Southside Bancshares
Combines commercial and consumer banking with trust and wealth-management services across Texas.
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Profile
Provides loans and deposit accounts to Texas households, businesses, municipalities and nonprofits, alongside trust, wealth-management and brokerage services. Operations are concentrated in East and Southeast Texas and the Dallas–Fort Worth, Austin and Houston markets.
Extends consumer and commercial loans and provides deposit accounts through Southside Bank across Texas. Southside Bank was formed in Tyler in 1960. Fee-based offerings add trust and wealth-management services, investment management, brokerage, custody, safe-deposit services, retirement and employee-benefit accounts, and estate administration for individuals, businesses, municipal entities and nonprofit organizations.
Operations are concentrated in East and Southeast Texas, the Dallas–Fort Worth area, Austin and Houston, with a branch network that includes grocery-store locations. Management reports the company as one segment; deposits, lending, and fee-generating trust and wealth operations form its core business dependencies.
Company facts
Categories
Key statistics
Year to date +4.8% · Average volume (30d) 126.9K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Jul 27, 2026 | Stephens | Target | $37 | ||
| Jul 27, 2026 | Piper Sandler | Reiterate | Neutral | $35 | $33 |
| Jun 24, 2026 | Benchmark | Initiate | Hold | ||
| Apr 15, 2026 | Piper Sandler | Target | $35 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 24, 2026Q2 FY26 | $0.86 | $0.90 | +4.7% | $75.0M | $72.8M | −3.0% | −5.12% |
| Apr 30, 2026Q1 FY26 | $0.76 | $0.78 | +2.6% | $70.9M | $72.1M | +1.7% | +4.00% |
| Jan 29, 2026Q4 FY25 | $0.80 | $0.70 | −12.5% | $71.7M | $72.0M | +0.4% | −0.37% |
| Oct 24, 2025Q3 FY25 | $0.72 | $0.80 | +11.1% | $71.7M | $72.3M | +0.9% | +1.75% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $110.1M | $110.3M | $118.5M | $107.9M | $113.3M | $117.9M | |
| Gross profit | $62.9M | $65.4M | $26.4M | $62.2M | $67.3M | $71.3M | |
| Operating income | $26.2M | $26.5M | $5.1M | $24.8M | $28.3M | $32.7M | |
| Net income | $21.5M | $21.8M | $4.9M | $21.0M | $23.3M | $26.8M | |
| Diluted EPS | $0.71 | $0.72 | $0.16 | $0.70 | $0.78 | $0.90 | |
| Gross margin | 57.1% | 59.3% | 22.3% | 57.7% | 59.4% | 60.4% | |
| Operating margin | 23.8% | 24.1% | 4.3% | 23.0% | 25.0% | 27.7% |
Fiscal years (4-quarter sums)FY21 $264.2M · FY22 $293.8M · FY23 $395.6M · FY24 $456.1M · FY25 $446.8M
Balance sheet, Jun 30, 2026Cash & short-term investments $1.97B · Total debt $1.64B · Total assets $8.76B · Shareholders' equity $882.5M
Dividends
Raised for 26 straight years — most recently to $0.37 from $0.36 in Aug 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 20, 2026 | Aug 20 | Sep 3 | $0.37 | raised from $0.36 |
| May 18, 2026 | May 18 | Jun 1 | $0.36 | |
| Feb 19, 2026 | Feb 19 | Mar 5 | $0.36 | |
| Nov 20, 2025 | Nov 20 | Dec 4 | $0.36 | |
| Aug 21, 2025 | Aug 21 | Sep 4 | $0.36 | |
| May 22, 2025 | May 22 | Jun 5 | $0.36 | |
| Feb 20, 2025 | Feb 20 | Mar 6 | $0.36 | |
| Nov 21, 2024 | Nov 21 | Dec 6 | $0.36 |
Ownership
Shares outstanding 29.75M · Float 28.20M · 94.8% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 4.27M | 14.36% | 13F | Aug 7, 2026 |
| Dimensional Fund Advisors LP | 1.41M | 4.73% | 13F | Aug 11, 2026 |
| State Street Corp | 1.33M | 4.46% | 13F | Aug 7, 2026 |
| Vanguard Capital Management LLC | 1.25M | 4.20% | 13F | Aug 13, 2026 |
| Geode Capital Management, LLC | 738.0K | 2.48% | 13F | Aug 12, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jun 9, 2026 | John Mitchell Jr. Craddock | officer: Chief Operating Officer | −486 | $33.38 |
| Feb 3, 2026 | Kirk A. Calhoun | director | +300 | $33.15 |
| Dec 4, 2025 | Herbert C. Buie | director | +1,807 | $30.68 |
Peers
- Prosperity Bancshares
Texas banking network spanning East Texas and major metro markets
- Cullen/Frost Bankers
Statewide Texas bank with commercial, consumer, and wealth lines
- Texas Capital
Texas commercial-banking platform centered on the state’s largest metros
- Hilltop
Statewide Texas business and consumer bank paired with financial advisory
- First Financial Bankshares
Texas community-bank network with banking and trust-management overlap
- BOK Financial
Bank of Texas combines commercial banking with brokerage and trust services
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Southside Bancshares | $31.88 | −0.06% | $948.5M | 12.6 | 10.1 | 2.1 | +10.2% |
| Prosperity Bancshares | $72.30 | +0.01% | $8.69B | 12.5 | 10.8 | 4.9 | +25.9% |
| Cullen/Frost Bankers | $161.69 | −0.01% | $10.05B | 15.3 | 14.3 | 3.8 | +9.4% |
| Texas Capital | $98.87 | +0.22% | $4.29B | 12.9 | 12.9 | 2.2 | +9.1% |
| Hilltop | $38.50 | +0.08% | $2.21B | 14.3 | 16.6 | 1.4 | +4.1% |
| First Financial Bankshares | $33.39 | +0.03% | $4.78B | 17.9 | 15.8 | 5.5 | +10.3% |
| BOK Financial | $135.14 | −1.69% | $8.35B | 12.9 | 13.3 | 2.5 | +4.8% |
| Median | 13.6 | 13.8 | 3.1 | +9.3% |