FUSB · NASDAQ · Banks - Regional

First US Bancshares (FUSB)

Operates a community bank across Alabama, Tennessee, and Virginia.

$16.25
Pre-market−0.16 (−0.98%)
At close$16.41(+0.06%)
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First US Bancshares, Inc.FUSBFinancials

Runs First US Bank, a community-bank franchise growing loans and deposits through local branches, loan-production offices, and digital-market capabilities. The single-bank holding company serves markets in Alabama, Tennessee, and Virginia and emphasizes underwriting, pricing, and expense control.

Operates First US Bank, a community-bank franchise with roots in the 1952 Bank of Thomasville. The bank's footprint spans southwest and central Alabama, plus parts of Tennessee and Virginia, following a history of community-bank combinations. The 2018 Peoples Bank transaction extended the footprint to Tennessee and Virginia.

Loans and deposits are grown through branch networks, loan-production offices, and digital-market capabilities. Credit underwriting standards, pricing discipline, and expense control are stated operating emphases.

The holding-company structure centers on one wholly owned banking subsidiary rather than a diversified financial-services group. Market expansion depends on organic growth and possible acquisitions that open new markets.

Company facts

CEOJames F. House
ListedJan 11, 1999
ExchangeNASDAQ
HeadquartersBirmingham, AL
CountryUnited States
Employees152
CIK0000717806
ISINUS33744V1035

Market cap$91.6M
EPS (ttm)$1.31
P/E (ttm)12.56
ROE7.4%
P/B0.9024
P/S1.43
Dividend yieldDiv yield1.70%
Beta0.09vs XLF 0.37

No analyst consensus on record.

EPSReportedEstimate

Oct '24Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26
Reported$0.36$0.29$0.29$0.03$0.32$0.36$0.33$0.31
Estimate
Surprise

RevenueReportedEstimate

Oct '24Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26
Reported$10.1M$9.7M$14.9M$15.7M$16.1M$16.3M$15.8M$16.0M
Estimate
Surprise
Estimate
Reported$0.31
Estimate
Reported$16.0M
View details

Debt to equity34.50%
Current ratio62.70%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$15.9M$15.4M$14.9M$15.7M$16.1M$16.3M$15.8M$16.0M
Net income$2.2M$1.7M$1.8M$155.0K$1.9M$2.1M$1.9M$1.8M
Net margin14.0%11.1%11.9%1.0%12.0%13.1%12.3%11.0%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$2.9M$2.3M$2.3M$164.0K$2.5M$2.9M$2.5M$2.2M
YoY growth+4.5%−24.4%−15.7%−94.0%−14.4%+26.5%+5.8%+1,263.4%

Balance sheet, Jun 30, 2026Cash & short-term investments $177.3M · Total debt $36.0M · Total assets $1.15B · Shareholders' equity $104.3M

Revenue
$16.0M
Operating income
$2.2M
Net income
$1.8M
View details

Next ex-date
Sep 11, 2026
in 8 days
Annual dividend
$0.28
per share
Dividend yield
1.70%
Schedule
Quarterly
4 payments a year

Raised for 11 straight years — most recently to $0.07 from $0.05 in Dec 2024. To collect a payout, hold shares through the close before the ex-date.

History

Ex-dateRecordPaidAmountNote
Sep 11, 2026Sep 11Oct 1$0.07upcoming
Jun 12, 2026Jun 12Jul 1$0.07
Mar 13, 2026Mar 13Apr 1$0.07
Dec 12, 2025Dec 12Jan 2$0.07
Sep 12, 2025Sep 12Oct 1$0.07
Jun 13, 2025Jun 13Jul 1$0.07
Mar 14, 2025Mar 14Apr 1$0.07
Dec 13, 2024Dec 13Jan 2$0.07raised from $0.05
Sep 13, 2024Sep 13Oct 1$0.05
View details

Institutions28 holders · as of Mar 31, 202618.77%1.03M shares
Insiders18 holders · as of Aug 7, 202612.46%685.7K shares
Otherremainder68.77%3.79M shares

5.50M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesEvidence
Gendell Jeffrey LInstitution
7.22%397,45413Fas of Mar 31, 2026
John C. GordonInsiderdirector
2.90%159,693Form 4filed Jan 31, 2025
James F. HouseInsiderdirector, officer: Chairman, President & CEO
2.75%151,228Form 4filed Feb 10, 2026
Tracy E. ThompsonInsiderdirector
1.99%109,541Form 4filed Feb 10, 2026
Vanguard Capital Management LLCInstitution
1.70%93,65113Fas of Mar 31, 2026
See all 25

13F — a manager's quarterly holdings · Form 4 — an insider's transaction report

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 7, 2026Staci Piercedirector+245$16.51
Aug 3, 2026Staci Piercedirector+136$16.53
Aug 4, 2026Staci Piercedirector+619$16.48
Feb 18, 2026John Lee McPhearsondirector+1,500$8.30
Feb 18, 2026John Lee McPhearsondirector−1,500$8.30
View details

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ComparePre-market

CompanyPriceChange
First US Bancshares$16.25−0.98%$91.6M12.61.4+1.7%
ServisFirst Bancshares$42.23−0.24%$4.62B14.412.34.5+27.6%
Regions Financial$29.930.00%$25.54B12.211.02.7+2.2%
Renasant$40.57−0.30%$3.72B12.210.73.0+21.1%
Trustmark$45.54−0.65%$2.69B11.611.52.3−14.3%
SmartFinancial$51.14+0.39%$870.8M15.012.92.6+13.6%
Median12.211.52.7+13.6%