Plumas Bancorp (PLBC)
Runs Plumas Bank, serving local borrowers and depositors across Northern California and Nevada.
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Operates Plumas Bank, a community-banking franchise centered on loans, deposits, and service fees. The footprint is concentrated in Northeastern California and Northwestern Nevada, with lending shaped by commercial real estate, agriculture, SBA programs, and local business relationships.
Operates mainly through Plumas Bank, a community bank built around local lending, deposit accounts, and banking services for small and middle-market communities. Revenue comes primarily from loan interest and investment securities, with customer service fees as a smaller stream.
The franchise is concentrated in Northeastern California and Northwestern Nevada, with loan-production reach extending into parts of California, southern Oregon, and Arizona. Products include commercial real estate, agricultural, commercial, consumer, SBA, and deposit services delivered through branches and digital banking.
Execution depends on relationship banking, deposit stability, credit performance, and interest-rate spreads. The loan book is heavily tied to real estate and regional borrowers, and recent growth includes integration of the Cornerstone Community Bancorp acquisition.
Company facts
Categories
Target rangeAs of Sep 2, 2026
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Jul 16, 2026 | Raymond James | Reiterate | Outperform | $66 | |
| Jul 16, 2026 | Stephens | Reiterate | Overweight | $60 | $64 |
| Jul 16, 2026 | Piper Sandler | Reiterate | Overweight | $63 | $69 |
| Apr 16, 2026 | Piper Sandler | Reiterate | Overweight | $61 | $63 |
| Apr 16, 2026 | Stephens | Target | $60 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $601.5M · Total debt $103.6M · Total assets $2.28B · Shareholders' equity $272.1M
- Revenue
- $33.1M
- Operating income
- $17.0M
- Net income
- $10.0M
Raised for 9 straight years — most recently to $0.33 from $0.30 in Feb 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 3, 2026 | Aug 3 | Aug 17 | $0.33 | |
| May 1, 2026 | May 1 | May 15 | $0.33 | |
| Feb 4, 2026 | Feb 4 | Feb 18 | $0.33 | raised from $0.30 |
| Nov 3, 2025 | Nov 3 | Nov 17 | $0.30 | |
| Aug 1, 2025 | Aug 1 | Aug 15 | $0.30 | |
| May 1, 2025 | May 1 | May 15 | $0.30 | |
| Feb 3, 2025 | Feb 3 | Feb 17 | $0.30 | raised from $0.27 |
| Nov 1, 2024 | Nov 1 | Nov 15 | $0.27 |
| Institutions107 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | ≈ 49.98% | 3.48M shares | |
| Insiders16 holders · as of Aug 27, 2026 | 5.42% | 377.4K shares | |
| Otherremainder | ≈ 44.60% | 3.10M shares |
6.96M company shares as of Sep 3, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
BlackRock, Inc.Institution | 6.58% | 457,797 | 13Fas of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 4.00% | 278,135 | 13Fas of Jun 30, 2026 |
Siena Capital Partners GP, LLCInstitution | 3.43% | 239,006 | 13Fas of Jun 30, 2026 |
Manufacturers Life Insurance Company, theInstitution | 3.37% | 234,503 | 13Fas of Jun 30, 2026 |
De Lisle Partners LLPInstitution | 3.27% | 227,798 | 13Fas of Jun 30, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 15, 2026 | Matthew Brock Moseley | officer: EVP and Market President | +40 | $51.18 |
| Aug 26, 2026 | Kevin Craig Kaiser | officer: EVP and Chief Credit Officer | −1,200 | $61.50 |
| May 11, 2026 | Michael Kevin Foster | director | +470 | $51.25 |
| Feb 20, 2026 | Kenneth Edward III Robison | director | −800 | $52.76 |
| Jan 27, 2026 | Kenneth Edward III Robison | director | −500 | $49.34 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Plumas Bancorp | $62.48 | +2.73% | $434.3M | 12.3 | 10.8 | 3.3 | +40.0% |
| TriCo Bancshares | $53.85 | +2.18% | $1.73B | 12.9 | 12.4 | 3.2 | +9.9% |
| Westamerica Bancorp | $59.54 | +0.95% | $1.38B | 13.0 | 12.7 | 5.2 | −2.5% |
| Five Star Bancorp | $46.38 | +2.29% | $1.12B | 13.7 | 13.3 | 4.0 | +25.1% |
| Sierra Bancorp | $40.09 | −0.85% | $528.1M | 11.8 | 11.1 | 2.7 | +5.4% |
| Columbia Banking System | $29.84 | −0.77% | $8.51B | 12.0 | 9.6 | 2.4 | +33.1% |
| Wells Fargo | $89.38 | +0.11% | $269.98B | 12.9 | 11.9 | 2.1 | +8.6% |
| Median | 12.9 | 12.2 | 2.9 | +9.3% |