Home Federal Bancorp of Louisiana (HFBL)
Operates a community bank serving northwest Louisiana households and businesses.
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Provides consumer, mortgage, and business banking through a localized northwest-Louisiana branch network, earning most of its income from lending spreads. The business is organized as a single banking segment.
Operates a federally chartered savings bank providing consumer deposits, mortgages, personal loans, business loans, and related cash-management and digital-banking services. Its localized full-service branch network serves Shreveport, Bossier City, Minden, and Benton in northwest Louisiana.
Distributes those services through local branches and digital channels, combining face-to-face service with online and mobile banking. Generates income principally from interest on loans, with securities investments and loan- and deposit-service fees providing additional income.
Residential mortgages and commercial real estate are central to lending, while a substantial amount of conforming fixed-rate residential loans is sold to correspondent banks. Performance depends on northwest-Louisiana credit demand, property collateral values, customer deposits, and the spread between asset yields and funding costs. Federal banking regulators oversee the bank and holding company.
Company facts
Categories
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $6.2M · Total debt $3.6M · Total assets $643.3M · Shareholders' equity $58.8M
- Revenue
- $9.0M
- Operating income
- $1.9M
- Net income
- $1.4M
Raised for 14 straight years — most recently to $0.15 from $0.135 in Jul 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jul 27, 2026 | Jul 27 | Aug 10 | $0.15 | raised from $0.135 |
| Apr 27, 2026 | Apr 27 | May 11 | $0.135 | |
| Feb 2, 2026 | Feb 2 | Feb 16 | $0.135 | |
| Oct 27, 2025 | Oct 27 | Nov 10 | $0.135 | |
| Aug 4, 2025 | Aug 4 | Aug 18 | $0.135 | raised from $0.13 |
| Apr 28, 2025 | Apr 28 | May 12 | $0.13 | |
| Jan 27, 2025 | Jan 27 | Feb 10 | $0.13 | |
| Oct 28, 2024 | Oct 28 | Nov 11 | $0.13 |
| Institutions16 holders · as of Mar 31, 2026 | 6.90% | 210.7K shares | |
| Insiders12 holders · as of Aug 6, 2026 | 29.98% | 915.6K shares | |
| Otherremainder | 63.12% | 1.93M shares |
3.05M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Home Federal Bank Employee Stock Ownership Plan TrustInstitution | 13.98% | 426,986 | 13Gfiled Feb 12, 2026 ↗ |
Martin FriedmanInsider | 9.36% | 285,886 | 13D/Gfiled Feb 10, 2022 ↗ |
Home Federal Bank Employees' Savings & Profit Sharing Plan & TrustInstitution | 7.92% | 241,966 | 13Gfiled Feb 12, 2026 ↗ |
Daniel R. HerndonInsiderdirector, officer: Chairman of the Board*** | 6.28% | 191,834 | 13Dfiled Oct 21, 2025 ↗ |
James R. BarlowInsiderdirector, officer: Chairman, President & CEO*** | 3.68% | 112,388 | Form 4filed Aug 6, 2026 ↗ |
| See all 25 → | |||
13D/13G — an ownership statement filed at 5% or more · Form 4 — an insider's transaction report
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 17, 2025 | Thomas Steen Jr Trawick | director | −8,200 | $13.50 |
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Former Cadence footprint brings a larger full-service bank rival.
- Regions Financial
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- JPMorgan Chase
National bank with consumer, mortgage, and business-banking overlap.
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Home Federal Bancorp of Louisiana | $25.04 | +3.05% | $76.4M | 12.5 | — | 2.2 | — |
| Origin Bancorp | $53.60 | −0.45% | $1.66B | 16.8 | 12.6 | 2.7 | +27.0% |
| Red River Bancshares | $102.79 | +2.64% | $677.0M | 14.8 | 13.8 | 3.9 | +11.8% |
| Huntington Bancshares | $16.93 | +0.36% | $34.10B | 12.6 | 9.8 | 2.4 | +47.4% |
| Regions Financial | $29.80 | −0.43% | $25.54B | 12.2 | 11.0 | 2.7 | +2.2% |
| JPMorgan Chase | $356.28 | +0.01% | $954.50B | 15.3 | 14.8 | 3.2 | +27.8% |
| Median | 14.8 | 12.6 | 2.7 | +27.0% |