Red River Bancshares
Operates Red River Bank across Louisiana through deposits, loans, and relationship banking.
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Profile
Runs a Louisiana community-bank model built on Red River Bank, gathering local deposits and making commercial, real estate, consumer, and public-entity loans. One banking operations segment ties deposits, treasury management, private banking, brokerage, and outsourced digital services to relationship-led local markets.
Provides community banking through Red River Bank, a Louisiana state-chartered bank serving commercial and retail customers. Product lines include deposits, commercial real estate and business lending, residential and consumer loans, treasury management, private banking, brokerage, and digital banking access.
Geography stays concentrated in Louisiana, with markets spanning Central Louisiana, Northwest Louisiana, Baton Rouge, Southwest Louisiana, the Northshore, Acadiana, and New Orleans. The model emphasizes experienced bankers, local relationships, and core deposit gathering.
Performance depends on Louisiana loan demand and credit quality, deposit funding from local customers and public entities, and third-party providers that run card, mobile, online, telephone, and website services.
Company facts
Categories
Key statistics
Year to date +44.2% · Average volume (30d) 68.6K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| May 5, 2026 | Stephens | Target | $101 | $94 | ||
| May 1, 2026 | Stephens | Target | $101 | |||
| Apr 7, 2026 | Raymond James | Downgrade | Outperform | Market Perform |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 30, 2026Q2 FY26 | $1.76 | $1.78 | +1.1% | $33.7M | $33.7M | +0.1% | −3.12% |
| Apr 30, 2026Q1 FY26 | $1.69 | $1.81 | +7.1% | $33.0M | $32.9M | −0.3% | +0.67% |
| Jan 30, 2026Q4 FY25 | $1.63 | $1.73 | +6.1% | $32.2M | $33.2M | +3.1% | +5.21% |
| Oct 30, 2025Q3 FY25 | $1.54 | $1.63 | +5.8% | $32.2M | $31.6M | −2.0% | −2.58% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $41.0M | $41.1M | $42.8M | $44.2M | $43.7M | $44.1M | |
| Gross profit | $29.4M | $29.7M | $30.9M | $32.4M | $32.2M | $33.0M | |
| Operating income | $12.8M | $12.7M | $13.4M | $14.2M | $14.9M | $14.7M | |
| Net income | $10.4M | $10.2M | $10.8M | $11.4M | $12.0M | $11.8M | |
| Diluted EPS | $1.52 | $1.51 | $1.63 | $1.73 | $1.81 | $1.78 | |
| Gross margin | 71.6% | 72.3% | 72.2% | 73.5% | 73.7% | 74.8% | |
| Operating margin | 31.3% | 31.0% | 31.2% | 32.1% | 34.2% | 33.3% |
Fiscal years (4-quarter sums)FY21 $100.8M · FY22 $112.5M · FY23 $138.7M · FY24 $156.7M · FY25 $169.0M
Balance sheet, Jun 30, 2026Cash & short-term investments $934.0M · Total debt $1.4M · Total assets $3.31B · Shareholders' equity $384.6M
Dividends
Raised for 5 straight years — most recently to $0.25 from $0.15 in Mar 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jun 8, 2026 | Jun 8 | Jun 18 | $0.25 | |
| Mar 9, 2026 | Mar 9 | Mar 19 | $0.25 | raised from $0.15 |
| Dec 8, 2025 | Dec 8 | Dec 18 | $0.15 | |
| Sep 8, 2025 | Sep 8 | Sep 18 | $0.15 | raised from $0.12 |
| Jun 6, 2025 | Jun 6 | Jun 18 | $0.12 | |
| Mar 10, 2025 | Mar 10 | Mar 20 | $0.12 | raised from $0.09 |
| Dec 9, 2024 | Dec 9 | Dec 19 | $0.09 | |
| Sep 9, 2024 | Sep 9 | Sep 19 | $0.09 |
Ownership
Shares outstanding 6.58M · Float 5.22M · 79.2% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Simeon A. Thibeaux | 404.2K | 6.20% | 13G | Apr 22, 2026 |
| Teddy Ray Price · director | 384.0K | 5.83% | Form 4 | Aug 10, 2026 |
| BlackRock, Inc. | 373.0K | 5.70% | 13G | Jul 29, 2026 |
| State Street Corp | 234.5K | 3.56% | 13F | Aug 7, 2026 |
| Vanguard Capital Management LLC | 203.3K | 3.09% | 13F | Aug 13, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 10, 2026 | Teddy Ray Price | director | +1,119 | $99.91 |
| May 5, 2026 | Teddy Ray Price | director | +1,285 | $85.79 |
| Feb 25, 2026 | Teddy Ray Price | director | +64 | $90.37 |
| Feb 4, 2026 | Teddy Ray Price | director | +747 | $90.12 |
| Nov 6, 2025 | Teddy Ray Price | director | +1,046 | $65.76 |
Peers
- Business First Bancshares
Direct Louisiana commercial and relationship-bank overlap
- Hancock Whitney
Gulf South scale across Louisiana commercial and wealth banking
- Origin Bancorp
North Louisiana relationship-bank peer with broader regional reach
- Home Bancorp
South Louisiana community-bank peer in deposits and CRE lending
- First Horizon
Larger regional bank in Louisiana commercial and treasury markets
- Regions Financial
Large branch competitor across Louisiana consumer and business banking
- Investar
South Louisiana commercial bank peer with Baton Rouge overlap
- First Guaranty Bancshares
Louisiana community-bank peer in deposits and commercial lending
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Red River Bancshares | $100.77 | −0.04% | $663.5M | 14.5 | 13.5 | 3.8 | +11.8% |
| Business First Bancshares | $31.21 | 0.00% | $1.02B | 11.1 | 9.9 | 2.2 | +17.2% |
| Hancock Whitney | $75.07 | −0.03% | $6.09B | 14.7 | 10.8 | 3.1 | +7.8% |
| Origin Bancorp | $53.25 | −0.05% | $1.65B | 16.6 | 12.5 | 2.7 | +27.0% |
| Home Bancorp | $69.44 | −0.12% | $546.4M | 11.6 | 11.4 | 2.6 | +7.2% |
| First Horizon | $24.65 | +0.02% | $11.70B | 11.8 | 11.3 | 2.5 | +9.9% |
| Regions Financial | $30.33 | +0.02% | $25.88B | 12.4 | 11.1 | 2.7 | +2.2% |
| Investar | $30.29 | −0.03% | $416.5M | 12.7 | 9.8 | 2.2 | +64.5% |
| First Guaranty Bancshares | $8.72 | −0.34% | $144.2M | — | 17.2 | 0.8 | +1.2% |
| Median | 12.4 | 11.2 | 2.6 | +8.8% |