Genworth Financial
Runs Enact mortgage insurance, legacy policy blocks, and CareScout aging-care services.
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Profile
Writes U.S. private mortgage insurance through majority-owned Enact, services closed blocks of legacy long-term-care, life, and annuity policies, and sells aging-care services and new long-term-care coverage through CareScout. Earnings combine insurance premiums and investment income, while results remain shaped by mortgage-credit conditions and long-duration policy obligations.
Operates through Enact and Closed Block as reported segments, with newer CareScout businesses housed in Corporate and Other. Enact, a majority-owned public subsidiary, writes private mortgage insurance for predominantly prime U.S. residential loans. Closed Block services in-force long-term-care, life-insurance, and annuity policies that its legacy insurers no longer sell.
Expanded CareScout services nationwide around aging-care navigation: the CareScout Quality Network connects families with credentialed home-care and senior-living providers, Care Plans offer nurse-led guidance, and Care Assurance supplies newly issued long-term-care insurance. The Seniorly acquisition expanded access to senior-living communities.
Earns premiums and investment income while managing long-duration policy obligations. Enact depends on U.S. housing and mortgage-credit conditions and eligibility under government-sponsored enterprise standards; Closed Block outcomes depend on claims experience, reserve assumptions, approved rate increases, and state insurance regulation.
Company facts
Categories
Key statistics
Year to date +11.1% · Average volume (30d) 2.6M
Analysts
No analyst consensus on record.
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Aug 5, 2026Q2 FY26 | $0.28 | $0.29 | +3.6% | $1.90B | $1.90B | 0.0% | +0.21% |
| May 5, 2026Q1 FY26 | $0.18 | $0.28 | +60.0% | $1.72B | $1.78B | +3.1% | +3.38% |
| Feb 23, 2026Q4 FY25 | $0.16 | $0.02 | −87.5% | $1.49B | $1.78B | +19.5% | +3.01% |
| Nov 5, 2025Q3 FY25 | $0.10 | $0.04 | −60.0% | — | $1.87B | — | +0.23% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $1.78B | $1.73B | $1.87B | $1.49B | $1.72B | $1.90B | |
| Gross profit | $144.0M | $82.0M | $129.0M | $311.0M | $499.0M | $1.90B | |
| Operating income | $126.0M | $125.0M | $164.0M | $18.0M | $111.0M | $109.0M | |
| Net income | $54.0M | $51.0M | $116.0M | $2.0M | $47.0M | $47.0M | |
| Diluted EPS | $0.13 | $0.12 | $0.28 | $0.01 | $0.12 | $0.13 | |
| Gross margin | 8.1% | 4.7% | 6.9% | 20.8% | 29.0% | 100.0% | |
| Operating margin | 7.1% | 7.2% | 8.8% | 1.2% | 6.4% | 5.7% |
Fiscal years (4-quarter sums)FY21 $7.92B · FY22 $7.39B · FY23 $7.37B · FY24 $7.14B · FY25 $6.87B
Revenue by product · FY24
Balance sheet, Jun 30, 2026Cash & short-term investments $47.25B · Total debt $1.50B · Total assets $87.36B · Shareholders' equity $8.73B
Dividends
No dividends on record.
Ownership
Shares outstanding 383.01M · Float 373.59M · 97.5% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 55.88M | 14.59% | 13F | Aug 7, 2026 |
| Dimensional Fund Advisors LP | 25.62M | 6.69% | 13F | Aug 11, 2026 |
| Donald Smith & Co., Inc. | 22.48M | 5.87% | 13F | Aug 11, 2026 |
| Vanguard Portfolio Management LLC | 22.20M | 5.80% | 13F | Aug 13, 2026 |
| Vanguard Capital Management LLC | 16.61M | 4.34% | 13F | Aug 13, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 24, 2026 | Melissa Hagerman | officer: EVP and Chief HR Officer | −14,708 | $9.92 |
| Aug 21, 2026 | Gregory S. Karawan | officer: EVP and General Counsel | −40,000 | $9.91 |
| May 22, 2026 | Thomas J. McInerney | director, officer: President and CEO; Director | −100,000 | $9.27 |
| May 22, 2026 | Robert P. Jr Restrepo | director | −50,000 | $9.12 |
| Dec 2, 2025 | Thomas J. McInerney | director, officer: President and CEO; Director | −40,000 | $8.64 |
Peers
- MGIC Investment
Long-tenured private MI rival with large insurance-in-force scale
- Radian Group
Direct MI peer with a large U.S. mortgage-credit portfolio
- Arch Capital Group
Direct private MI peer with broader insurance and reinsurance scale
- Essent Group
Focused private MI and reinsurance competitor
- National MI
Technology-oriented private MI peer competing for lender flow
- Lincoln Financial
Hybrid life/LTC competitor for care-funding dollars
- Brighthouse Financial
SmartCare hybrid life/LTC rival for care-planning spend
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Genworth Financial | $9.98 | +0.10% | $3.82B | 18.7 | 9.3 | 0.5 | +10.1% |
| MGIC Investment | $30.99 | −0.06% | $6.36B | 9.7 | 9.6 | 5.3 | −2.9% |
| Radian Group | $36.41 | 0.00% | $4.84B | 9.3 | 7.3 | 2.9 | +80.9% |
| Arch Capital Group | $97.15 | −1.71% | $34.53B | 7.7 | 10.5 | 1.8 | −22.3% |
| Essent Group | $69.30 | +0.57% | $6.35B | 9.6 | 9.1 | 4.8 | +13.6% |
| National MI | $40.84 | −8.87% | $3.40B | 8.8 | 8.4 | 4.7 | −9.4% |
| Lincoln Financial | $43.25 | −0.07% | $8.29B | 3.7 | 5.3 | 0.4 | +21.2% |
| Brighthouse Financial | $56.80 | +7.05% | $3.05B | 4.2 | 2.7 | 0.5 | +166.5% |
| Median | 8.8 | 8.4 | 2.9 | +13.6% |