2024 | Dec 31 | Jan 15 | $0.115 | |
| Oct 8, 2024 | Oct 8 | Oct 15 | $0.115 |
Ownership
Shares outstanding 11.43M · Float 8.61M · 75.3% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Assaf Ran · director, 10 percent owner, officer: President and CEO | 1.24M | 10.81% | Form 4 | Jul 28, 2026 |
| Panoramic Investment Advisors, LLC | 441.3K | 3.86% | 13F | May 7, 2026 |
| Melia Wealth LLC | 441.2K | 3.86% | 13F | May 8, 2026 |
| Vanguard Capital Management LLC | 342.9K | 3.00% | 13F | May 15, 2026 |
| Cary Street Partners Financial LLC | 274.7K | 2.40% | 13F | Apr 29, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jul 28, 2026 | Assaf Ran | director, 10 percent owner, officer: President and CEO | +8,000 | $3.99 |
| Nov 19, 2025 | Lyron L. Bentovim | director | +1,757 | $4.52 |
| Nov 17, 2025 | Assaf Ran | director, 10 percent owner, officer: President and CEO | +4,000 | $4.65 |
Peers
- MFA Financial
Lima One scales nationwide fix-and-flip, construction and bridge lending.
- Sachem Capital
Closest listed peer in short-term, first-lien hard-money lending.
- Redwood Trust
CoreVest offers national bridge, credit-line and build-for-rent financing.
- Velocity Financial
Nationwide investor lending spans rehab-and-resale and small-commercial loans.
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Manhattan Bridge Capital | $4.04 | 0.00% | $46.6M | 9.8 | 9.4 | 5.7 | −13.2% |
| MFA Financial | $8.82 | −0.11% | $901.5M | 7.4 | 6.9 | 1.2 | −65.6% |
| Sachem Capital | $0.8940 | +0.45% | $42.9M | — | — | 1.0 | −13.1% |
| Redwood Trust | $4.65 | +0.84% | $580.3M | — | 4.9 | 0.4 | +68.5% |
| Velocity Financial | $18.01 | +0.11% | $707.0M | 6.6 | 6.6 | 1.0 | −37.3% |
| Median | 7.0 | 6.6 | 1.0 | −25.2% |