Greene County Bancorp (GCBC)
Runs community banking, municipal banking, and wealth services across New York's Hudson Valley and Capital Region.
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Operates The Bank of Greene County, gathering local deposits and putting them mainly into loans and securities. The franchise serves retail, commercial, and municipal customers across New York's Hudson Valley and Capital Region, with commercial real estate lending, local branch relationships, wealth services, and majority mutual-holding-company ownership shaping the business.
Operates as the holding company for The Bank of Greene County and Greene County Commercial Bank, with one banking segment serving retail, commercial, and municipal customers. Customer-facing lines include personal banking, business banking, municipal banking, and wealth management, backed by deposit gathering and loan origination.
The franchise is concentrated in New York's Hudson Valley and Capital Region. Commercial real estate is the largest loan category, and the bank also invests excess funds in securities while using local branches and relationship banking as its distribution model.
Founded from a Catskill building-and-loan association, the public company remains majority-owned by a mutual holding company. The business depends on deposit mix, funding costs, credit performance, commercial real estate demand, regulatory capital, and local market share.
Company facts
Categories
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $386.1M · Total debt $155.1M · Total assets $3.18B · Shareholders' equity $277.8M
- Revenue
- $37.3M
- Operating income
- $12.9M
- Net income
- $11.3M
Raised for 17 straight years — most recently to $0.11 from $0.10 in Aug 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 14, 2026 | Aug 14 | Aug 31 | $0.11 | raised from $0.10 |
| May 15, 2026 | May 15 | May 29 | $0.10 | |
| Feb 13, 2026 | Feb 13 | Feb 27 | $0.10 | |
| Nov 14, 2025 | Nov 14 | Nov 28 | $0.10 | |
| Aug 15, 2025 | Aug 15 | Aug 29 | $0.10 | raised from $0.09 |
| May 16, 2025 | May 16 | May 30 | $0.09 | |
| Feb 14, 2025 | Feb 14 | Feb 28 | $0.09 | |
| Nov 15, 2024 | Nov 15 | Nov 29 | $0.09 |
| Institutions74 holders · as of Mar 31, 2026 | 13.56% | 2.31M shares | |
| Insiders9 holders · as of Jun 15, 2026 | 1.58% | 269.1K shares | |
| Otherremainder | 84.86% | 14.45M shares |
17.03M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
BlackRock, Inc.Institution | 3.98% | 678,228 | 13Fas of Mar 31, 2026 |
Vanguard Capital Management LLCInstitution | 1.75% | 298,151 | 13Fas of Mar 31, 2026 |
Geode Capital Management, LLCInstitution | 0.98% | 166,924 | 13Fas of Mar 31, 2026 |
State Street CorpInstitution | 0.76% | 128,801 | 13Fas of Mar 31, 2026 |
Newedge Advisors, LLCInstitution | 0.64% | 109,495 | 13Fas of Mar 31, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jun 11, 2026 | Michelle M. Plummer | director | −10,000 | $28.77 |
| Apr 27, 2026 | John Brust | director | +2,080 | $24.06 |
| Apr 28, 2026 | John Brust | director | +2,041 | $24.50 |
| Mar 17, 2026 | Tejraj S. Hada | director | +2,000 | $21.99 |
| Mar 18, 2026 | Tejraj S. Hada | director | +4,000 | $21.95 |
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ComparePre-market
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Greene County Bancorp | $34.61 | −0.67% | $591.5M | 14.4 | — | 4.1 | +8.0% |
| Arrow Financial | $38.99 | +0.39% | $641.7M | 12.4 | 9.6 | 3.0 | +10.1% |
| TrustCo | $57.37 | +2.17% | $975.4M | 15.9 | — | 4.0 | +8.7% |
| Community Financial System | $62.99 | +0.02% | $3.31B | 14.6 | 13.0 | 3.2 | +9.6% |
| NBT Bancorp | $51.73 | +1.02% | $2.66B | 12.6 | 11.7 | 2.8 | +9.4% |
| Financial Institutions | $41.04 | +0.44% | $804.0M | 10.1 | 9.8 | 2.5 | +8.2% |
| Tompkins Financial | $97.79 | +0.11% | $1.40B | 8.0 | 12.2 | 2.9 | +5.4% |
| Chemung Financial | $84.20 | +0.31% | $404.4M | 12.1 | 10.9 | 2.9 | +39.6% |
| Median | 12.4 | 11.3 | 2.9 | +9.4% |