EVERTEC
Runs payment processing, merchant acquiring, and banking software across Latin America.
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Profile
Processes card and digital payments, merchant acceptance, and bank technology across 26 countries. The business is anchored by Puerto Rico's ATH network, the Popular relationship, and a growing Brazil software footprint.
Runs merchant acquiring, issuer processing, ATH network services, ATH Movil, and business solutions for financial institutions, merchants, corporate clients, and government customers. Operations remain rooted in Puerto Rico and the Caribbean, while acquisitions have expanded the platform across Latin America and deeper into Brazil financial-institution software.
Execution depends on resilient transaction processing, bank and merchant relationships, and the ability to integrate acquired platforms such as Sinqia, Tecnobank, and Dimensa. The Popular relationship remains structurally important even after contract changes reduced exclusivity, and a recent customer-data incident keeps cybersecurity response part of the operating backdrop.
Company facts
Categories
Key statistics
Year to date +4.5% · Average volume (30d) 390.7K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Aug 6, 2026 | Morgan Stanley | Target | $25 | $34 | ||
| May 19, 2026 | Morgan Stanley | Reiterate | Equal Weight | $35 | $25 | |
| May 7, 2026 | Raymond James | Target | $34 | |||
| Feb 27, 2025 | Susquehanna | Upgrade | Negative | Neutral | ||
| Nov 21, 2024 | Morgan Stanley | Upgrade | Underweight | Equal Weight | $35 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Aug 4, 2026Q2 FY26 | $0.95 | $1.05 | +10.5% | $262.2M | $274.8M | +4.8% | −3.81% |
| May 6, 2026Q1 FY26 | $0.91 | $0.90 | −1.1% | $249.0M | $247.9M | −0.4% | −17.05% |
| Feb 26, 2026Q4 FY25 | $0.91 | $0.93 | +2.2% | $236.8M | $244.8M | +3.4% | +9.86% |
| Nov 6, 2025Q3 FY25 | $0.89 | $0.92 | +3.4% | $236.8M | $228.6M | −3.5% | −2.81% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $228.8M | $229.6M | $228.6M | $244.8M | $247.9M | $274.8M | |
| Gross profit | $114.2M | $119.5M | $103.8M | $125.1M | $92.4M | $110.6M | |
| Operating income | $49.5M | $56.1M | $37.7M | $43.1M | $44.6M | $53.3M | |
| Net income | $32.7M | $40.5M | $32.9M | $35.6M | $23.8M | $5.4M | |
| Diluted EPS | $0.50 | $0.62 | $0.51 | $0.56 | $0.38 | $0.09 | |
| Gross margin | 49.9% | 52.1% | 45.4% | 51.1% | 37.3% | 40.2% | |
| Operating margin | 21.6% | 24.4% | 16.5% | 17.6% | 18.0% | 19.4% |
Fiscal years (4-quarter sums)FY21 $589.8M · FY22 $618.4M · FY23 $694.7M · FY24 $845.5M · FY25 $931.8M
Revenue by geography · FY25
Balance sheet, Jun 30, 2026Cash & short-term investments $260.7M · Total debt $1.32B · Total assets $2.48B · Shareholders' equity $641.4M
Dividends
Raised for 7 straight years. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 3, 2026 | Aug 3 | Sep 4 | $0.05 | |
| May 11, 2026 | May 11 | Jun 5 | $0.05 | |
| Mar 2, 2026 | Mar 2 | Mar 6 | $0.05 | |
| Nov 3, 2025 | Nov 3 | Dec 5 | $0.05 | |
| Aug 4, 2025 | Aug 4 | Sep 5 | $0.05 | |
| May 13, 2025 | May 13 | Jun 6 | $0.05 | |
| Mar 3, 2025 | Mar 3 | Mar 21 | $0.05 | |
| Oct 28, 2024 | Oct 28 | Dec 6 | $0.05 |
Ownership
A 13F quarter can total more than the shares outstanding — sub-advisers file the same block twice, and a filer's own share count can be a quarter stale. No split is drawn from it.
Shares outstanding 61.62M · Float 60.13M · 97.6% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 9.16M | 14.87% | 13F | Aug 7, 2026 |
| FMR LLC | 8.80M | 14.28% | 13F | Aug 13, 2026 |
| American Century Companies Inc | 5.19M | 8.42% | 13F | Aug 12, 2026 |
| Vanguard Portfolio Management LLC | 3.96M | 6.43% | 13F | Aug 13, 2026 |
| Vanguard Capital Management LLC | 2.77M | 4.49% | 13F | Aug 13, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 21, 2026 | Aldo J. Polak | director | −1,000 | $29.80 |
| Aug 14, 2026 | Paola Perez-Surillo | officer: Executive Vice President | −17,486 | $31.56 |
| Aug 11, 2026 | Aldo J. Polak | director | −1,000 | $29.50 |
| Aug 12, 2026 | Diego Viglianco | officer: EVP & CIO | −27,570 | $30.32 |
| Jun 12, 2026 | Brian John Smith | director | +16,202 | $26.42 |
Peers
- Global Payments
Large-scale merchant commerce and payment processing rival.
- FIS
Banking, card, and issuer-processing technology overlap.
- Visa
Global payment network and value-added services overlap.
- Mastercard
Payment network and services compete around acceptance and routing.
- PayPal
Digital checkout, Braintree, Venmo, and merchant payments overlap.
- Block
Square merchant payments and Cash App wallet overlap.
- dLocal
Latin America and emerging-market payment rails overlap.
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| EVERTEC | $30.21 | +0.77% | $1.85B | 19.5 | 7.2 | 1.9 | +19.7% |
| Global Payments | $91.82 | +0.02% | $22.79B | — | 6.2 | 2.2 | +61.5% |
| FIS | $41.31 | −0.33% | $21.42B | 6.3 | 6.5 | 1.7 | +29.1% |
| Visa | $381.03 | −0.14% | $712.47B | 32.4 | 26.4 | 16.0 | +14.4% |
| Mastercard | $595.33 | −0.00% | $522.10B | 32.7 | 28.0 | 14.9 | +14.1% |
| PayPal | $53.74 | +0.15% | $45.90B | 10.1 | 9.7 | 1.3 | +4.8% |
| Block | $83.54 | −0.05% | $49.74B | 149.2 | 18.3 | 2.0 | +9.3% |
| dLocal | $15.00 | −0.20% | $4.41B | 22.1 | 15.4 | 3.3 | +55.8% |
| Median | 27.3 | 15.4 | 2.2 | +14.4% |