Pinnacle Financial Partners (PNFP)
Provides financial services across the Southeast while unifying under the Pinnacle brand.
$94.31
vs last close−0.29 (−0.31%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 660 | 654 | 707 | 654 | 751 | 746 | 711 | 820 | 545 | 846 | 1,798 | 1,713 |
| Cost of revenue | 337 | 344 | 367 | 366 | 370 | 350 | 321 | 339 | 32 | 304 | 581 | 675 |
| Gross profit | 323 | 310 | 340 | 287 | 382 | 395 | 390 | 481 | 513 | 542 | 1,217 | 1,038 |
| 155 | 181 | 189 | 222 | 200 | 212 | 220 | 286 | 303 | 337 | 1,028 | 619 | |
| 136 | 172 | 152 | 157 | 166 | 204 | 181 | 190 | 303 | 249 | 629 | 480 | |
| Selling & marketing | 5 | 7 | 6 | 7 | 6 | 8 | 9 | 9 | 53 | 12 | 0 | 0 |
| General & administrative | 130 | 165 | 146 | 150 | 160 | 196 | 172 | 181 | 250 | 237 | 629 | 480 |
| Other expenses | 19 | 9 | 36 | 65 | 35 | 8 | 39 | 96 | 0 | 88 | 399 | 139 |
| Operating income | 168 | 129 | 151 | 65 | 181 | 184 | 170 | 194 | 210 | 205 | 189 | 419 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 627 | 645 | 650 | 668 | 695 | 684 | 668 | 695 | 721 | 711 | 1,514 | 1,568 |
| Interest expense | 310 | 328 | 332 | 336 | 343 | 321 | 304 | 315 | 324 | 304 | 581 | 612 |
| Income before tax | 168 | 129 | 151 | 65 | 181 | 184 | 170 | 194 | 210 | 205 | 189 | 419 |
| Income tax expense | 35 | 34 | 27 | 12 | 34 | 33 | 30 | 36 | 36 | 36 | 39 | 91 |
| Net income from continuing operations | 133 | 95 | 124 | 53 | 147 | 151 | 140 | 159 | 173 | 170 | 150 | 328 |
| Net income | 133 | 95 | 124 | 53 | 147 | 151 | 140 | 159 | 173 | 170 | 150 | 328 |
| EPS, basic | $1.69 | $1.20 | $1.58 | $0.65 | $1.87 | $1.93 | $1.78 | $2.01 | $2.20 | $2.16 | $1.75 | $2.07 |
| EPS, diluted | $1.69 | $1.19 | $1.57 | $0.64 | $1.86 | $1.91 | $1.77 | $2.00 | $2.19 | $2.13 | $1.74 | $2.07 |
| Weighted average shares, basic | 76 | 76 | 76 | 77 | 77 | 77 | 77 | 77 | 77 | 77 | 77 | 151 |
| Weighted average shares, diluted | 76 | 77 | 76 | 77 | 77 | 77 | 77 | 77 | 77 | 78 | 78 | 151 |
| EBITDA | 187 | 148 | 174 | 90 | 206 | 210 | 198 | 222 | 211 | 207 | 237 | 275 |
| Depreciation & amortization | 19 | 19 | 23 | 25 | 25 | 26 | 27 | 28 | 1 | 1 | 48 | −144 |
| EBIT | 168 | 129 | 151 | 65 | 181 | 184 | 170 | 194 | 210 | 205 | 189 | 419 |
