ServisFirst Bancshares
Commercial bank pairing local lending teams with treasury management and correspondent services.
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Profile
Provides commercial and consumer loans, deposits, digital banking, treasury management, private banking, and correspondent services across the Southeast and Houston. Loan interest and fees drive income, deposits provide primary funding, and commercial real estate is the largest loan category.
Operates ServisFirst Bank, a full-service commercial bank serving businesses and individuals across the Southeast and Houston. Services span commercial and consumer lending, deposits, digital banking, treasury and cash management, private banking, and correspondent banking for other financial institutions.
Builds loans and deposits through experienced local teams, regional CEOs, quick decisions, and a limited branch network supported by technology. Loan interest and fees drive income; deposits provide primary funding.
Reports all banking operations as one segment. Commercial real estate and business credit dominate the loan book, tying results to borrower credit, property values, local economies, deposit competition, interest rates, and federal and state banking regulation.
Company facts
Categories
Key statistics
Year to date +20.4% · Average volume (30d) 833.6K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Jul 21, 2026 | Piper Sandler | Reiterate | Overweight | $91 | $94 | |
| Apr 21, 2026 | Piper Sandler | Reiterate | Overweight | $89 | $91 | |
| Jan 21, 2026 | Piper Sandler | Target | $80 | $89 | ||
| Jan 21, 2026 | Raymond James | Upgrade | Outperform | Strong Buy | ||
| Dec 19, 2025 | Hovde Group | Upgrade | Market Perform | Outperform | $89 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 20, 2026Q2 FY26 | $1.57 | $1.57 | 0.0% | $167.8M | $168.5M | +0.4% | +2.62% |
| Apr 20, 2026Q1 FY26 | $1.53 | $1.54 | +0.7% | $162.1M | $159.0M | −1.9% | +1.15% |
| Jan 20, 2026Q4 FY25 | $1.38 | $1.58 | +14.5% | $151.8M | $162.2M | +6.8% | +14.57% |
| Oct 20, 2025Q3 FY25 | $1.34 | $1.30 | −3.0% | $146.8M | $136.3M | −7.2% | −6.79% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $249.4M | $247.1M | $254.1M | $267.1M | $252.3M | $262.8M | |
| Gross profit | $125.2M | $120.8M | $126.8M | $154.3M | $148.3M | $157.1M | |
| Operating income | $79.1M | $76.6M | $78.8M | $107.6M | $101.0M | $107.2M | |
| Net income | $63.2M | $61.4M | $65.6M | $86.4M | $83.0M | $85.8M | |
| Diluted EPS | $0.58 | $0.56 | $0.60 | $0.79 | $0.76 | $0.79 | |
| Gross margin | 50.2% | 48.9% | 49.9% | 57.8% | 58.8% | 59.8% | |
| Operating margin | 31.7% | 31.0% | 31.0% | 40.3% | 40.0% | 40.8% |
Fiscal years (4-quarter sums)FY21 $437.4M · FY22 $580.5M · FY23 $828.8M · FY24 $977.2M · FY25 $1.02B
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $3.10B · Total debt $1.61B · Total assets $18.34B · Shareholders' equity $1.98B
Dividends
Raised for 12 straight years. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jul 1, 2026 | Jul 1 | Jul 10 | $0.38 | cut from $0.38 split-adjusted |
| Apr 1, 2026 | Apr 1 | Apr 13 | $0.38 | |
| Jan 2, 2026 | Jan 2 | Jan 13 | $0.38 | raised from $0.335 |
| Oct 1, 2025 | Oct 1 | Oct 10 | $0.335 | |
| Jul 1, 2025 | Jul 1 | Jul 9 | $0.335 | |
| Apr 1, 2025 | Apr 1 | Apr 9 | $0.335 | |
| Jan 2, 2025 | Jan 2 | Jan 10 | $0.335 | raised from $0.30 |
| Oct 1, 2024 | Oct 1 | Oct 8 | $0.30 | raised from $0.15 split-adjusted |
Ownership
Shares outstanding 109.33M · Float 102.14M · 93.4% free float
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jul 31, 2026 | J. Richard Cashio | director | −11,500 | $89.43 |
| Dec 24, 2024 | Christopher J. Mettler | director | −1,500 | $86.50 |
| Dec 20, 2024 | Christopher J. Mettler | director | −1,805 | $87.14 |
| Dec 19, 2024 | Christopher J. Mettler | director | −1,000 | $85.54 |
| Dec 18, 2024 | Christopher J. Mettler | director | −2,500 | $93.00 |
Peers
- Regions Financial
Home-market regional incumbent across Alabama and the Southeast
- Truist Financial
Large Southeast bank competing for commercial and treasury clients
- Pinnacle Financial Partners
Merged Pinnacle-Synovus platform across high-growth Southeast metros
- SouthState
Southeast bank with direct commercial and correspondent overlap
- First Horizon
Memphis-based regional bank with Tennessee and Florida overlap
- United Community Banks
Metro-focused Southeast community-commercial bank peer
- Ameris Bancorp
Atlanta-based Southeast bank with treasury and lending overlap
- Renasant
Tupelo-based Southeast bank with AL/GA/FL/TN overlap
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| ServisFirst Bancshares | $43.20 | −0.07% | $4.72B | 14.7 | 12.6 | 4.6 | +27.6% |
| Regions Financial | $30.33 | +0.02% | $25.88B | 12.4 | 11.1 | 2.7 | +2.2% |
| Truist Financial | $53.13 | +5.37% | $62.83B | 12.0 | 10.6 | 2.1 | +6.5% |
| Pinnacle Financial Partners | $101.09 | +0.02% | $15.26B | 12.4 | 9.4 | 3.1 | +145.2% |
| SouthState | $105.98 | +0.00% | $10.28B | 11.1 | 10.8 | 3.2 | +1.2% |
| First Horizon | $24.65 | +0.02% | $11.70B | 11.8 | 11.3 | 2.5 | +9.9% |
| United Community Banks | $35.18 | −0.01% | $4.21B | 11.5 | 11.6 | 2.7 | +9.8% |
| Ameris Bancorp | $85.59 | +0.06% | $5.76B | 15.5 | 12.6 | 3.4 | +5.7% |
| Renasant | $41.09 | −0.02% | $3.76B | 12.3 | 10.8 | 3.0 | +21.1% |
| Median | 12.1 | 11.0 | 2.9 | +8.2% |