Park National
Community banking, fiduciary wealth services, aircraft finance and specialty lending.
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Profile
Provides personal, commercial and wealth-management banking through a locally led regional franchise, with national aircraft and consumer-finance lending niches. Most earnings come from the interest spread on loans and securities versus deposits and other funding, supplemented by service fees.
Combines a locally led community-banking franchise with centralized infrastructure through Park National Bank. Personal and commercial banking include deposits, lending, payments, mortgages and digital services; trust and wealth operations add fiduciary investment management, retirement planning, estate services, custody and escrow.
Operates primarily across Ohio, Kentucky, North Carolina, South Carolina and Tennessee, with coverage in small- and medium-population markets alongside Columbus, Cincinnati, Louisville, Charlotte and Raleigh. Scope Aircraft Finance and asset-based lending to consumer-finance companies extend lending nationwide.
Earns primarily from the spread between interest earned on loans and securities and interest paid on deposits and other funding, supplemented by fees. Operations remain dependent on credit performance, interest rates, technology, third-party vendors, cybersecurity and banking regulation.
Company facts
Categories
Key statistics
Year to date +28.2% · Average volume (30d) 101.7K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Jul 29, 2026 | Piper Sandler | Reiterate | Neutral | $189 | $217 |
| Jul 7, 2026 | Raymond James | Initiate | Market Perform | ||
| Jun 26, 2026 | Piper Sandler | Reiterate | Neutral | $188 | $189 |
| Apr 27, 2026 | Piper Sandler | Target | $188 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 27, 2026Q2 FY26 | $2.97 | $3.40 | +14.5% | $168.3M | $176.1M | +4.6% | +9.31% |
| Apr 24, 2026Q1 FY26 | $2.66 | $3.06 | +15.0% | $157.1M | $157.1M | 0.0% | +0.45% |
| Jan 26, 2026Q4 FY25 | $2.77 | $2.93 | +5.8% | $142.1M | $144.3M | +1.5% | −0.15% |
| Oct 27, 2025Q3 FY25 | $2.74 | $2.87 | +4.7% | $140.3M | $141.6M | +0.9% | +1.04% |
Financial highlights
| 11 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $157.9M | $168.7M | $169.5M | $168.3M | $188.5M | $81.0M | |
| Gross profit | $129.4M | $138.3M | $137.6M | $140.5M | $156.8M | $49.3M | |
| Operating income | $51.2M | $59.3M | $58.1M | $52.7M | $51.7M | −$51.7M | |
| Net income | $42.2M | $48.1M | $47.2M | $42.6M | $41.7M | $58.8M | |
| Diluted EPS | $2.60 | $2.97 | $2.91 | $2.63 | $2.39 | $3.25 | |
| Gross margin | 81.9% | 82.0% | 81.1% | 83.5% | 83.2% | 60.9% | |
| Operating margin | 32.4% | 35.2% | 34.3% | 31.3% | 27.4% | -63.8% |
Fiscal years (4-quarter sums)FY24 $645.6M · FY25 $664.4M
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $144.5M · Total debt $155.9M · Total assets $12.68B · Shareholders' equity $1.72B
Dividends
Raised for 34 straight years — most recently to $1.10 from $1.07 in Feb 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 21, 2026 | Aug 21 | Sep 10 | $1.10 | |
| May 15, 2026 | May 15 | Jun 10 | $1.10 | |
| Feb 20, 2026 | Feb 20 | Mar 10 | $1.10 | raised from $1.07 |
| Nov 21, 2025 | Nov 21 | Dec 10 | $2.32 | special dividend |
| Aug 15, 2025 | Aug 15 | Sep 10 | $1.07 | |
| May 16, 2025 | May 16 | Jun 10 | $1.07 | |
| Feb 14, 2025 | Feb 14 | Mar 10 | $1.07 | raised from $1.06 |
| Nov 15, 2024 | Nov 15 | Dec 10 | $1.56 | special dividend |
Ownership
Shares outstanding 18.10M · Float 17.68M · 97.7% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 2.59M | 14.31% | 13F | Aug 7, 2026 |
| Park National Corp /OH/ | 1.13M | 6.23% | 13F | Jul 15, 2026 |
| Vanguard Portfolio Management LLC | 1.00M | 5.55% | 13F | Aug 13, 2026 |
| State Street Corp | 873.7K | 4.83% | 13F | Aug 7, 2026 |
| Vanguard Capital Management LLC | 732.0K | 4.05% | 13F | Aug 13, 2026 |
Insider tradesForm 4
Nothing filed in the last 12 months.
View detailsPeers
- Huntington Bancshares
Leading Ohio rival for deposits, commercial lending, and wealth clients.
- PNC Financial Services Group
Ohio rival across retail, commercial, asset-based, and wealth banking.
- Fifth Third
Regional bank rival across Ohio retail, commercial, and wealth relationships.
- JPMorgan Chase
National-scale challenger in Ohio and Charlotte consumer and commercial banking.
- Truist Financial
Charlotte rival in Carolinas commercial, consumer, and wealth banking.
- Bank of America
Charlotte banking rival across consumer, commercial, and wealth services.
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Park National | $198.12 | +0.11% | $3.59B | 17.7 | 14.9 | 5.9 | +24.7% |
| Huntington Bancshares | $16.95 | +0.18% | $34.19B | 12.6 | 9.8 | 2.4 | +47.4% |
| PNC Financial Services Group | $256.30 | +5.78% | $96.65B | 13.3 | 11.9 | 2.7 | +21.4% |
| Fifth Third | $54.60 | +0.14% | $49.43B | 18.6 | 11.9 | 3.3 | +45.2% |
| JPMorgan Chase | $357.66 | +0.05% | $958.25B | 15.4 | 14.8 | 3.2 | +27.8% |
| Truist Financial | $53.13 | +5.37% | $62.83B | 12.0 | 10.6 | 2.1 | +6.5% |
| Bank of America | $62.30 | −0.04% | $442.26B | 14.4 | 12.7 | 2.3 | +19.3% |
| Median | 13.8 | 11.9 | 2.6 | +24.6% |