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LU · NYSE · Financial - Credit Services

Lufax (ADR) (LU)

Supplies credit enablement, consumer finance, and digital banking for Chinese small businesses and consumers.

$1.15

After hours−0.01 (−0.66%)

At close$1.16(0.00%)

In millions of USD, except per-share figures · converted from CNY at the latest rate

In millions	Q4 FY22Dec 2022	Q1 FY23Mar 2023	Q2 FY23Jun 2023	Q3 FY23Sep 2023	Q4 FY23Dec 2023	Q1 FY24Mar 2024	Q2 FY24Jun 2024	Q3 FY24Sep 2024	Q3 FY25Sep 2025	Q4 FY25Dec 2025	Q1 FY26Mar 2026	Q2 FY26Jun 2026
Revenue	1,995	1,272	1,149	981	2,170	1,040	892	664	1,187	1,187	932	932
Cost of revenue	1,350	496	468	454	1,857	198	198	497	801	801	132	132
Gross profit	645	776	681	527	313	841	694	167	387	387	800	800
	735	610	485	482	475	763	704	274	317	317	845	845
	454	565	453	417	383	299	281	241	317	317	845	144
Selling & marketing	553	452	379	342	300	227	205	171	147	147	127	113
General & administrative	−99	113	74	75	83	72	76	70	170	170	72	31
Other expenses	281	45	32	65	93	465	423	33	0	0	0	701
Operating income	−90	166	196	45	−162	78	−10	−107	70	70	−44	−44
	0	0	0	0	0	−11	−44	0	−150	−150	−7	−7
Interest income	1,121	500	503	494	1,695	425	793	401	0	0	0	518
Interest expense	502	28	20	6	1,321	9	389	9	227	227	0	15
Other non-operating income	0	0	0	0	0	0	0	0	−633	−633	0	0
Income before tax	−90	166	196	45	−162	67	−54	−107	−80	−80	−51	−51
Income tax expense	30	57	46	26	−38	191	55	1	9	9	1	1
Net income from continuing operations	−120	109	150	20	−124	−124	−109	−108	−89	−89	−52	−52
Net income	−122	100	144	14	−126	−130	−118	−131	−99	−99	−67	−67
EPS, basic	−$0.42	$0.35	$0.85	$0.05	−$0.44	−$0.45	−$0.41	−$0.46	−$0.23	−$0.23	−$0.16	−$0.16
EPS, diluted	−$0.42	$0.35	$0.85	$0.05	−$0.44	−$0.45	−$0.41	−$0.46	−$0.23	−$0.23	−$0.16	−$0.16
Weighted average shares, basic	287	285	287	293	284	286	287	287	432	432	431	431
Weighted average shares, diluted	287	285	287	293	285	286	287	287	433	433	433	433
EBITDA	−62	166	196	45	−73	85	−4	−107	707	705	−43	−43
Depreciation & amortization	28	0	0	0	89	7	7	0	4	2	2	2
EBIT	−90	166	196	45	−162	78	−10	−107	703	703	−44	−44