Great Southern Bancorp
Runs a Springfield-rooted bank across Missouri and nearby regional markets.
Something off on this page? Send us feedback.
Profile
Operates Great Southern Bank, a single banking segment focused on real estate, construction, commercial business, and consumer lending funded by deposits and wholesale borrowings. Its footprint is concentrated in Missouri and nearby states, with commercial lending offices in larger U.S. metro markets.
Operates through Great Southern Bank, its sole reportable banking segment. The bank originates residential and commercial real estate loans, construction loans, commercial business loans, and consumer loans, then funds them through public deposits, brokered deposits, and Federal Home Loan Bank and other borrowings.
Rooted in Springfield, Missouri, the franchise serves customers primarily across Missouri, Iowa, Kansas, Minnesota, Nebraska, and Arkansas. Commercial lending offices extend the reach into larger metro markets including Atlanta, Charlotte, Chicago, Dallas, Denver, Omaha, and Phoenix.
Built from a 1923 savings-and-loan origin, the company expanded through charter changes and FDIC-assisted acquisitions. The business depends on local banking competition, deposit pricing and availability, and a loan book with heavy commercial real estate and multifamily exposure.
Company facts
Categories
Key statistics
Year to date +28.6% · Average volume (30d) 92.2K
Analysts
Ratings
Target range
Latest analyst notes
No analyst notes in the last 24 months.
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 15, 2026Q2 FY26 | $1.38 | $1.45 | +5.1% | $55.3M | $56.9M | +2.9% | +3.31% |
| Apr 15, 2026Q1 FY26 | $1.27 | $1.58 | +24.4% | $54.8M | $55.4M | +1.1% | −1.02% |
| Jan 21, 2026Q4 FY25 | $1.38 | $1.45 | +5.1% | $55.0M | $56.4M | +2.4% | −0.93% |
| Oct 15, 2025Q3 FY25 | $1.55 | $1.56 | +0.6% | $55.0M | $57.8M | +5.1% | −10.58% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $87.1M | $89.5M | $86.5M | $80.8M | $71.2M | $79.9M | |
| Gross profit | $56.6M | $59.6M | $58.6M | $55.6M | $48.3M | $56.9M | |
| Operating income | $21.5M | $24.3M | $22.1M | $19.5M | $13.5M | $18.6M | |
| Net income | $17.2M | $19.8M | $17.8M | $16.3M | $17.5M | $15.8M | |
| Diluted EPS | $1.47 | $1.72 | $1.56 | $1.43 | $1.58 | $1.43 | |
| Gross margin | 64.9% | 66.6% | 67.7% | 68.9% | 67.9% | 71.2% | |
| Operating margin | 24.6% | 27.1% | 25.5% | 24.1% | 19.0% | 23.3% |
Fiscal years (4-quarter sums)FY21 $237.0M · FY22 $261.1M · FY23 $326.9M · FY24 $355.3M · FY25 $344.0M
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $97.2M · Total debt $511.2M · Total assets $5.52B · Shareholders' equity $641.6M
Dividends
Raised for 34 straight years — most recently to $0.43 from $0.40 in Sep 2025. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jun 29, 2026 | Jun 29 | Jul 14 | $0.43 | |
| Mar 30, 2026 | Mar 30 | Apr 14 | $0.43 | |
| Dec 29, 2025 | Dec 29 | Jan 13 | $0.43 | |
| Sep 29, 2025 | Sep 29 | Oct 14 | $0.43 | raised from $0.40 |
| Jun 30, 2025 | Jun 30 | Jul 15 | $0.40 | |
| Mar 31, 2025 | Mar 31 | Apr 14 | $0.40 | |
| Dec 30, 2024 | Dec 30 | Jan 14 | $0.40 | |
| Sep 30, 2024 | Sep 30 | Oct 15 | $0.40 |
Ownership
Shares outstanding 10.89M · Float 7.88M · 72.4% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Earl A. Jr Steinert · director | 939.6K | 8.63% | Form 4 | May 26, 2026 |
| BlackRock, Inc. | 773.2K | 7.10% | 13F | Aug 7, 2026 |
| Dimensional Fund Advisors LP | 699.4K | 6.42% | 13F | Aug 11, 2026 |
| Vanguard Capital Management LLC | 380.6K | 3.49% | 13F | Aug 13, 2026 |
| State Street Corp | 367.3K | 3.37% | 13F | Aug 7, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 17, 2026 | Julie A. Brown | director | −851 | $81.00 |
| May 26, 2026 | Earl A. Jr Steinert | director | −4,500 | $71.62 |
| May 18, 2026 | William V. Turner | director | −6,000 | $68.35 |
| May 6, 2026 | Kevin L. Baker | other: Vice President of Subsidiary | −2,800 | $69.96 |
| May 1, 2026 | Mark A. Maples | other: Vice President of Subsidiary | −2,387 | $68.96 |
Peers
- Commerce Bancshares
Missouri/Kansas banking peer with commercial and retail overlap
- UMB Financial
Kansas City regional bank across Midwest retail and commercial banking
- Simmons First National
Mid-South bank overlapping Arkansas, Kansas, Missouri, CRE, and deposits
- Equity Bancshares
Community-bank peer across Kansas, Missouri, Arkansas, Nebraska, and Iowa
- Southern Missouri Bancorp
Missouri community-bank rival in deposits, CRE, business, and consumer loans
- Enterprise Financial Services
Commercial-focused Missouri bank overlapping C&I, CRE, deposits, and treasury
- First Busey
CrossFirst-expanded commercial bank in Midwest and Southwest markets
- Bank OZK
CRE-heavy Arkansas bank competing in real estate and commercial lending
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Great Southern Bancorp | $78.87 | +0.06% | $859.1M | 13.1 | 14.3 | 2.7 | −3.9% |
| Commerce Bancshares | $58.04 | +0.02% | $8.46B | 14.1 | 13.1 | 3.9 | +11.9% |
| UMB Financial | $144.59 | +0.07% | $10.98B | 12.0 | 11.0 | 2.4 | +22.9% |
| Simmons First National | $22.69 | +0.02% | $3.29B | — | 10.7 | 5.8 | +69,452.9% |
| Equity Bancshares | $49.62 | −0.13% | $1.02B | 28.4 | 9.6 | 2.7 | +42.3% |
| Southern Missouri Bancorp | $73.98 | −0.07% | $814.9M | 11.5 | 11.0 | 2.6 | +8.7% |
| Enterprise Financial Services | $63.59 | +0.05% | $2.30B | 12.6 | 11.2 | 2.3 | +30.9% |
| First Busey | $30.29 | 0.00% | $2.56B | 10.9 | 11.4 | 2.7 | −1.9% |
| Bank OZK | $49.40 | −0.02% | $5.39B | 8.2 | 8.5 | 1.9 | +1.8% |
| Median | 12.0 | 11.0 | 2.7 | +17.4% |