The Bancorp (TBBK)
Powers fintech programs and funds specialized lending with partner-generated deposits.
$49.54
After hours+0.04 (+0.08%)
At close$49.50(−2.15%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 156 | 149 | 165 | 168 | 172 | 194 | 223 | 227 | 217 | 170 | 165 | 205 |
| Cost of revenue | 42 | 44 | 44 | 45 | 49 | 66 | 95 | 90 | 87 | 41 | 28 | 68 |
| Gross profit | 114 | 105 | 122 | 123 | 122 | 128 | 129 | 137 | 130 | 128 | 138 | 137 |
| 47 | 46 | 47 | 51 | 53 | 52 | 53 | 57 | 56 | 53 | 59 | 56 | |
| 34 | 31 | 34 | 38 | 38 | 38 | 38 | 38 | 41 | 34 | 37 | 37 | |
| General & administrative | 34 | 31 | 34 | 38 | 38 | 38 | 38 | 38 | 41 | 34 | 37 | 37 |
| Other expenses | 13 | 14 | 13 | 14 | 16 | 14 | 16 | 20 | 15 | 19 | 22 | 19 |
| Operating income | 66 | 59 | 75 | 72 | 69 | 76 | 75 | 80 | 73 | 75 | 79 | 81 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 129 | 132 | 136 | 137 | 140 | 139 | 140 | 143 | 136 | 132 | 130 | 132 |
| Interest expense | 40 | 40 | 41 | 44 | 46 | 45 | 48 | 46 | 42 | 40 | 41 | 42 |
| Income before tax | 66 | 59 | 75 | 72 | 69 | 76 | 75 | 80 | 73 | 75 | 79 | 81 |
| Income tax expense | 16 | 15 | 18 | 18 | 18 | 20 | 18 | 20 | 18 | 19 | 19 | 20 |
| Net income from continuing operations | 50 | 44 | 56 | 54 | 52 | 56 | 57 | 60 | 55 | 56 | 60 | 61 |
| Net income | 50 | 44 | 56 | 54 | 52 | 56 | 57 | 60 | 55 | 56 | 60 | 61 |
| EPS, basic | $0.93 | $0.82 | $1.07 | $1.05 | $1.06 | $1.17 | $1.21 | $1.28 | $1.20 | $1.30 | $1.43 | $1.46 |
| EPS, diluted | $0.92 | $0.81 | $1.06 | $1.05 | $1.04 | $1.15 | $1.19 | $1.27 | $1.18 | $1.28 | $1.41 | $1.45 |
| Weighted average shares, basic | 54 | 54 | 53 | 51 | 49 | 48 | 47 | 47 | 47 | 43 | 42 | 41 |
| Weighted average shares, diluted | 55 | 54 | 53 | 51 | 49 | 49 | 48 | 48 | 47 | 44 | 43 | 42 |
| EBITDA | 67 | 60 | 76 | 73 | 70 | 78 | 76 | 81 | 74 | 76 | 80 | 81 |
| Depreciation & amortization | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| EBIT | 66 | 59 | 75 | 72 | 69 | 76 | 75 | 80 | 73 | 75 | 79 | 81 |
