CF Bankshares (CFBK)
Provides commercial lending, deposits, and treasury services across Ohio and Indianapolis.
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Operates CFBank, a boutique commercial bank serving closely held businesses and entrepreneurs across Ohio and Indianapolis. Lending, deposits, treasury management, and mortgages form its service mix.
Operating through CFBank, the company serves closely held businesses and entrepreneurs in Columbus, Cleveland, Cincinnati, Akron, and Indianapolis. Its footprint is concentrated in Ohio and Indiana, with full-service offices supporting commercial and retail banking.
Commercial loans and equipment leases sit alongside commercial and residential real-estate lending, residential mortgages, and installment loans. Deposit offerings include commercial and retail checking, savings, money-market, and term-certificate accounts, supported by treasury-management services.
Individualized service, direct access to decision-makers, and ease of doing business are the stated points of differentiation. Repayment capacity depends on general economic conditions and local real-estate values, while the national-bank operation and holding company are subject to federal banking supervision.
Company facts
Categories
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $270.3M · Total debt $120.2M · Total assets $2.17B · Shareholders' equity $194.3M
- Revenue
- $31.7M
- Operating income
- $7.3M
- Net income
- $5.9M
Raised for 5 straight years — most recently to $0.09 from $0.08 in Jan 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jul 13, 2026 | Jul 13 | Jul 21 | $0.09 | |
| Apr 13, 2026 | Apr 13 | Apr 21 | $0.09 | |
| Jan 15, 2026 | Jan 15 | Jan 26 | $0.09 | raised from $0.08 |
| Oct 10, 2025 | Oct 13 | Oct 21 | $0.08 | |
| Jul 11, 2025 | Jul 11 | Jul 21 | $0.08 | raised from $0.07 |
| Apr 14, 2025 | Apr 14 | Apr 22 | $0.07 | |
| Jan 16, 2025 | Jan 16 | Jan 27 | $0.07 | |
| Oct 11, 2024 | Oct 11 | Oct 19 | $0.07 | raised from $0.06 |
| Institutions90 holders · as of Mar 31, 2026 | 110.08% | 7.15M shares | |
| Insiders11 holders · as of Aug 5, 2026 | 16.12% | 1.05M shares | |
| Adds to | 126.20% |
6.50M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
These groups come from separate filings that can overlap, so they add to 126.20%; nothing is left for Other.
This company has 2 share classes; every stake here is a share of the whole company.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Fourthstone LLCInstitution | 19.68% | 639,378 · 639,378 | 13Fas of Mar 31, 2026 |
BlackRock, Inc.Institution | 9.55% | 310,312 · 310,312 | 13Fas of Mar 31, 2026 |
AllianceBernstein L.P.Institution | 7.40% | 240,563 · 240,563 | 13Fas of Mar 31, 2026 |
Vanguard Capital Management LLCInstitution | 6.22% | 202,001 · 202,001 | 13Fas of Mar 31, 2026 |
First Manhattan Co. LLC.Institution | 5.76% | 187,022 · 187,022 | 13Fas of Mar 31, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Dec 11, 2025 | James H. II Frauenberg | director | +210 | $23.78 |
| Dec 15, 2025 | Robert E. Hoeweler | director | +1,000 | $23.87 |
| Dec 16, 2025 | Bradley J. Ringwald | officer: Bank President | +1,000 | $24.07 |
| Dec 12, 2025 | Kevin J. Beerman | officer: EVP & Chief Financial Officer | +217 | $23.84 |
| Dec 4, 2025 | Thomas P. Ash | director | +200 | $23.91 |
- Huntington Bancshares
Regional-bank overlap in commercial loans, deposits and treasury services
- Fifth Third
Ohio and Indiana commercial-bank rival for business lending and deposits
- KeyCorp
Cleveland-based bank competing in commercial banking and leasing
- PNC Financial Services Group
Large-bank overlap in corporate banking, lending, deposits and cash management
- First Merchants
Ohio/Indiana rival in commercial banking and treasury services
ComparePre-market
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| CF Bankshares | $35.25 | +0.57% | $225.6M | 12.0 | 8.9 | 1.8 | +7.5% |
| Huntington Bancshares | $16.93 | +0.36% | $34.10B | 12.6 | 9.8 | 2.4 | +47.4% |
| Fifth Third | $54.40 | +0.01% | $49.30B | 18.6 | 11.9 | 3.3 | +45.2% |
| KeyCorp | $21.85 | +0.27% | $23.53B | 12.7 | 11.1 | 2.2 | +7.3% |
| PNC Financial Services Group | $243.89 | +0.57% | $96.74B | 13.3 | 11.9 | 2.8 | +21.4% |
| First Merchants | $41.70 | +1.93% | $2.62B | 13.3 | 9.9 | 2.4 | +23.2% |
| Median | 13.3 | 11.1 | 2.4 | +23.2% |