Orrstown Financial Services (ORRF)
Delivers commercial, consumer, and wealth-management banking across Pennsylvania and Maryland.
$41.04
After hours0.00 (0.00%)
At close$41.04(−1.25%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 44 | 46 | 49 | 50 | 95 | 90 | 86 | 87 | 90 | 91 | 90 | 89 |
| Cost of revenue | 13 | 14 | 16 | 18 | 45 | 31 | 26 | 25 | 27 | 26 | 26 | 26 |
| Gross profit | 32 | 32 | 33 | 32 | 50 | 59 | 60 | 62 | 63 | 65 | 64 | 62 |
| 20 | 22 | 22 | 22 | 60 | 42 | 37 | 37 | 35 | 37 | 37 | 38 | |
| 14 | 14 | 15 | 15 | 29 | 24 | 22 | 23 | 23 | 23 | 25 | 26 | |
| Selling & marketing | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 1 | 0 | 1 | 0 | 0 |
| General & administrative | 14 | 14 | 14 | 14 | 28 | 24 | 21 | 22 | 22 | 22 | 25 | 26 |
| Other expenses | 6 | 8 | 7 | 8 | 31 | 18 | 16 | 14 | 13 | 15 | 11 | 12 |
| Operating income | 12 | 10 | 11 | 10 | −10 | 17 | 23 | 25 | 28 | 28 | 28 | 25 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 39 | 40 | 43 | 43 | 83 | 80 | 76 | 75 | 77 | 76 | 74 | 75 |
| Interest expense | 12 | 14 | 16 | 17 | 31 | 29 | 27 | 25 | 26 | 26 | 25 | 26 |
| Income before tax | 12 | 10 | 11 | 10 | −10 | 17 | 23 | 25 | 28 | 27 | 28 | 25 |
| Income tax expense | 3 | 2 | 2 | 2 | −2 | 3 | 5 | 5 | 6 | 6 | 6 | 4 |
| Net income from continuing operations | 9 | 8 | 9 | 8 | −8 | 14 | 18 | 19 | 22 | 21 | 22 | 21 |
| Net income | 9 | 8 | 9 | 8 | −8 | 14 | 18 | 19 | 22 | 21 | 22 | 21 |
| EPS, basic | $0.87 | $0.74 | $0.82 | $0.74 | −$0.41 | $0.72 | $0.94 | $1.01 | $1.14 | $1.29 | $1.13 | $1.10 |
| EPS, diluted | $0.87 | $0.73 | $0.81 | $0.73 | −$0.41 | $0.71 | $0.93 | $1.01 | $1.13 | $1.28 | $1.12 | $1.09 |
| Weighted average shares, basic | 10 | 10 | 10 | 10 | 19 | 19 | 19 | 19 | 19 | 17 | 19 | 19 |
| Weighted average shares, diluted | 10 | 10 | 10 | 11 | 19 | 19 | 19 | 19 | 19 | 17 | 19 | 19 |
| EBITDA | 13 | 11 | 12 | 11 | −6 | 21 | 27 | 28 | 31 | 30 | 31 | 25 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 4 | 4 | 4 | 4 | 4 | 2 | 4 | 0 |
| EBIT | 12 | 10 | 11 | 10 | −10 | 17 | 23 | 25 | 28 | 28 | 28 | 25 |