Capital City Bank Group (CCBG)
Runs regional banking, mortgage, and wealth services through Capital City Bank.
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Provides commercial and retail banking, mortgage banking, wealth management, trust, card, merchant, brokerage, and advisory services through Capital City Bank. Its franchise is concentrated in Florida, Georgia, and Alabama, with relationship banking as the operating center.
Operates a Tallahassee-rooted financial holding company whose bank subsidiary serves individuals, businesses, and institutions with commercial and retail banking. Banking Services carry the core franchise, while Wealth Management Services run through Capital City Trust Company and Capital City Investments.
Adds mortgage banking through Capital City Home Loans, plus bankcards, merchant services, securities brokerage, trust, asset management, and advisory capabilities around deposit and credit relationships. The footprint is concentrated in Florida, Georgia, and Alabama, reflecting decades of community-bank and branch acquisitions.
Competes with banks, credit unions, mortgage companies, wealth advisers, fintech firms, and larger financial institutions. The business depends on regulated banking relationships, periodic examinations, and local-market credit and deposit demand.
Company facts
Categories
Target rangeAs of Sep 2, 2026
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Apr 21, 2026 | Capital One Financial | Target | $45 | $49.50 | ||
| Jan 28, 2026 | Capital One Financial | Target | $45 | |||
| Jan 28, 2026 | Keefe, Bruyette & Woods | Downgrade | Outperform | Market Perform |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $67.1M · Total debt $80.8M · Total assets $4.45B · Shareholders' equity $570.1M
- Revenue
- $72.4M
- Operating income
- $21.2M
- Net income
- $16.3M
Raised for 11 straight years — most recently to $0.27 from $0.26 in Mar 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Sep 8, 2026 | Sep 8 | Sep 22 | $0.27 | upcoming |
| Jun 1, 2026 | Jun 1 | Jun 15 | $0.27 | |
| Mar 9, 2026 | Mar 9 | Mar 23 | $0.27 | raised from $0.26 |
| Dec 1, 2025 | Dec 1 | Dec 15 | $0.26 | |
| Sep 8, 2025 | Sep 8 | Sep 22 | $0.26 | raised from $0.24 |
| Jun 9, 2025 | Jun 9 | Jun 23 | $0.24 | |
| Mar 10, 2025 | Mar 10 | Mar 24 | $0.24 | raised from $0.23 |
| Dec 9, 2024 | Dec 9 | Dec 23 | $0.23 | |
| Sep 9, 2024 | Sep 9 | Sep 23 | $0.23 | raised from $0.21 |
| Institutions144 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | ≈ 54.98% | 9.41M shares | |
| Insiders15 holders · as of Aug 28, 2026 | 33.48% | 5.73M shares | |
| Otherremainder | ≈ 11.54% | 1.97M shares |
17.11M company shares as of Sep 3, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
William Godfrey Smith, Jr.Insider | 17.34% | 2.97M | 13Dfiled Jul 23, 2018 ↗ |
William G. Jr SmithInsiderdirector, 10 percent owner, officer: CHAIRMAN, PRESIDENT & CEO | 13.90% | 2.38M | Form 4filed Jan 22, 2026 ↗ |
BlackRock, Inc.Institution | 9.87% | 1.69M | 13Fas of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 5.14% | 878,839 | 13Fas of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 3.56% | 609,425 | 13Fas of Jun 30, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more · Form 4 — an insider's transaction report
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 26, 2026 | Thomas A. Barron | director, officer: TREASURER | −6,000 | $46.38 |
- SouthState
Broad Southeast banking, mortgage, and wealth overlap
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- Ameris Bancorp
Georgia-based Southeast bank with strong mortgage overlap
- United Community Banks
Relationship bank across Georgia, Florida, and Alabama
- Seacoast Banking
Florida community-bank peer with wealth and mortgage services
- Hancock Whitney
Gulf Coast bank competing in Alabama and Florida
- ServisFirst Bancshares
Commercial-focused Alabama bank across CCBG states
ComparePre-market
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Capital City Bank Group | $50.88 | −0.39% | $872.4M | 14.2 | 13.6 | 3.1 | +5.2% |
| SouthState | $106.29 | +0.02% | $10.31B | 11.2 | 10.8 | 3.2 | +1.2% |
| Pinnacle Financial Partners | $100.10 | +0.02% | $15.11B | 12.3 | 9.3 | 3.1 | +145.2% |
| Ameris Bancorp | $84.97 | −0.03% | $5.72B | 15.4 | 12.6 | 3.4 | +5.7% |
| United Community Banks | $35.14 | +0.46% | $4.19B | 11.5 | 11.5 | 2.7 | +9.8% |
| Seacoast Banking | $34.00 | −0.44% | $3.32B | 22.0 | 12.9 | 3.5 | +38.7% |
| Hancock Whitney | $74.83 | −0.05% | $6.07B | 14.6 | 10.8 | 3.1 | +7.8% |
| ServisFirst Bancshares | $42.23 | −0.24% | $4.62B | 14.4 | 12.3 | 4.5 | +27.6% |
| Median | 14.4 | 11.5 | 3.2 | +9.8% |