Origin Bancorp
Runs relationship banking across the Gulf South and Texas, with Forth Insurance.
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Profile
Provides commercial, real estate, consumer banking, deposit services, and insurance through Origin Bank and Forth Insurance. The model is one community-banking segment rooted in the 1912 Bank of Choudrant, concentrated in Louisiana, Texas, Mississippi, Alabama, and the Florida Panhandle.
Provides relationship banking through Origin Bank, with commercial, real estate, and consumer loans, checking and savings accounts, time deposits, and related branch services inside one community-banking segment. Forth Insurance adds insurance agency products and services.
Serves businesses, municipalities, and personal clients from a Ruston base across Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, Alabama, and the Florida Panhandle. The franchise grew from the 1912 Bank of Choudrant through bank and insurance acquisitions, including the BTH Bank transaction that strengthened East Texas and Dallas/Fort Worth.
Execution centers on deposit gathering, commercial credit selection, relationship banking, and branch productivity under the Optimize Origin initiative. Results are shaped by bank regulation, funding costs, and a loan book weighted toward commercial and commercial real-estate credit.
Company facts
Categories
Key statistics
Year to date +41.5% · Average volume (30d) 182.4K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Jul 24, 2026 | Piper Sandler | Reiterate | Neutral | $55 | $56 | |
| Jul 13, 2026 | Piper Sandler | Downgrade | Overweight | Neutral | ||
| Jul 12, 2026 | Piper Sandler | Downgrade | Overweight | Neutral | $43 | $55 |
| Apr 24, 2026 | Stephens | Target | $54 | |||
| Jan 30, 2026 | DA Davidson | Reiterate | Buy | $49 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 22, 2026Q2 FY26 | $1.00 | $1.09 | +9.4% | $108.0M | $107.6M | −0.3% | +1.76% |
| Apr 22, 2026Q1 FY26 | $0.90 | $0.89 | −1.1% | $104.0M | $104.0M | 0.0% | +3.95% |
| Jan 28, 2026Q4 FY25 | $0.88 | $0.95 | +8.0% | $100.2M | $103.4M | +3.2% | +4.52% |
| Oct 22, 2025Q3 FY25 | $0.89 | $0.27 | −69.7% | $100.1M | $108.3M | +8.2% | −3.70% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $149.2M | $137.2M | $160.7M | $151.4M | $148.1M | $151.1M | |
| Gross profit | $91.7M | $81.9M | $71.5M | $103.4M | $99.1M | $107.5M | |
| Operating income | $28.5M | $18.7M | $11.0M | $40.6M | $35.3M | $43.1M | |
| Net income | $22.4M | $14.6M | $8.6M | $29.5M | $27.7M | $33.8M | |
| Diluted EPS | $0.71 | $0.47 | $0.27 | $0.95 | $0.89 | $1.09 | |
| Gross margin | 61.5% | 59.7% | 44.5% | 68.3% | 66.9% | 71.2% | |
| Operating margin | 19.1% | 13.6% | 6.8% | 26.8% | 23.8% | 28.5% |
Fiscal years (4-quarter sums)FY21 $290.5M · FY22 $378.0M · FY23 $576.2M · FY24 $616.6M · FY25 $598.6M
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $125.0M · Total debt $136.9M · Total assets $10.28B · Shareholders' equity $1.28B
Dividends
Raised for 6 straight years — most recently to $0.25 from $0.15 in May 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 14, 2026 | Aug 14 | Aug 31 | $0.25 | |
| May 15, 2026 | May 15 | May 29 | $0.25 | raised from $0.15 |
| Feb 13, 2026 | Feb 13 | Feb 27 | $0.15 | |
| Nov 14, 2025 | Nov 14 | Nov 28 | $0.15 | |
| Aug 15, 2025 | Aug 15 | Aug 29 | $0.15 | |
| May 15, 2025 | May 15 | May 30 | $0.15 | |
| Feb 14, 2025 | Feb 14 | Feb 28 | $0.15 | |
| Nov 15, 2024 | Nov 15 | Nov 29 | $0.15 |
Ownership
Shares outstanding 30.90M · Float 28.84M · 93.3% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 2.58M | 8.36% | 13F | Aug 7, 2026 |
| Dimensional Fund Advisors LP | 1.48M | 4.80% | 13F | Aug 11, 2026 |
| Vanguard Capital Management LLC | 1.30M | 4.22% | 13F | Aug 13, 2026 |
| State Street Corp | 1.13M | 3.64% | 13F | Aug 7, 2026 |
| Silvercrest Asset Management Group LLC | 1.05M | 3.39% | 13F | Aug 14, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 7, 2026 | Cecil W. Jones | director | +3,700 | $53.86 |
| Dec 26, 2025 | Meryl Kennedy Farr | director | −2,265 | $38.37 |
| Nov 4, 2025 | Cecil W. Jones | director | +8,500 | $34.71 |
| Oct 27, 2025 | Derek McGee | officer: Chief Legal Counsel | +968 | $34.19 |
| Oct 27, 2025 | Preston Moore | officer: Chief Credit & Banking Officer | +7,500 | $34.27 |
Peers
- Hancock Whitney
Gulf South regional bank overlapping across five core states
- Huntington Bancshares
Current owner of Cadence's Texas and South banking network
- Business First Bancshares
Louisiana-Texas commercial bank aimed at SMB and professional clients
- Home Bancorp
Louisiana-based community bank with Houston and west Mississippi overlap
- Southside Bancshares
Texas community bank across East Texas, DFW, Austin, and Houston
- Investar
Baton Rouge commercial bank spanning Louisiana, Texas, and Alabama
- Trustmark
Mississippi-centered regional bank with Panhandle and Houston overlap
- Red River Bancshares
Louisiana-only community bank focused on commercial and retail customers
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Origin Bancorp | $53.25 | −0.05% | $1.65B | 16.6 | 12.5 | 2.7 | +27.0% |
| Hancock Whitney | $75.07 | −0.03% | $6.09B | 14.7 | 10.8 | 3.1 | +7.8% |
| Huntington Bancshares | $16.95 | +0.18% | $34.19B | 12.6 | 9.8 | 2.4 | +47.4% |
| Business First Bancshares | $31.21 | 0.00% | $1.02B | 11.1 | 9.9 | 2.2 | +17.2% |
| Home Bancorp | $69.44 | −0.12% | $546.4M | 11.6 | 11.4 | 2.6 | +7.2% |
| Southside Bancshares | $31.88 | −0.06% | $948.5M | 12.6 | 10.1 | 2.1 | +10.2% |
| Investar | $30.29 | −0.03% | $416.5M | 12.7 | 9.8 | 2.2 | +64.5% |
| Trustmark | $46.27 | −0.04% | $2.71B | 11.7 | 11.6 | 2.3 | −14.3% |
| Red River Bancshares | $100.77 | −0.04% | $663.5M | 14.5 | 13.5 | 3.8 | +11.8% |
| Median | 12.6 | 10.5 | 2.3 | +11.0% |