Sound Financial Bancorp (SFBC)
Runs Sound Community Bank across Seattle and Washington's Olympic Peninsula.
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Runs one banking segment through Sound Community Bank, taking deposits and making real estate, consumer, and business loans. The footprint is concentrated in the Seattle area and Washington's North Olympic Peninsula, with niches in manufactured-home and floating-home lending.
Runs substantially through Sound Community Bank, a Washington state-chartered commercial bank with one Banking Segment. Customer-facing lines include deposit accounts, home loans, consumer loans, business loans, and insurance products through Sound Community Insurance Agency.
Operations are concentrated in the Seattle metropolitan area and in Clallam and Jefferson counties on the North Olympic Peninsula. Lending combines commercial and multifamily real estate, residential mortgages, home equity, construction and land, manufactured-home, floating-home, other consumer, and commercial business loans.
Operating work centers on local deposit gathering, branch and digital access, and underwriting specialized consumer niches. The holding company is supervised by the Federal Reserve, while the bank is supervised by Washington banking regulators and the FDIC.
Company facts
Categories
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $134.5M · Total debt $14.0M · Total assets $1.07B · Shareholders' equity $112.6M
- Revenue
- $15.9M
- Operating income
- $3.1M
- Net income
- $2.5M
Raised for 12 straight years — most recently to $0.21 from $0.19 in Feb 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 7, 2026 | Aug 7 | Aug 21 | $0.21 | |
| May 11, 2026 | May 11 | May 26 | $0.21 | |
| Feb 9, 2026 | Feb 9 | Feb 23 | $0.21 | raised from $0.19 |
| Nov 7, 2025 | Nov 7 | Nov 21 | $0.19 | |
| Aug 11, 2025 | Aug 11 | Aug 25 | $0.19 | |
| May 9, 2025 | May 9 | May 23 | $0.19 | |
| Feb 12, 2025 | Feb 12 | Feb 26 | $0.19 | |
| Nov 12, 2024 | Nov 12 | Nov 26 | $0.19 |
| Institutions49 holders · as of Mar 31, 2026 | 48.70% | 1.25M shares | |
| Insiders8 holders · as of Aug 25, 2026 | 2.78% | 71.4K shares | |
| Otherremainder | 48.52% | 1.25M shares |
2.57M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Stilwell Value LLCInstitution | 15.98% | 410,019 | 13Fas of Mar 31, 2026 |
AllianceBernstein L.P.Institution | 7.01% | 179,871 | 13Fas of Mar 31, 2026 |
Wasatch Advisors, Inc.Institution | 6.57% | 168,643 | 13D/Gfiled Feb 11, 2022 ↗ |
Sound Financial Bancorp, Inc. Employee Stock Ownership PlanInstitution | 5.86% | 150,498 | 13G/Afiled Feb 10, 2022 ↗ |
Graham Capital Wealth Management, LLCInstitution | 4.23% | 108,616 | 13Fas of Mar 31, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jun 30, 2026 | Laura Lee Stewart | director, officer: President and CEO | −900 | $42.60 |
| Mar 31, 2026 | Laura Lee Stewart | director, officer: President and CEO | −900 | $44.13 |
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ComparePre-market
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Sound Financial Bancorp | $45.10 | −4.25% | $112.1M | 15.1 | — | 1.8 | −0.8% |
| First Northwest Bancorp | $11.09 | −0.09% | $105.3M | 68.9 | 58.5 | 1.0 | +14.0% |
| WaFd | $36.31 | +1.05% | $2.66B | 11.0 | 10.8 | 1.9 | +10.3% |
| Heritage Financial | $29.23 | +2.35% | $1.20B | 13.9 | 12.0 | 3.6 | +48.9% |
| FS Bancorp | $43.27 | +1.98% | $319.6M | 9.9 | 9.8 | 1.8 | +6.1% |
| Banner | $70.80 | +1.08% | $2.38B | 11.6 | 11.2 | 3.6 | +6.1% |
| Timberland Bancorp | $45.57 | −0.31% | $357.4M | 11.4 | — | 3.3 | −22.1% |
| Coastal Financial | $48.52 | +2.86% | $739.9M | — | 10.0 | 0.9 | +54.6% |
| Columbia Banking System | $29.94 | −0.45% | $8.51B | 12.0 | 9.6 | 2.4 | +33.1% |
| Median | 11.6 | 10.8 | 2.2 | +12.2% |