United Bancorp (UBCP)
Operates Unified Bank across Ohio and West Virginia.
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Operates Unified Bank, a community-focused commercial and retail bank that gathers deposits and makes commercial, real-estate, and consumer loans. Its 18-branch footprint is concentrated in Ohio and the Northern Panhandle of West Virginia.
Operates Unified Bank as its sole subsidiary, gathering deposits and making commercial, real-estate, and consumer loans. The franchise traces its Martins Ferry banking lineage to 1902, while the holding company was formed in 1983.
Serves customers through a main office, operations center, and 18 branches across eight Ohio counties and Marshall County, West Virginia. This keeps the business focused on commercial and retail banking in the Ohio Valley rather than a diversified financial-services model.
Runs under a single bank-subsidiary structure following the consolidation of earlier banking units. Deposit gathering and lending in its local Ohio and West Virginia markets remain the business's core operating dependency.
Company facts
Categories
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $249.4M · Total debt $111.3M · Total assets $878.0M · Shareholders' equity $72.1M
- Revenue
- $12.1M
- Operating income
- $2.1M
- Net income
- $2.1M
Raised for 12 straight years — most recently to $0.1975 from $0.195, declared for Sep 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Sep 10, 2026 | Sep 10 | Sep 18 | $0.1975 | upcoming · raised from $0.195 |
| Jun 10, 2026 | Jun 10 | Jun 19 | $0.195 | raised from $0.19 |
| Mar 10, 2026 | Mar 10 | Mar 20 | $0.3675 | special dividend |
| Dec 10, 2025 | Dec 10 | Dec 19 | $0.19 | raised from $0.1875 |
| Sep 10, 2025 | Sep 10 | Sep 19 | $0.1875 | raised from $0.185 |
| Jun 10, 2025 | Jun 10 | Jun 20 | $0.185 | raised from $0.18 |
| Mar 10, 2025 | Mar 10 | Mar 20 | $0.3575 | special dividend |
| Dec 10, 2024 | Dec 10 | Dec 20 | $0.18 | raised from $0.1775 |
| Sep 10, 2024 | Sep 10 | Sep 20 | $0.1775 | raised from $0.175 |
| Institutions32 holders · as of Mar 31, 2026 | 11.73% | 672.9K shares | |
| Insiders9 holders · as of May 28, 2026 | 9.88% | 566.8K shares | |
| Otherremainder | 78.39% | 4.50M shares |
5.74M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Scott A. EversonInsiderofficer: Chairman Pres and CEO | 2.50% | 143,162 | Form 4filed May 28, 2026 ↗ |
Gary W. GlessnerInsiderdirector | 1.75% | 100,529 | Form 4filed May 23, 2025 ↗ |
Vanguard Capital Management LLCInstitution | 1.59% | 90,909 | 13Fas of Mar 31, 2026 |
Commonwealth Financial Services, LLCInstitution | 1.52% | 87,355 | 13Fas of Mar 31, 2026 |
Randall M. GreenwoodInsiderofficer: SR VP CFO and Treasurer | 1.49% | 85,214 | Form 4filed May 28, 2026 ↗ |
| See all 25 → | |||
13F — a manager's quarterly holdings · Form 4 — an insider's transaction report
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 28, 2026 | Bethany E. Schunn | director, other: Director Unified Bank | +1,175 | $14.93 |
| May 27, 2026 | Gary W. Glessner | director | +3,527 | $14.93 |
| May 27, 2026 | Scott A. Everson | officer: Chairman Pres and CEO | +2,213 | $14.93 |
| May 27, 2026 | Matthew Fredrick Branstetter | officer: Chief Operating Officer | +380 | $14.93 |
| May 27, 2026 | John M. Hoopingarner | director | +931 | $14.93 |
- Huntington Bancshares
Large-bank rival for Ohio Valley deposits and commercial loans
- PNC Financial Services Group
Large-bank rival for Ohio Valley deposits and commercial loans
- WesBanco
Regional-bank rival for Ohio Valley deposits and commercial loans
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| United Bancorp | $15.70 | −0.06% | $90.1M | 11.1 | — | 1.9 | −26.9% |
| Huntington Bancshares | $16.81 | −0.35% | $34.10B | 12.6 | 9.8 | 2.4 | +47.4% |
| PNC Financial Services Group | $241.57 | −0.38% | $96.74B | 13.3 | 11.9 | 2.8 | +21.4% |
| WesBanco | $40.25 | −0.59% | $3.88B | 11.4 | 11.1 | 2.6 | +6.3% |
| Median | 12.6 | 11.1 | 2.6 | +21.4% |