FDBC · NASDAQ · Banks - Regional

Fidelity D & D Bancorp (FDBC)

Runs Fidelity Bank across Northeastern and Eastern Pennsylvania.

$53.94
At close+0.91 (+1.72%)
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Fidelity D & D Bancorp, Inc.FDBCFinancials

Through Fidelity Bank, offers deposits, loans, mortgages, trust, wealth, and financial services to retail, small-business, and corporate customers in Pennsylvania, with earnings shaped mainly by deposit funding, loan spreads, service fees, and local credit conditions.

Operates through The Fidelity Deposit and Discount Bank, marketed as Fidelity Bank, with deposits, retail and commercial lending, residential mortgages, trust, wealth, financial services, a mortgage center, and client-care support for individuals, small businesses, and corporate customers.

Serves a Pennsylvania footprint centered on Lackawanna and Luzerne counties in Northeastern Pennsylvania and Northampton County in Eastern Pennsylvania. The MNB and Landmark acquisitions extended the franchise into the Lehigh Valley and added retail community offices in Northeastern Pennsylvania.

Competes through branch relationships, customer service, and local decision making. Earnings depend on the spread between loans or securities and deposits or borrowings, while regulation, local real-estate collateral, borrower repayment, deposit stability, and county-level economic conditions shape the business.

Company facts

CEODaniel J. Santaniello
ListedApr 13, 1999
ExchangeNASDAQ
HeadquartersDunmore, PA
CountryUnited States
Employees324
CIK0001098151
ISINUS31609R1005

Market cap$312.7M
EPS (ttm)$5.25
P/E (ttm)10.26
ROE12.7%
P/B1.25
P/S2.16
Dividend yieldDiv yield3.19%
Beta0.34vs XLF 0.76

No analyst consensus on record.

Next report
Oct 21, 2026
estimated · in 48 days
EPS estimate
Revenue estimate
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$1.01$1.03$1.20$1.27$1.37$1.28$1.33Pending
Estimate
Surprise

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$21.0M$32.2M$1.3K$35.6M$36.2M$35.6M$37.2MPending
Estimate
Surprise
Estimate
ReportedDue Oct 21, 2026
Estimate
ReportedDue Oct 21, 2026
View details

Debt to equity49.30%
Current ratio27.10%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$32.0M$32.7M$32.2M$34.8M$35.6M$36.2M$35.6M$37.2M
Net income$5.0M$5.8M$6.0M$6.9M$7.3M$7.9M$7.5M$7.8M
Net margin15.5%17.8%18.6%19.9%20.6%21.9%20.9%21.1%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$5.8M$6.7M$7.1M$8.3M$8.6M$9.2M$8.4M$9.5M
YoY growth−2.9%+6,124.3%+23.1%+44.9%+49.2%+38.3%+19.2%+15.1%

Balance sheet, Jun 30, 2026Cash & short-term investments $716.7M · Total debt $124.6M · Total assets $2.97B · Shareholders' equity $252.9M

Revenue
$37.2M
Operating income
$9.5M
Net income
$7.8M
View details

Next ex-date
Nov 14, 2026
estimated · in 72 days
Annual dividend
$1.72
per share
Dividend yield
3.19%
Schedule
Quarterly
4 payments a year

Raised for 24 straight years — most recently to $0.43 from $0.40 in Nov 2025. To collect a payout, hold shares through the close before the ex-date.

History

Ex-dateRecordPaidAmountNote
Aug 14, 2026Aug 14Sep 10$0.43
May 20, 2026May 20Jun 10$0.43
Feb 13, 2026Feb 13Mar 10$0.43
Nov 14, 2025Nov 14Dec 10$0.43raised from $0.40
Aug 15, 2025Aug 15Sep 10$0.40
May 20, 2025May 20Jun 10$0.40
Feb 14, 2025Feb 14Mar 10$0.40
Nov 15, 2024Nov 15Dec 10$0.40raised from $0.38
View details

Institutions90 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail≈ 26.13%1.52M shares
Insiders18 holders · as of Jul 30, 202621.80%1.27M shares
Otherremainder≈ 52.07%3.02M shares

5.81M company shares as of Sep 3, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesEvidence
Brian J. CaliInsiderdirector, officer: Chairman of the Board
7.34%426,138Form 4filed Jun 12, 2026
Michael J. Mcdonald1Insiderdirector, officer: Vice Chairman
6.23%348,63413Dfiled Feb 20, 2026
BlackRock, Inc.Institution
5.94%345,00813Fas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
3.36%194,78513Fas of Jun 30, 2026
HelenBeth Garofalo VilcekInsiderdirector
2.88%167,384Form 4filed Feb 20, 2026
See all 25
  1. Michael J. Mcdonald's transaction reports restate only vehicles that traded; the 2026 ownership statement (348.6K) plus the 12.9K net shares acquired since is used instead.

13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more · Form 4 — an insider's transaction report

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Dec 5, 2025Rocco DelVecchiodirector+26
Jun 12, 2026Brian J. Calidirector, officer: Chairman of the Board+273$50.75
Mar 11, 2026Brian J. Calidirector, officer: Chairman of the Board+308$45.50
Feb 5, 2026Michael J. Mcdonalddirector, officer: Vice Chairman+10,414$48.01
Dec 11, 2025Brian J. Calidirector, officer: Chairman of the Board+300$44.74
View details

Compare

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Fidelity D & D Bancorp$53.94+1.72%$312.7M10.32.2+2,906,150.0%
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Median12.411.02.7+10.6%