Deluxe
Provides checks, merchant payments, B2B payment workflows, data services, and business print.
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Profile
Provides checks, merchant payment acceptance, B2B payment workflows, data-driven marketing, and business print services, with most revenue still tied to Print. Customers are primarily North American small and midsize businesses, financial institutions, and large consumer brands.
Supplies payment and business-service tools rooted in a check-printing base. Merchant Services handles card and other payment acceptance, B2B Payments covers lockbox, remote deposit, disbursement, and fraud services, Data Solutions provides analytics and marketing support, and Print includes checks, forms, promotional products, apparel, and digital storefronts.
Serves small and midsize businesses, financial institutions, and large consumer brands, primarily across North America. The operating model uses One Deluxe go-to-market work and Print cash flow, brand, and relationships to fund payments and data growth.
The business still depends structurally on Print cash generation, secular check-volume decline, acquisition integration, payment-processing competition, and financial-institution demand for data-driven marketing.
Company facts
Key statistics
Year to date +6.5% · Average volume (30d) 415.9K
Analysts
Ratings
Target range
Latest analyst notes
No analyst notes in the last 24 months.
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Aug 5, 2026Q2 FY26 | $0.81 | $0.87 | +7.0% | $486.3M | $499.3M | +2.7% | −1.99% |
| May 6, 2026Q1 FY26 | $0.91 | $1.05 | +15.4% | $535.0M | $538.1M | +0.6% | +2.33% |
| Jan 28, 2026Q4 FY25 | $0.82 | $0.96 | +17.1% | $517.4M | $535.3M | +3.5% | +13.47% |
| Nov 5, 2025Q3 FY25 | $0.92 | $1.09 | +18.5% | $517.4M | $540.2M | +4.4% | +14.07% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $536.5M | $521.3M | $540.2M | $535.3M | $538.1M | $499.3M | |
| Gross profit | $281.8M | $279.5M | $291.1M | $279.5M | $279.7M | $259.6M | |
| Operating income | $56.5M | $65.0M | $78.8M | $58.2M | $70.4M | $55.7M | |
| Net income | $14.0M | $22.4M | $33.7M | $12.0M | $35.8M | $19.1M | |
| Diluted EPS | $0.31 | $0.50 | $0.74 | $0.33 | $0.77 | $0.41 | |
| Gross margin | 52.5% | 53.6% | 53.9% | 52.2% | 52.0% | 52.0% | |
| Operating margin | 10.5% | 12.5% | 14.6% | 10.9% | 13.1% | 11.2% |
Fiscal years (4-quarter sums)FY21 $2.02B · FY22 $2.24B · FY23 $2.19B · FY24 $2.12B · FY25 $2.13B
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $34.9M · Total debt $1.46B · Total assets $2.56B · Shareholders' equity $707.5M
Dividends
Raised for 18 straight years. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 18, 2026 | Aug 18 | Sep 1 | $0.30 | |
| May 19, 2026 | May 19 | Jun 2 | $0.30 | |
| Feb 9, 2026 | Feb 9 | Feb 23 | $0.30 | |
| Nov 17, 2025 | Nov 17 | Dec 1 | $0.30 | |
| Aug 18, 2025 | Aug 18 | Sep 2 | $0.30 | |
| May 19, 2025 | May 19 | Jun 2 | $0.30 | |
| Feb 18, 2025 | Feb 18 | Mar 3 | $0.30 | |
| Nov 19, 2024 | Nov 19 | Dec 2 | $0.30 |
Ownership
Shares outstanding 45.78M · Float 44.29M · 96.8% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 6.97M | 15.23% | 13F | Aug 7, 2026 |
| State Street Corp | 2.86M | 6.25% | 13F | Aug 7, 2026 |
| Dimensional Fund Advisors LP | 2.85M | 6.22% | 13F | Aug 11, 2026 |
| Vanguard Portfolio Management LLC | 2.64M | 5.77% | 13F | Aug 13, 2026 |
| Vanguard Capital Management | 2.30M | 5.02% | 13G | Jul 31, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Dec 10, 2025 | William C. Zint | officer: SVP, Chief Financial Officer | +175 | $21.44 |
| Sep 10, 2025 | William C. Zint | officer: SVP, Chief Financial Officer | +175 | $19.13 |
Peers
- Ennis
Public print peer in business forms and financial documents
- Global Payments
Merchant-payments scale rival for SMB and mid-market acceptance
- FIS
Banking and enterprise payments infrastructure competitor
- Cimpress
Vista-led competitor in customized print and promo products
- Jack Henry & Associates
Community-bank technology peer in payments and treasury
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Deluxe | $23.64 | +0.04% | $1.08B | 10.5 | 6.0 | 0.5 | −4.2% |
| Ennis | $21.52 | +0.05% | $544.4M | 12.9 | — | 1.4 | +1.4% |
| Global Payments | $91.82 | +0.02% | $22.79B | — | 6.2 | 2.2 | +61.5% |
| FIS | $41.31 | −0.33% | $21.42B | 6.3 | 6.5 | 1.7 | +29.1% |
| Cimpress | $89.28 | −0.06% | $2.16B | 23.7 | 17.7 | 0.6 | +8.7% |
| Jack Henry & Associates | $169.73 | −0.01% | $12.06B | 24.4 | 23.1 | 4.8 | +4.7% |
| Median | 18.3 | 12.1 | 1.7 | +8.7% |