Peoples Bancorp of North Carolina (PEBK)
Runs a North Carolina community bank with a CBRES appraisal-management segment.
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Provides community banking through Peoples Bank and fee-based appraisal management through CBRES. Banking Operations earns mainly from deposits and loans in North Carolina, while CBRES serves community lenders as a separate appraisal-services clearing-house.
Runs a North Carolina deposit-and-loan franchise through Peoples Bank, a state-chartered bank rooted in Newton. Service lines include personal and business deposits, commercial and consumer lending, mortgage and construction finance, treasury tools, digital banking, and investment access through a Raymond James relationship.
The operating footprint is concentrated in Catawba Valley and surrounding North Carolina counties. CBRES gives the company a distinct second segment: a federally regulated appraisal-management business that serves community banks and real estate lenders.
Execution depends on deposit funding, loan demand, credit quality, interest-rate sensitivity, local North Carolina conditions, banking supervision, and appraisal volume. The holding company mainly exists to own Peoples Bank and related trust interests.
Company facts
Categories
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $33.4M · Total debt $18.7M · Total assets $1.76B · Shareholders' equity $161.3M
- Revenue
- $26.8M
- Operating income
- $6.7M
- Net income
- $5.2M
Raised for 15 straight years — most recently to $0.21 from $0.20 in Mar 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Sep 3, 2026 | Sep 3 | Sep 15 | $0.21 | |
| Jun 3, 2026 | Jun 3 | Jun 15 | $0.21 | |
| Mar 4, 2026 | Mar 4 | Mar 16 | $0.21 | raised from $0.20 |
| Feb 4, 2026 | Feb 4 | Feb 13 | $0.17 | special dividend |
| Dec 3, 2025 | Dec 3 | Dec 15 | $0.20 | |
| Sep 3, 2025 | Sep 3 | Sep 15 | $0.20 | |
| Jun 3, 2025 | Jun 3 | Jun 13 | $0.20 | |
| Mar 3, 2025 | Mar 3 | Mar 14 | $0.20 | raised from $0.19 |
| Institutions82 holders · as of Mar 31, 2026 | 43.86% | 2.40M shares | |
| Insiders18 holders · as of Sep 2, 2026 | 36.75% | 2.01M shares | |
| Otherremainder | 19.39% | 1.06M shares |
5.46M company shares as of Aug 21, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Robert C. Abernethy1Insiderdirector | 16.79% | 893,375 | 13Dfiled Sep 2, 2026 ↗ |
James S. Abernethy2Insiderdirector | 13.63% | 747,241 | 13Dfiled Sep 2, 2026 ↗ |
Wellington Management Group LLPInstitution | 7.66% | 418,608 | 13Fas of Mar 31, 2026 |
BlackRock, Inc.Institution | 5.31% | 289,873 | 13Fas of Mar 31, 2026 |
Vanguard Capital Management LLCInstitution | 4.19% | 229,006 | 13Fas of Mar 31, 2026 |
| See all 25 → | |||
- Robert C. Abernethy's transaction reports restate only vehicles that traded; the 2021 ownership statement (893.4K) plus the 23.4K net shares acquired since is used instead.
- James S. Abernethy's transaction reports restate only vehicles that traded; the 2021 ownership statement (747.2K) less the 2.9K net shares sold since is used instead.
13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 2, 2026 | Robert C. Abernethy | director | −7,000 | $43.61 |
| Sep 2, 2026 | James S. Abernethy | director | −500 | $43.50 |
| Sep 1, 2026 | Robert C. JR Abernethy | director | −1,200 | $43.13 |
| Aug 27, 2026 | James S. Abernethy | director | −1,000 | $43.11 |
| Aug 27, 2026 | Billy L. Jr Dr Price | director | +400 | $43.00 |
- First Bancorp
Carolinas community-bank peer across deposits, loans, and mortgages
- HomeTrust Bancshares
Western NC peer in deposits, CRE, mortgages, and treasury
- First Citizens BancShares
North Carolina super-regional rival across banking and digital channels
- Truist Financial
Charlotte scale rival in consumer, small business, and commercial banking
- Bank of America
Charlotte money-center rival for deposits, lending, treasury, and wealth
- SouthState
Southeast regional peer in banking, mortgage, treasury, and wealth
- United Community Banks
Southeast community-bank peer in NC business and mortgage banking
- First American Financial
Public valuation-services peer for lender appraisal workflows
ComparePre-market
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Peoples Bancorp of North Carolina | $42.66 | −2.91% | $239.7M | 14.8 | — | 2.2 | +6.9% |
| First Bancorp | $64.06 | −0.16% | $2.65B | 19.9 | 14.1 | 6.2 | +16.3% |
| HomeTrust Bancshares | $48.00 | +2.04% | $790.5M | 12.3 | 11.9 | 2.7 | +3.1% |
| First Citizens BancShares | $2,182.99 | +0.35% | $24.80B | 11.6 | 11.6 | 1.7 | −5.5% |
| Truist Financial | $50.91 | +0.22% | $63.30B | 12.0 | 10.7 | 2.1 | +6.5% |
| Bank of America | $62.75 | +0.24% | $444.25B | 14.4 | 12.7 | 2.3 | +19.3% |
| SouthState | $106.29 | +0.02% | $10.31B | 11.2 | 10.8 | 3.2 | +1.2% |
| United Community Banks | $33.00 | −5.66% | $4.19B | 11.5 | 11.5 | 2.7 | +9.8% |
| First American Financial | $74.50 | +0.61% | $7.56B | 10.3 | 10.5 | 1.8 | +15.0% |
| Median | 11.8 | 11.5 | 2.5 | +8.2% |