CBAN · NASDAQ · Banks - Regional

Colony Bankcorp (CBAN)

Runs community banking, mortgages, and government-guaranteed small-business lending across the Southeast.

$21.36
Pre-market+0.06 (+0.28%)
At close$21.30(+1.57%)
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Colony Bankcorp, Inc.CBANFinancials

Operates Colony Bank through Bank, Mortgage, and Small Business Specialty Lending segments, earning from deposits and loans, residential mortgage origination and sale, and SBA or other government-guaranteed lending. The franchise is Georgia-centered, with expansion into Alabama and Florida shaped by acquisitions and bank regulation.

Operates through Colony Bank, with the Bank segment anchoring retail and commercial banking, deposits, loans, merchant services, credit cards, wealth management, and insurance access. Mortgage originates and sells residential loans, while the Small Business Specialty Lending Division originates, sells, and services SBA and other government-guaranteed loans.

The footprint is concentrated in Georgia and extends into Birmingham, Alabama, and Florida markets including Santa Rosa Beach, Tallahassee, and Jacksonville. Growth has come through local banking relationships, branch-market expansion, and acquisitions such as TC Bancshares, with First Reliance still pending as strategic context.

Performance depends on deposit competition, loan demand, interest-rate conditions, mortgage-origination economics, banking regulation, and integration of acquired banks.

Company facts

CEOT. Heath Fountain
ListedFeb 23, 1998
ExchangeNASDAQ
HeadquartersFitzgerald, GA
CountryUnited States
Employees526
CIK0000711669
ISINUS19623P1012

Market cap$450.5M
EPS (ttm)$1.65
P/E (ttm)12.90
ROE9.0%
P/B1.16
P/S2.83
Dividend yieldDiv yield2.23%
Beta0.45vs XLF 0.93

No analyst consensus on record.

Next report
Oct 28, 2026
in 55 days
EPS estimate
$0.50
Revenue estimate
$41.5M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.44$0.38$0.46$0.47$0.48$0.45$0.52Pending
Estimate$0.32$0.40$0.40$0.47$0.46$0.45$0.48$0.50
Surprise+37.5%−5.0%+15.0%0.0%+4.3%0.0%+8.3%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$30.8M$30.0M$32.5M$32.8M$36.9M$39.9M$41.5MPending
Estimate$28.9M$29.9M$33.6M$37.8M$36.4M$40.2M$40.9M$41.5M
Surprise+6.5%+0.3%−3.3%−13.3%+1.4%−0.8%+1.5%
Estimate$0.50
ReportedDue Oct 28, 2026
Estimate$41.5M
ReportedDue Oct 28, 2026
View details

Debt to equity59.80%
Current ratio42.10%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$44.7M$46.3M$44.6M$46.9M$47.0M$51.7M$52.3M$7.9M
Net income$5.6M$7.4M$6.6M$8.0M$5.8M$7.8M$8.2M$10.9M
Net margin12.6%16.1%14.8%17.0%12.4%15.2%15.7%137.3%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$7.0M$8.9M$8.3M$10.0M$7.3M$11.2M$10.5M−$10.5M
YoY growth−5.6%+24.9%+22.7%+44.8%+3.4%+26.5%+26.5%−204.4%

Balance sheet, Jun 30, 2026Cash & short-term investments $25.3M · Total debt $233.2M · Total assets $3.63B · Shareholders' equity $390.0M

Revenue
$7.9M
Operating income
−$10.5M
Net income
$10.9M
View details

Next ex-date
Nov 5, 2026
estimated · in 63 days
Annual dividend
$0.48
per share
Dividend yield
2.23%
Schedule
Quarterly
4 payments a year

Raised for 8 straight years — most recently to $0.12 from $0.115 in Feb 2026. To collect a payout, hold shares through the close before the ex-date.

History

Ex-dateRecordPaidAmountNote
Aug 5, 2026Aug 5Aug 19$0.12
May 6, 2026May 6May 20$0.12
Feb 11, 2026Feb 11Feb 25$0.12raised from $0.115
Nov 5, 2025Nov 5Nov 19$0.115
Aug 6, 2025Aug 6Aug 20$0.115
May 7, 2025May 7May 21$0.115
Feb 5, 2025Feb 5Feb 19$0.115raised from $0.1125
Nov 6, 2024Nov 6Nov 20$0.1125
View details

Institutions151 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail≈ 60.99%12.94M shares
Insiders17 holders · as of Aug 26, 20263.86%819.2K shares
Otherremainder≈ 35.15%7.46M shares

21.22M company shares as of Sep 3, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesEvidence
BlackRock, Inc.Institution
11.01%2.34M13Fas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.27%906,34813Fas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
4.16%882,16313Fas of Jun 30, 2026
Geode Capital Management, LLCInstitution
2.51%533,62813Fas of Jun 30, 2026
American Century Companies IncInstitution
2.22%472,09513Fas of Jun 30, 2026
See all 25

13F — a manager's quarterly holdings

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 26, 2026Edward G. Canupofficer: CHIEF BANKING OFFICER+1,000$21.20
Aug 20, 2026Edward G. Canupofficer: CHIEF BANKING OFFICER+1,000$21.25
Aug 19, 2026Edward G. Canupofficer: CHIEF BANKING OFFICER+2,000$21.63
Aug 18, 2026Edward G. Canupofficer: CHIEF BANKING OFFICER+1,000$22.00
Jul 30, 2026Edward G. Canupofficer: CHIEF BANKING OFFICER+2,000$21.80
View details

ComparePre-market

CompanyPriceChange
Colony Bankcorp$21.36+0.28%$450.5M12.910.12.8+27.8%
Ameris Bancorp$84.97−0.03%$5.72B15.412.63.4+5.7%
Pinnacle Financial Partners$100.10+0.02%$15.11B12.39.33.1+145.2%
SouthState$106.29+0.02%$10.31B11.210.83.2+1.2%
United Community Banks$35.40+1.20%$4.19B11.511.52.7+9.8%
Capital City Bank Group$50.88−0.39%$872.4M14.213.63.1+5.2%
Renasant$40.49−0.49%$3.72B12.210.73.0+21.1%
ServisFirst Bancshares$42.23−0.23%$4.62B14.412.34.5+27.6%
Live Oak Bancshares$39.19−0.81%$1.83B13.910.91.7+10.0%
Median13.111.23.1+9.9%