First Busey
Combines relationship banking, wealth management, and payment technology across regional markets.
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Profile
Provides commercial and consumer banking, wealth management, and payment technology through Busey Bank and FirsTech. Revenue centers on lending and deposit spreads, with fee income from advisory, treasury, and payment services across a multi-region franchise shaped by the CrossFirst acquisition.
Provides commercial and consumer banking through Busey Bank, including deposits, commercial and real estate lending, treasury management, cards, and branch services. Wealth Management adds investment management, brokerage, fiduciary, tax, philanthropic advisory, and farm-management services, while FirsTech handles bill payment, merchant processing, money movement, and lockbox services nationwide.
Combines local relationship teams with centralized product specialists, using a regional operating model to connect banking clients with wealth and payments capabilities. The CrossFirst integration broadened the franchise from its Midwest base into Texas, the Great Plains, Mountain West, and Florida.
Revenue is anchored in loan and investment spreads, supplemented by wealth and payment fees. The lending book is weighted toward commercial borrowers and commercial real estate, while deposit funding, credit quality, capital requirements, and bank and payments regulation shape operations.
Company facts
Categories
Key statistics
Year to date +26.7% · Average volume (30d) 746.5K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Jul 30, 2026 | DA Davidson | Reiterate | Neutral | $26 | $31 | |
| Jul 30, 2026 | Piper Sandler | Reiterate | Overweight | $30 | $35 | |
| Jul 1, 2026 | Raymond James | Reiterate | Outperform | $28 | $32 | |
| Apr 30, 2026 | Stephens | Target | $27 | $28 | ||
| Apr 30, 2026 | Piper Sandler | Reiterate | Overweight | $29 | $30 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 28, 2026Q2 FY26 | $0.63 | $0.69 | +9.0% | $197.6M | $194.3M | −1.7% | +1.62% |
| Apr 28, 2026Q1 FY26 | $0.57 | $0.67 | +17.5% | $197.1M | $197.2M | 0.0% | −2.86% |
| Jan 27, 2026Q4 FY25 | $0.61 | $0.68 | +11.5% | $197.7M | $200.9M | +1.6% | −2.63% |
| Oct 28, 2025Q3 FY25 | $0.61 | $0.64 | +4.7% | $196.0M | $196.3M | +0.2% | −3.06% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $188.0M | $292.3M | $285.7M | $277.8M | $267.8M | $106.0M | |
| Gross profit | $82.5M | $192.3M | $197.3M | $197.8M | $193.2M | $31.4M | |
| Operating income | −$32.7M | $64.5M | $77.3M | $77.5M | $63.7M | −$63.7M | |
| Net income | −$30.0M | $47.4M | $57.1M | $60.8M | $50.0M | $63.2M | |
| Diluted EPS | −$0.44 | $0.52 | $0.94 | $0.63 | $0.56 | $0.64 | |
| Gross margin | 43.9% | 65.8% | 69.1% | 71.2% | 72.1% | 29.6% | |
| Operating margin | -17.4% | 22.1% | 27.1% | 27.9% | 23.8% | -60.1% |
Fiscal years (4-quarter sums)FY21 $431.6M · FY22 $486.8M · FY23 $601.8M · FY24 $662.5M · FY25 $1.04B
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $665.4M · Total debt $464.2M · Total assets $18.19B · Shareholders' equity $2.38B
Dividends
Raised for 15 straight years — most recently to $0.26 from $0.25 in Jan 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jul 24, 2026 | Jul 24 | Jul 31 | $0.26 | |
| Apr 24, 2026 | Apr 24 | May 1 | $0.26 | |
| Jan 23, 2026 | Jan 23 | Jan 30 | $0.26 | raised from $0.25 |
| Oct 24, 2025 | Oct 24 | Oct 31 | $0.25 | |
| Jul 18, 2025 | Jul 18 | Jul 25 | $0.25 | |
| Apr 17, 2025 | Apr 18 | Apr 25 | $0.25 | |
| Jan 24, 2025 | Jan 24 | Jan 31 | $0.25 | raised from $0.24 |
| Oct 18, 2024 | Oct 18 | Oct 25 | $0.24 |
Ownership
Shares outstanding 84.58M · Float 80.62M · 95.3% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 7.81M | 9.24% | 13F | Aug 7, 2026 |
| Dimensional Fund Advisors LP | 5.18M | 6.12% | 13F | Aug 11, 2026 |
| Wellington Management Group LLP | 4.87M | 5.75% | 13F | Aug 14, 2026 |
| Vanguard Capital Management LLC | 3.60M | 4.26% | 13F | Aug 13, 2026 |
| State Street Corp | 3.47M | 4.10% | 13F | Aug 7, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 17, 2026 | Michael David Cassens | director | −1,441 | $31.08 |
| Jul 15, 2026 | Michael David Cassens | director | −1,441 | $29.34 |
| Jun 15, 2026 | Michael David Cassens | director | −6,278 | $28.99 |
| May 15, 2026 | Michael David Cassens | director | −750 | $26.11 |
| May 12, 2026 | Stanley J. Bradshaw | director | +600 | $25.99 |
Peers
- Commerce Bancshares
Missouri-Kansas banking, wealth, cards, and payments overlap
- UMB Financial
Kansas City commercial, wealth, bankcard, and payments competitor
- Wintrust Financial
Chicago-area banking, wealth, mortgage, and specialty finance overlap
- Old National Bancorp
Midwest commercial, retail, and wealth banking overlap
- Enterprise Financial Services
St. Louis, Kansas, Arizona, and New Mexico commercial-bank peer
- Texas Capital
Dallas-Fort Worth commercial, treasury, and wealth competitor
- Simmons First National
Missouri, Kansas, Oklahoma, and Texas banking and wealth overlap
- First Mid Bancshares
Illinois and Missouri banking, wealth, ag, and insurance peer
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| First Busey | $30.29 | 0.00% | $2.56B | 10.9 | 11.4 | 2.7 | −1.9% |
| Commerce Bancshares | $58.04 | +0.02% | $8.46B | 14.1 | 13.1 | 3.9 | +11.9% |
| UMB Financial | $144.59 | +0.07% | $10.98B | 12.0 | 11.0 | 2.4 | +22.9% |
| Wintrust Financial | $161.72 | +5.73% | $10.32B | 12.1 | 11.6 | 2.4 | +10.1% |
| Old National Bancorp | $25.85 | +0.02% | $9.89B | 11.4 | 9.5 | 2.5 | +12.3% |
| Enterprise Financial Services | $63.59 | +0.05% | $2.30B | 12.6 | 11.2 | 2.3 | +30.9% |
| Texas Capital | $98.87 | +0.22% | $4.29B | 12.9 | 12.9 | 2.2 | +9.1% |
| Simmons First National | $22.69 | +0.02% | $3.29B | — | 10.7 | 5.8 | +69,452.9% |
| First Mid Bancshares | $50.34 | +0.06% | $1.34B | 12.5 | 10.5 | 2.9 | +26.7% |
| Median | 12.5 | 11.1 | 2.4 | +17.6% |