Western New England Bancorp (WNEB)
Runs Westfield Bank's community banking franchise across western Massachusetts and northern Connecticut.
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Runs Westfield Bank, a branch-based community bank offering deposits, commercial real estate loans, residential mortgages, business credit, consumer loans, and wealth-management products. The franchise is concentrated in western Massachusetts and northern Connecticut, with commercial real estate and local deposit funding shaping the balance sheet.
Operates through Westfield Bank, a federally chartered savings bank that offers deposits, branch and digital banking, commercial real estate lending, residential mortgages, home equity credit, commercial-and-industrial loans, consumer credit, cash-management services, and wealth-management products.
The franchise is concentrated in Hampden and Hampshire counties in western Massachusetts and in northern Connecticut. Its current footprint reflects a long Westfield origin, the Chicopee Bancorp acquisition, and later Connecticut expansion.
Execution centers on relationship banking: local deposits fund lending, and branch-market knowledge supports credit decisions across real estate, business, and household borrowers. The business depends on net interest income, deposit costs, credit performance, local loan demand, and commercial real estate exposure.
Company facts
Categories
Target rangeAs of Sep 2, 2026
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Jul 29, 2026 | Seaport Global | Downgrade | Buy | Neutral | ||
| Jul 29, 2026 | Piper Sandler | Reiterate | Neutral | $15 | $15.50 | |
| Apr 29, 2026 | Seaport Global | Reiterate | Buy | $16 | ||
| Apr 29, 2026 | Piper Sandler | Target | $15 | |||
| Jan 29, 2025 | Seaport Global | Upgrade | Neutral | Buy |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $37.7M · Total debt $62.6M · Total assets $2.73B · Shareholders' equity $248.3M
- Revenue
- $6.4M
- Operating income
- −$6.2M
- Net income
- $3.6M
Raised for 10 straight years — most recently to $0.07 from $0.06 in Feb 2023. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 12, 2026 | Aug 12 | Aug 26 | $0.07 | |
| May 13, 2026 | May 13 | May 27 | $0.07 | |
| Feb 11, 2026 | Feb 11 | Feb 25 | $0.07 | |
| Nov 12, 2025 | Nov 12 | Nov 26 | $0.07 | |
| Aug 6, 2025 | Aug 6 | Aug 20 | $0.07 | |
| May 7, 2025 | May 7 | May 21 | $0.07 | |
| Feb 12, 2025 | Feb 12 | Feb 26 | $0.07 | |
| Nov 7, 2024 | Nov 7 | Nov 21 | $0.07 |
| Institutions97 holders · as of Mar 31, 2026 | 62.81% | 12.64M shares | |
| Insiders18 holders · as of Aug 7, 2026 | 5.12% | 1.03M shares | |
| Otherremainder | 32.07% | 6.45M shares |
20.13M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
BlackRock, Inc.Institution | 8.51% | 1.71M | 13Fas of Mar 31, 2026 |
Inc.Institution | 8.22% | 1.65M | 13G/Afiled Feb 4, 2022 ↗ |
Dimensional Fund Advisors LPInstitution | 7.01% | 1.41M | 13Fas of Mar 31, 2026 |
Renaissance Technologies LLCInstitution | 4.97% | 1.00M | 13Fas of Mar 31, 2026 |
Strategic Value Bank Partners LLCInstitution | 4.30% | 865,565 | 13Fas of Mar 31, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 20, 2026 | Darlene M. Libiszewski | officer: SVP, Chief Information Officer | −3,680 | $13.42 |
| Feb 27, 2026 | Philip R. Smith | director | −3,000 | $13.17 |
| Sep 3, 2025 | Darlene M. Libiszewski | officer: SVP, Chief Information Officer | −3,600 | $12.39 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Western New England Bancorp | $13.75 | +1.55% | $276.3M | 16.3 | 13.1 | 2.6 | +11.5% |
| Beacon Financial | $31.22 | −0.13% | $2.63B | 23.7 | 9.8 | 2.3 | +92.8% |
| Citizens Financial Group | $70.00 | +0.36% | $29.51B | 15.2 | 11.9 | 2.6 | +12.1% |
| Webster Financial | $77.57 | −0.51% | $12.57B | 12.6 | 11.6 | 2.9 | +3.4% |
| M&T Bank | $235.48 | +0.01% | $34.13B | 12.4 | 11.8 | 2.7 | +5.7% |
| NBT Bancorp | $51.21 | +1.79% | $2.66B | 12.6 | 11.7 | 2.8 | +9.4% |
| Median | 12.6 | 11.7 | 2.7 | +9.4% |