National Rural Utilities Cooper (NRUC)
Member-owned lender to rural electric cooperatives and affiliated broadband businesses.
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Provides loans, credit facilities and related financing to rural electric cooperatives and affiliated utility, telecommunications and broadband businesses. A member-owned nonprofit cooperative, it earns principally interest on loans and funds lending through debt markets, member investments and federal-guaranteed facilities.
Connects rural electric cooperatives and related utility businesses with debt financing, operating as a member-owned, nonprofit cooperative that supplements federal Rural Utilities Service lending. Its CFC segment provides long-term loans, revolving credit, letters of credit, guarantees, syndications and loan resales for distribution systems, power suppliers and cooperative organizations.
Its NCSC affiliate, doing business as Utility Capital Solutions, finances electric-cooperative affiliates, rural telecommunications and broadband providers, equipment and qualifying projects. It pairs direct lending with syndications and loan resales to structure member financing needs.
Operations are entirely domestic, serving borrowers across nearly every state. Interest on loans provides most revenue, supported by fees and service income; funding comes from debt markets, member investments, federal-guaranteed facilities and other sources. Funding access and costs depend on capital markets and credit ratings, while the loan book is concentrated in electric-utility organizations.
Company facts
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, May 31, 2026Cash & short-term investments $291.0M · Total debt $33.51B · Total assets $39.70B · Shareholders' equity $3.29B
- Revenue
- $259.4M
- Operating income
- $219.7M
- Net income
- $215.4M
Raised for 5 straight years. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jul 31, 2026 | Jul 31 | Aug 17 | $0.3438 | |
| May 1, 2026 | May 1 | May 15 | $0.3438 | |
| Jan 30, 2026 | Jan 30 | Feb 17 | $0.3438 | |
| Oct 31, 2025 | Oct 31 | Nov 17 | $0.3438 | |
| Aug 1, 2025 | Aug 1 | Aug 15 | $0.3438 | |
| May 1, 2025 | May 1 | May 15 | $0.3438 | |
| Jan 31, 2025 | Jan 31 | Feb 18 | $0.3438 | |
| Nov 1, 2024 | Nov 1 | Nov 15 | $0.3438 |
No ownership filings on record for this listing.
- JPMorgan Chase
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- Wells Fargo
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- PNC Financial Services Group
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- KeyCorp
Specialist utility and renewables financier across bank and capital markets.
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| National Rural Utilities Cooper | $20.90 | +0.19% | $0 | — | — | — | — |
| JPMorgan Chase | $357.49 | +0.35% | $954.50B | 15.3 | 14.8 | 3.2 | +27.8% |
| Wells Fargo | $89.38 | +0.11% | $269.98B | 12.9 | 11.9 | 2.1 | +8.6% |
| PNC Financial Services Group | $241.57 | −0.38% | $96.74B | 13.3 | 11.9 | 2.8 | +21.4% |
| KeyCorp | $21.83 | +0.16% | $23.53B | 12.7 | 11.1 | 2.2 | +7.3% |
| Median | 13.1 | 11.9 | 2.5 | +15.0% |