Winchester Bancorp (WSBK)
Operates a community bank serving households and small businesses in eastern Massachusetts.
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Operates Winchester Savings Bank, offering deposits and real-estate-focused lending to households and small businesses. A mutual holding company retains majority control after the bank's conversion and public offering.
Winchester Savings Bank serves households and small businesses from offices in Winchester, Woburn, Danvers, and Arlington, Massachusetts. Its deposit lineup includes checking, savings, and term certificates; lending centers on residential, commercial, multifamily real estate, and construction loans, alongside home-equity, commercial-business, and consumer credit.
The deposit market is centered on Middlesex County, with a smaller presence in Essex County, while lending extends into surrounding Massachusetts counties. Competition spans banks, mortgage firms, credit unions, finance companies, funds, brokerages, and insurers.
Formed as the bank holding company during the mutual-to-stock conversion, the listed issuer remains majority controlled by Winchester Bancorp, MHC. The operating bank was established in 1871.
Company facts
Categories
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $70.1M · Total debt $158.2M · Total assets $1.10B · Shareholders' equity $120.5M
- Revenue
- $14.0M
- Operating income
- $1.6M
- Net income
- $1.2M
No dividends on record.
| Institutions21 holders · as of Jun 30, 2026 | 8.44% | 784.1K shares | |
| Insiders8 holders · as of May 27, 2026 | 56.50% | 5.25M shares | |
| Otherremainder | 35.06% | 3.26M shares |
9.30M company shares as of Sep 3, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Bancorp MHC WinchesterInsider10 percent owner | 55.00% | 5.11M | 13Dfiled May 14, 2025 ↗ |
Mangrove PartnersInstitution | 2.00% | 186,201 | 13Fas of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 1.93% | 178,941 | 13Fas of Jun 30, 2026 |
Integrated Wealth Concepts LLCInstitution | 0.88% | 82,000 | 13Fas of Jun 30, 2026 |
Northstar Financial Companies, Inc.Institution | 0.75% | 70,000 | 13Fas of Jun 30, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 26, 2026 | Edward J. Merritt | director | +915 | $12.76 |
| May 21, 2026 | John A. Carroll | director, officer: President & CEO | +50 | $12.75 |
| May 7, 2026 | John Ingalls III Snow | director | +1,725 | $12.79 |
| May 5, 2026 | John Ingalls III Snow | director | +6,110 | $12.87 |
| May 1, 2026 | Stephen Harry Boodakian | director | +2,500 | $12.93 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Winchester Bancorp | $12.99 | +0.15% | $116.5M | 26.0 | — | 2.3 | — |
| Eastern Bankshares | $21.91 | −0.48% | $5.09B | 12.5 | 10.9 | 3.6 | +29.6% |
| Independent Bank | $81.60 | +2.08% | $3.94B | 14.7 | 10.6 | 3.1 | +1.1% |
| Beacon Financial | $31.11 | −0.48% | $2.63B | 23.7 | 9.8 | 2.3 | +92.8% |
| Hingham Institution for Savings | $294.61 | −0.03% | $643.6M | 9.8 | — | 2.6 | +33.1% |
| Citizens Financial Group | $69.90 | +0.22% | $29.51B | 15.2 | 11.9 | 2.6 | +12.1% |
| Median | 14.7 | 10.8 | 2.6 | +29.6% |